# General Discussion **URL:** https://community.thepennyhoarder.com/c/get-started/27.md [Latest](https://community.thepennyhoarder.com/latest.md) · [Categories](https://community.thepennyhoarder.com/categories.md) · [Tags](https://community.thepennyhoarder.com/tags.md) --- ## [Introduce yourself!](https://community.thepennyhoarder.com/t/introduce-yourself/2235)
**Author:** [@will](https://community.thepennyhoarder.com/u/will)\ **Replies:** 109\ **Last updated:** [August 1, 2024, 5:05pm UTC](https://community.thepennyhoarder.com/t/introduce-yourself/2235 "2024-08-01T17:05:14Z")
Say hi and let the community know a little about yourself. What brought you here? What’s your latest financial win/fail? Anything else fun you’d like to share? :blush: --- ## [About the General Discussion category](https://community.thepennyhoarder.com/t/about-the-general-discussion-category/2210)
**Author:** [@system](https://community.thepennyhoarder.com/u/system)\ **Replies:** 0
--- ## [2025: The Year in Review](https://community.thepennyhoarder.com/t/2025-the-year-in-review/7453)
**Author:** [@system](https://community.thepennyhoarder.com/u/system)\ **Replies:** 0\ **Last updated:** [January 1, 2026, 5:26pm UTC](https://community.thepennyhoarder.com/t/2025-the-year-in-review/7453 "2026-01-01T17:26:21Z")
2025's Top Users Most Visits User Days Visited @Kpor\_Alvin 8 @Debra\_Sullivan 4 @dena.y 1 All Yearly Visits Daily Visits Days Visited Users 8 1 6 1 4 1 1 1 --- ## [2024: The Year in Review](https://community.thepennyhoarder.com/t/2024-the-year-in-review/7452)
**Author:** [@system](https://community.thepennyhoarder.com/u/system)\ **Replies:** 0\ **Last updated:** [January 1, 2025, 9:39am UTC](https://community.thepennyhoarder.com/t/2024-the-year-in-review/7452 "2025-01-01T09:39:30Z")
2024's Top Users Most Time Reading User Hours Read @Booger 1 @irishnanny 1 @Mohamad\_Rezaui 1 @Terry\_Cosgrave 1 @Simar\_kaur 1 @pierre 1 @brigat 1 @dena.y 1 @Twocard 1 @Twoo\_Sumthing 1 … --- ## [Prices on everything](https://community.thepennyhoarder.com/t/prices-on-everything/7432)
**Author:** [@irishnanny](https://community.thepennyhoarder.com/u/irishnanny)\ **Replies:** 0\ **Last updated:** [December 17, 2024, 1:26pm UTC](https://community.thepennyhoarder.com/t/prices-on-everything/7432 "2024-12-17T13:26:34Z")
Hello everyone, is it just me or the prices on food keep going up. And down.?? i find it crazy to pay 4.00 dollars for a dozen of eggs. do you think the New Year will get better?? --- ## [Do you share your Netflix account with someone outside of your house?](https://community.thepennyhoarder.com/t/do-you-share-your-netflix-account-with-someone-outside-of-your-house/2607)
**Author:** [@will](https://community.thepennyhoarder.com/u/will)\ **Replies:** 11\ **Last updated:** [October 4, 2024, 4:42pm UTC](https://community.thepennyhoarder.com/t/do-you-share-your-netflix-account-with-someone-outside-of-your-house/2607 "2024-10-04T16:42:04Z")
If you haven’t heard the news already, Netflix is cracking down on password sharing, making it so you can only share your account with people living in your house. Will these changes affect you? Will your kids be forc… --- ## [Mahindra Thar Roxx colors \[car sale \]](https://community.thepennyhoarder.com/t/mahindra-thar-roxx-colors-car-sale/7014)
**Author:** [@Garima\_Dulkar](https://community.thepennyhoarder.com/u/Garima_Dulkar)\ **Replies:** 0\ **Last updated:** [October 2, 2024, 2:32pm UTC](https://community.thepennyhoarder.com/t/mahindra-thar-roxx-colors-car-sale/7014 "2024-10-02T14:32:18Z")
The discretionary Mocha Earthy colored inside subject is restricted to the 4X4 variations of the Thar Roxx; To be presented close by the Ivory subject Mahindra and Mahindra will before long launch the authority appointme… --- ## [Emergency cash at home?](https://community.thepennyhoarder.com/t/emergency-cash-at-home/4524)
**Author:** [@rick.campbell](https://community.thepennyhoarder.com/u/rick.campbell)\ **Replies:** 3\ **Last updated:** [August 1, 2024, 5:46pm UTC](https://community.thepennyhoarder.com/t/emergency-cash-at-home/4524 "2024-08-01T17:46:56Z")
I asked how much extra cash you keep in your savings account. Now, how much emergency cash do you keep at home where you can put your hands on it 24/7/365 Do you not keep any cash at home, Do you keep $1000, $5000, $1… --- ## [Has Anyone Ever Bought a Rent-to-Own Home?](https://community.thepennyhoarder.com/t/has-anyone-ever-bought-a-rent-to-own-home/2511)
**Author:** [@rachel.christian](https://community.thepennyhoarder.com/u/rachel.christian)\ **Replies:** 5\ **Last updated:** [August 1, 2024, 5:00pm UTC](https://community.thepennyhoarder.com/t/has-anyone-ever-bought-a-rent-to-own-home/2511 "2024-08-01T17:00:12Z")
Hi there! I’m working on an article about rent-to-own homes. I’ve seens tons of ads for these properties on Zillow and Craigslist, and always wondered how they worked. Something interesting I came across: Divvy, a growi… --- ## [What is the meaning of time?](https://community.thepennyhoarder.com/t/what-is-the-meaning-of-time/5629)
**Author:** [@MONEY-KING](https://community.thepennyhoarder.com/u/MONEY-KING)\ **Replies:** 1\ **Last updated:** [July 6, 2024, 3:07pm UTC](https://community.thepennyhoarder.com/t/what-is-the-meaning-of-time/5629 "2024-07-06T15:07:53Z")
Time is the ongoing experience of events in a sequence, from past, present, and future. It’s a dimension alongside the three spatial dimensions (length, width, height) that allows us to locate events. We can also measu… --- ## [Gas](https://community.thepennyhoarder.com/t/gas/2074)
**Author:** [@jeanie.newell](https://community.thepennyhoarder.com/u/jeanie.newell)\ **Replies:** 11\ **Last updated:** [July 20, 2023, 7:14am UTC](https://community.thepennyhoarder.com/t/gas/2074 "2023-07-20T07:14:08Z")
23 gallons ( not full) was $92.83 --- ## [Thieves are back at it again](https://community.thepennyhoarder.com/t/thieves-are-back-at-it-again/4930)
**Author:** [@Ryan\_Bamford](https://community.thepennyhoarder.com/u/Ryan_Bamford)\ **Replies:** 3\ **Last updated:** [May 5, 2024, 3:21pm UTC](https://community.thepennyhoarder.com/t/thieves-are-back-at-it-again/4930 "2024-05-05T15:21:02Z")
Thieves stole as much as $30 million from a money storage facility in Los Angeles on Easter Sunday in one of the biggest cash heists in the city’s history, the \[Los Angeles Times reported\] --- ## [Older Family Member - Living Alone may no longer be an option](https://community.thepennyhoarder.com/t/older-family-member-living-alone-may-no-longer-be-an-option/4606)
**Author:** [@saving.shannon](https://community.thepennyhoarder.com/u/saving.shannon)\ **Replies:** 3\ **Last updated:** [March 28, 2024, 8:04pm UTC](https://community.thepennyhoarder.com/t/older-family-member-living-alone-may-no-longer-be-an-option/4606 "2024-03-28T20:04:30Z")
I spent 10 days out of state at the hospital bedside of an older family member (early 70s). There is no spouse or children and they want nothing to do with their remaining siblings. There are several nieces that will … --- ## ["Use what you've got" - But what if I have nothing?](https://community.thepennyhoarder.com/t/use-what-youve-got-but-what-if-i-have-nothing/2457)
**Author:** [@mountainfan](https://community.thepennyhoarder.com/u/mountainfan)\ **Replies:** 7\ **Last updated:** [January 31, 2024, 2:39pm UTC](https://community.thepennyhoarder.com/t/use-what-youve-got-but-what-if-i-have-nothing/2457 "2024-01-31T14:39:43Z")
Hello PH community, it’s been a while. I’ve been trying to think of ways that I can still increase my income however incrementally. I’ve joined quite a few survey sites, cashback rebate apps like Ibotta & Fetch, & tried… --- ## [Upset Fans Over Starbucks Provisions?](https://community.thepennyhoarder.com/t/upset-fans-over-starbucks-provisions/3539)
**Author:** [@R.E.A.21](https://community.thepennyhoarder.com/u/R.E.A.21)\ **Replies:** 1\ **Last updated:** [January 30, 2024, 11:00pm UTC](https://community.thepennyhoarder.com/t/upset-fans-over-starbucks-provisions/3539 "2024-01-30T23:00:48Z")
It’s the most great season! Despite the fact that an intensity wave keeps on clearing the country, it is formally Pumpkin Zest Latte season, and Starbucks fans are next to themselves with fervor. The PSL made its victor… --- ## [High yield account](https://community.thepennyhoarder.com/t/high-yield-account/4514)
**Author:** [@rick.campbell](https://community.thepennyhoarder.com/u/rick.campbell)\ **Replies:** 4\ **Last updated:** [January 20, 2024, 10:23am UTC](https://community.thepennyhoarder.com/t/high-yield-account/4514 "2024-01-20T10:23:15Z")
I would like to find a HIGH YIELD acvount that pays 5% or more on my total balance and no fees and no time limits on it so I collect the interest while it sits there and if I need it, I can transfer it without penalties. … --- ## [Claiming your part of the Facebook class-action lawsuit](https://community.thepennyhoarder.com/t/claiming-your-part-of-the-facebook-class-action-lawsuit/2808)
**Author:** [@will](https://community.thepennyhoarder.com/u/will)\ **Replies:** 16\ **Last updated:** [January 14, 2024, 4:31pm UTC](https://community.thepennyhoarder.com/t/claiming-your-part-of-the-facebook-class-action-lawsuit/2808 "2024-01-14T16:31:26Z")
I’m sure most of you have heard about the class-action lawsuit that has Facebook cutting checks to millions of users. The lawsuit involves questionable practices surrounding Facebook’s user data sharing. To file a claim… --- ## [Buy Now Pay Later: What's Your Experience?](https://community.thepennyhoarder.com/t/buy-now-pay-later-whats-your-experience/2484)
**Author:** [@rachel.christian](https://community.thepennyhoarder.com/u/rachel.christian)\ **Replies:** 25\ **Last updated:** [January 10, 2024, 2:49am UTC](https://community.thepennyhoarder.com/t/buy-now-pay-later-whats-your-experience/2484 "2024-01-10T02:49:34Z")
Hi there! Buy Now, Pay Later apps have become all the rage the past few years, especially since the pandemic. What’s your experience been like with these apps? Have often do you use this option at checkout and have you… --- ## [The flaw in credit scores and how to make sure it doesn’t affect you.](https://community.thepennyhoarder.com/t/the-flaw-in-credit-scores-and-how-to-make-sure-it-doesn-t-affect-you/2103)
**Author:** [@dave.blancett](https://community.thepennyhoarder.com/u/dave.blancett)\ **Replies:** 9\ **Last updated:** [August 4, 2022, 8:41am UTC](https://community.thepennyhoarder.com/t/the-flaw-in-credit-scores-and-how-to-make-sure-it-doesn-t-affect-you/2103 "2022-08-04T08:41:29Z")
There is a common misconception regarding credit scores and credit card balances. By taking a few minutes to read this short post, you may be able to improve your credit score with little or no extra effort. You probabl… --- ## [2023: The Year in Review](https://community.thepennyhoarder.com/t/2023-the-year-in-review/4434)
**Author:** [@system](https://community.thepennyhoarder.com/u/system)\ **Replies:** 4\ **Last updated:** [January 1, 2024, 12:27am UTC](https://community.thepennyhoarder.com/t/2023-the-year-in-review/4434 "2024-01-01T00:27:50Z")
2023's Top Users Most Time Reading User Hours Read @brigat 2 @irishnanny 2 @redcatcec 1 @reach.your.goals 1 @mintjulep 1 @kenlyons 1 @dear.penny 1 @sthom 1 @shirley 1 @leta.muncie 1 … --- ## [Rebuild Your Credit ASAP](https://community.thepennyhoarder.com/t/rebuild-your-credit-asap/4299)
**Author:** [@Williams\_Sanders](https://community.thepennyhoarder.com/u/Williams_Sanders)\ **Replies:** 3\ **Last updated:** [November 21, 2023, 12:10pm UTC](https://community.thepennyhoarder.com/t/rebuild-your-credit-asap/4299 "2023-11-21T12:10:35Z")
I thank 760Plus Credit Score for helping me achieve my long term goal of becoming a homeowner. I had a very poor credit score which prevented me from achieving my goals, (500s across the 3 credit bureaus) I have been usi… --- ## [Using Walmart + is a good investment](https://community.thepennyhoarder.com/t/using-walmart-is-a-good-investment/2423)
**Author:** [@ken.j](https://community.thepennyhoarder.com/u/ken.j)\ **Replies:** 11\ **Last updated:** [September 3, 2023, 5:47pm UTC](https://community.thepennyhoarder.com/t/using-walmart-is-a-good-investment/2423 "2023-09-03T17:47:49Z")
Walmart+ costs $98 a year but I get as many deliveries as I need for free. I have never had any problem with the items picked altho some produce was not good. I blame the produce dept for not removing them, not the picke… --- ## [Desire to comprehend humor from a scientific point of view?](https://community.thepennyhoarder.com/t/desire-to-comprehend-humor-from-a-scientific-point-of-view/3527)
**Author:** [@Diksha\_Thakur](https://community.thepennyhoarder.com/u/Diksha_Thakur)\ **Replies:** 1\ **Last updated:** [August 26, 2023, 4:55pm UTC](https://community.thepennyhoarder.com/t/desire-to-comprehend-humor-from-a-scientific-point-of-view/3527 "2023-08-26T16:55:31Z")
A common language that cuts across cultural barriers and unites people in a way that few other things can is laughter. The act of laughing enhances our lives by bringing happiness and optimism, whether it’s a hearty chuc… --- ## [Man, 36, dies from meningococcal](https://community.thepennyhoarder.com/t/man-36-dies-from-meningococcal/3112)
**Author:** [@Raihan-1230](https://community.thepennyhoarder.com/u/Raihan-1230)\ **Replies:** 2\ **Last updated:** [August 22, 2023, 7:12am UTC](https://community.thepennyhoarder.com/t/man-36-dies-from-meningococcal/3112 "2023-08-22T07:12:37Z")
A 36-year-elderly person has passed on in the wake of contracting meningococcal. Wellbeing authorities in South Australia said ‘different’ individuals who had been in touch with the man, from Adelaide, had been distingu… --- ## [Is inflation cooling off for you?](https://community.thepennyhoarder.com/t/is-inflation-cooling-off-for-you/3060)
**Author:** [@dear.penny](https://community.thepennyhoarder.com/u/dear.penny)\ **Replies:** 10\ **Last updated:** [July 24, 2023, 7:22pm UTC](https://community.thepennyhoarder.com/t/is-inflation-cooling-off-for-you/3060 "2023-07-24T19:22:57Z")
I’ve been seeing a lot of news reports lately about inflation cooling down lately. For example, yesterday I saw that car prices are finally getting back to normal, and used car prices even dropped slightly year over year… --- ## [I developed an app (airbnb of parking)!](https://community.thepennyhoarder.com/t/i-developed-an-app-airbnb-of-parking/2501)
**Author:** [@electricalcricket](https://community.thepennyhoarder.com/u/electricalcricket)\ **Replies:** 2\ **Last updated:** [January 25, 2023, 7:38pm UTC](https://community.thepennyhoarder.com/t/i-developed-an-app-airbnb-of-parking/2501 "2023-01-25T19:38:09Z")
Hi, I hope you are all doing well! I have been developing an app/business for the last two years and I think you all would love it. It is essentially airbnb of driveways. As opposed to competition, you can rent out avail… --- ## [Are you planning to shop on Amazon Prime Day?](https://community.thepennyhoarder.com/t/are-you-planning-to-shop-on-amazon-prime-day/3040)
**Author:** [@dear.penny](https://community.thepennyhoarder.com/u/dear.penny)\ **Replies:** 5\ **Last updated:** [July 11, 2023, 6:26pm UTC](https://community.thepennyhoarder.com/t/are-you-planning-to-shop-on-amazon-prime-day/3040 "2023-07-11T18:26:39Z")
Amazon Prime Day is next week, as I’m sure you’re all well aware from all the ads we’re being bombarded with. Are you planning on shopping this year? Or are you staying away? I’m normally not a fan of big sale holidays,… --- ## [Do you save for retirement in a Roth IRA?](https://community.thepennyhoarder.com/t/do-you-save-for-retirement-in-a-roth-ira/3005)
**Author:** [@dear.penny](https://community.thepennyhoarder.com/u/dear.penny)\ **Replies:** 11\ **Last updated:** [July 8, 2023, 5:47pm UTC](https://community.thepennyhoarder.com/t/do-you-save-for-retirement-in-a-roth-ira/3005 "2023-07-08T17:47:39Z")
What’s your preferred way to save for retirement? Do you use a Roth IRA (or a traditional IRA), or do you put as much as you can in an employer-sponsored plan, like a 401(k)? Or do you use a combination of the two? I’ve… --- ## [Comment on coca cola uses](https://community.thepennyhoarder.com/t/comment-on-coca-cola-uses/2608)
**Author:** [@savingsmama](https://community.thepennyhoarder.com/u/savingsmama)\ **Replies:** 7\ **Last updated:** [June 24, 2023, 2:11am UTC](https://community.thepennyhoarder.com/t/comment-on-coca-cola-uses/2608 "2023-06-24T02:11:15Z")
I would not recommend using coca cola on the car as it will remove the paint. --- ## [Who is using chatGPT?](https://community.thepennyhoarder.com/t/who-is-using-chatgpt/2819)
**Author:** [@sthom](https://community.thepennyhoarder.com/u/sthom)\ **Replies:** 7\ **Last updated:** [June 19, 2023, 12:49pm UTC](https://community.thepennyhoarder.com/t/who-is-using-chatgpt/2819 "2023-06-19T12:49:27Z")
Has anyone been using this app and if so, is it easy to learn and get up and running? What are you using it for? It seems there are multiple versions. How do you decide which to use? Thanks. [Next page](https://community.thepennyhoarder.com/c/get-started/27.md?page=1)