I've had mixed results with credit cards that encourage you to spend a ton in order to rack up points you can later redeem to book travel, get cash back or make othe purchases. I signed up for Chase's Sapphire Reserve card for a couple years. It came with a ton of up-front points (worth nearly $1k!) but an annual fee that reduced down to about $150 after jumping through a few spending hoops. At the time, it was justified because I used the card for work and work travel expenses, so I could...Read More...
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