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The Cost of Renting

Sushil
Did you know that more than a third of American households are inhabited by renters? For those tenants, navigating the relationship with a landlord can be tricky. But renter's have rights (they vary by state and local jurisdiction). Learn more about general renter's rights , and learn tactics for negotiating lower rent (yes, it's possible!). And be sure to check out the interactive graphic below to see the cost of renting across the U.S. We want to know: How much of your income goes to rent...Read More...
Last Reply By A.J. Young Jr · First Unread Post

Community Update: New Posts From Last Week

Sushil
Hi! I’m Sushil Cheema, an editor at The Penny Hoarder, and I help run Community. This week, I want to highlight a few posts in the forum that ran last week: Do you pay off your credit card balance every month? A survey asking just that drew in more than 200 responses. You can add your own response until 9 a.m. EST tomorrow . On Wednesday, we posted a graphic about the 70/20/10 budgeting method (read more about it here ). Some comments were about the high percentages of income that people are...Read More...
Last Reply By Sally Bruton Antrim · First Unread Post
This week's Community Update We have a new Community survey! Last week, we launched a new survey: How many credit cards do you have ? It's been about a week since the survey went live, but it looks like majority of us have 4+ credit cards. I'm curious how these numbers shake out as more members take the survey. It's only one question, so head on over and take the survey! This week's Community tip: how to use emojis! To add an emoticon to your post or reply, click the emoticons icon (or the...Read More...
Last Reply By Sandra Brezinski · First Unread Post

Topics

Hello, Community members! I hope your week is starting off well. Here are some highlights from the forums from last week: For those of you with undergraduate or graduate degrees, was the cost of your education worth it? Let us know by taking this poll and leaving a comment to let us know why or why not . But act fast: The poll closes at 9 a.m. tomorrow. How much do you have saved for retirement? Check out this graphic , which gives a breakdown by age group based on data from the Federal...Read More...
Last Reply By KellyFromKeene · First Unread Post
Good morning, TPH Community Members! I hope you all had a restful weekend. Can you believe it's already October? What are you doing to prepare for the fall and the upcoming holiday season? Here are some posts we want to highlight that posted last week: If you're in the market for a new car, do you buy the latest model or look for something "new to you"? Or do you lease? Let us know your car-shopping preferences by taking our survey . But act fast: It closes tomorrow morning at 9 a.m. So you...Read More...
Last Reply By KellyFromKeene · First Unread Post
Good morning! I hope everyone had a great, restful weekend. Here's are some highlights from around Community last week: Are you traveling again -- or getting the itch to do so? We want to know: What creature comforts you are most willing to sacrifice in order to save money when you are traveling? Take our survey before it closes tomorrow morning. More than 40% of homeowners put of a needed repair in 2020 . Is there a home repair you're delaying? Check out our graphic and let us know in the...Read More...
Last Reply By KellyFromKeene · First Unread Post
Happy Monday! The Penny Hoarder's offices were closed on Thursday and Friday last week to give employees time for rest and relaxation. We're back to work today, starting with a look at some highlights from around the Community from last week: We want to know what types of insurance you have . Take our poll before it closes tomorrow at 9 a.m. Did you know that more than a third of American households are inhabited by renters? Check out our interactive graphic to see the cost of renting across...Read More...
Last Reply By KellyFromKeene · First Unread Post
Hi, Penny Hoarders! Here's to the start of a great week. Here are some highlights from Community over the last week: We all know we need to work hard, but we also need to make time for play. Do you ever feel guilty about spending money on fun or self-care? Take our survey and let us know why -- or why not -- before it closes tomorrow at 9 a.m. The holidays will be here before we know it. How are you preparing? Check out our graphic on Holiday Sinking Funds to learn how much you should put...Read More...
Hello, Community Members! I hope you have big plans for Labor Day. Here are a few highlights from the last week: First, anyone looking for a work-from-home job should check out this graphic in the Resources section. It highlights 32 companies that let employees work remotely . Does your company allow remote work? Next, The Penny Hoarder's own Grace Schweizer wants to know how you are handling personal style while saving money during the pandemic . Share your shopping tips! Finally, Robin...Read More...
Last Reply By irishnanny · First Unread Post

Community Update

Sushil
Happy Monday! Can you believe we're closing in on the end of August? Here are highlights from Community last week: The U.S. is experiencing the greatest spike in inflation since 2008. We want to know what line item in your budget has made you do a double take this year. Check out our graphic with some stats on gas and let us know in the comments . Nicole Dow, a senior staff writer at The Penny Hoarder, is already planning for her budget for holiday spending -- and even for summer expenses...Read More...
Last Reply By Sandra Carrillo · First Unread Post

Community Update

Sushil
Hello! I hope everyone had a great weekend. Can you believe it's already mid-August? Here are a few highlights from the Community that were posted last week: This graphic highlights the top 10 "Frugal Fails" -- money-saving attempts that could actually end up costing you more. Click here to read more about frugal fails. Janet Keeler, a senior editor at The Penny Hoarder, posted about the high cost of spices . She wants to know how you save on spices. Robin Hartill, another editor who is also...Read More...
Last Reply By irishnanny · First Unread Post
This week's community announcements Introducing the new resources pages Can I get a drum roll please? 😀 Last week, we launched the new resources page . Resources are any media type, including images, videos, audio and files. We’ll use the page to populate financial tips and how to’s in these media formats. I published the first resource, which was a graphic about 10 places for car-free vacation . Be sure to check out the page. Some of the best information is in the comments! New topics to...Read More...
Last Reply By Moore Income · First Unread Post
Here's what's taking place in Community this week: We launched a new survey: what is your financial goal for the next six months? With half a year already in the rearview mirror, we're looking ahead and evaluating our financial goals for the next six months. Share your thoughts over on the survey and read what other members have to say! Threads you’ll want to check out A huge part of strong financial management isn’t actually the management of money. Sometimes it’s the management of our...Read More...
Last Reply By Big Lew · First Unread Post

This week’s Community Announcements 5.14.21

Maryann
Hi everyone, Happy Friday! How is everyone doing? What are your weekend plans? I plan to enjoy the warm weather by spending some time with family outside. Speaking of outside, we’ve published a lot of content about how to earn additional income on The Penny Hoarder. I always see questions pop up here about how to earn more money, so here’s an article that went live this week about summer side hustles . Without further ado, here are a couple of new topics from the week that I’d love your...Read More...
Last Reply By Maryann · First Unread Post

This week's Community Announcement 5.7.21

Maryann
Hi everyone, Happy Friday and first full week of May! Does anyone have anything fun planned for the weekend? Something special cooked up for Mom or the special woman in your life for Mother's Day? Comment down below and let us know what you're up to. There have been so many great conversations this week in the community that I’d love to get your take on. Here we go: What are your best money-making ideas? Head on over to the thread and give us what you got . @CJ H. asked about when to...Read More...
Last Reply By irishnanny · First Unread Post

This week’s Community Announcements 4.23.21

Maryann
Hi everyone, Happy Friday! What a week. I feel like I say this all the time, but I can’t believe we’re at the end of April. What’s been going on in your world? Comment down below and let us know what you have been up to. There have been so many great conversations this week in the community that I’d love to get your take on. Here we go: I love this topic @Nicole D. started up in the community this week. With the vaccine out, I’m noticing more people making plans, including travel and group...Read More...
Last Reply By KellyFromKeene · First Unread Post

This week’s Community Announcements 4.9.21

Maryann
Happy Friday everyone! I’ve got some exciting news to share: Next week, The Penny Hoarder will be hosting a Facebook Live Q&A with Erin Lowry of Broke Millennial. Here’s where you can get a reminder for the live event , which is on Tuesday, April 13 at 1 p.m. EST. We’ll discuss how to navigate awkward financial conversations with the people in your life. Share your questions for Erin Lowry during the virtual event, and you’ll be entered into a giveaway to win a free copy of her book...Read More...
Last Reply By KellyFromKeene · First Unread Post

This week’s Community Announcements 3.26.21

Maryann
Is it just me, or is anyone else wondering how we’re already at the end of March? It feels like we were just kicking off the new year, and here we are rounding out Q1. What’s this year been like for you so far? What are you most looking forward to in these Spring months? Comment in the thread and let us know! After a couple of conversations with friends who were dealing with their own financial dilemmas, I started a thread asking “ How do you talk to your friends about money ?” If you speak...Read More...
Last Reply By Jacob Meyerson · First Unread Post

This week’s Community Announcements 3.19.21

Maryann
Hi everyone, Hope you’ve had a great week! So many things happened this week — we sprang forward and “lost” an hour with daylight savings. St. Patrick’s Day was on Wednesday. Lastly — and perhaps most relevant to many here in the community — was the distribution of stimulus checks! Since we’re a financially-minded crew, what advice would you give to anyone looking for the best way to spend their stimulus money? Let’s help each other out by commenting in the thread. @sthom shared this week...Read More...
Last Reply By KellyFromKeene · First Unread Post

This week’s Community Announcements 3.12.21

Maryann
Happy March everyone! How is everyone doing? Comment down below -- I’d love to know what’s been top of mind for you! Robin Hartill aka Dear Penny stopped by the community this week to share she’s working on FAQ about the newest relief bill, which includes $1,400 stimulus checks, an expansion of unemployment benefits until early September and a bigger child tax credit. If you have questions about these topics, please drop a comment in her thread and Robin will do her best to answer. Here are...Read More...
Last Reply By KellyFromKeene · First Unread Post

This week’s Community Announcements 2.19.21

Maryann
Hi everyone, How is everyone doing? Comment down below. I’d love to hear what everyone’s up to this weekend. For our book club participants, @Nicole D. sat down for a Q&A conversation with the author of “Napkin Finance” Tina Hay. ICYMI: here’s a link to the recording . It was a fun conversation, so thank you to everyone from this community who showed up. What personal finance book should we read next for the book club? Are you signed up for The Penny Hoarder’s SMS program? You can sign...Read More...
Last Reply By Amanda Moran · First Unread Post

This week’s Community Announcements 2.8.21

Maryann
Hi everyone, How is everything going? With Valentine’s Day right around the corner, we’ve got relationships on our minds. We’re doing a special edition Dear Penny column all about love and money. If you’re facing a predicament that has to do with finances and relationships, @Robin Hartill , CFP ® , aka Dear Penny wants to hear from you and help you solve your problem. Submit your tricky money questions here ! Thanks to everyone who is participating in the book club. ICYMI: The Penny...Read More...
Last Reply By Maryann · First Unread Post

This week’s Community Announcements 1.22.21

Maryann
Hi everyone, Happy Friday! ICYMI: we launched a book club ! The Penny Hoarder’s senior writer @Nicole D. is helping us take a deep dive into different money-focused books. And, the discussions will take place right here in the community. Our first book pick is “Napkin Finance” by Tina Hay. “Napkin Finance” is chock-full of clever infographics designed to explain complex money topics in an easily digestible way. Nicole published the first of several weekly discussion threads in the community...Read More...
Last Reply By SCM Harry · First Unread Post

Napkin Finance — How Are You Preparing for Retirement?

Nicole D.
What are you doing to prepare yourself for retirement? If you're reading along, what tips have you found helpful from “Napkin Finance?” I don’t know about you, but I wish I had a time machine to send me back about a decade so I could get an earlier start on saving for retirement. I struggled with money in my 20s and didn’t have enough financial savvy to truly grasp the importance of starting at a young age. “Napkin Finance” is one of those books that people of all ages should get their hands...Read More...
Last Reply By lismox · First Unread Post

This week’s Community Announcements 1.8.21

Maryann
Hi everyone, Happy New Year! Though I’m sure it looked different last year, I hope everyone had a great holiday. 2021 is here and I’m hoping this year is better for all. I’m excited to kick off the first announcement of the year. We’re starting the new year right with a new initiative to help you read more books and grow your personal finance knowledge. We’re launching a book club ! The Penny Hoarder’s senior writer @Nicole Dow will lead us in taking a deep dive into different money-focused...Read More...
Last Reply By KellyFromKeene · First Unread Post

Exciting news

Maryann
Hello, Penny Hoarders! We have exciting news to share with you. Our company, which just celebrated its 10th birthday this month, will soon be part of the SYKES family of brands as a part of the Clearlink group. As we begin our second decade, you can rest assured that we plan to continue our mission to help you make smart money decisions and reduce your financial stress. We’ll still be The Penny Hoarder, and as always, we’ll still be here for you. In fact, this business move is designed to...Read More...
Last Reply By Theodora · First Unread Post

Community Announcement 12/18/20

Maryann
Hi everyone! How was your week? In case you missed last week’s announcement: The Penny Hoarder turned 10 last week! If you want to show off your Penny Hoarder pride, we have special edition desktop and phone backgrounds available. I still can’t believe it’s been a decade! I’m grateful for this community and everything we’ve been able to learn from one another. With 2021 just two weeks away, I’m wondering if anyone is setting any resolutions, especially financial ones for the upcoming year?Read More...
Last Reply By irishnanny · First Unread Post

This week’s Community Announcements 12.11.20

Maryann
Hi everyone! I hope you’re doing well. December is always a fun month at The Penny Hoarder HQ. For starters, we had our annual holiday party this week. Though it was virtual, it was still fun. (Let’s just say a magician and hot chocolate bombs were involved.) How are your holiday plans shaping up this year? Are you going virtual? Keeping things small? Comment down below and tell us how you’re celebrating. Second and most exciting — The Penny Hoarder is 10 years old today! It’s been a...Read More...
Last Reply By KellyFromKeene · First Unread Post
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