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Upcoming Virtual Event With “Napkin Finance” Author Tina Hay

Nicole D.
Hey everyone! In case you’ve missed our announcement Monday, I’ve got some exciting news to share! Tomorrow, The Penny Hoarder will be hosting a virtual Q&A with “Napkin Finance” author Tina Hay. Mark your calendars for Thursday, Feb. 11 at 2 p.m. ET and join us on The Penny Hoarder’s Facebook page , where we’re sure to have an interesting and informative Facebook Live discussion. We’ll also be giving away five copies of “Napkin Finance” during the virtual event! For a chance to win,...Read More...
I'm glad you were able to watch later, @sthom ! And thanks!Read More...
I missed the live event but did watch later on Facebook and what a pleasure. I've been unable to participate in the overall book discussion as I intended. Have been out of pocket for a few weeks due to some health issues. But...Tina Hay's discussion with you was brilliant, Nicole. And, what a sweet face you have, if you don't mind my saying.Read More...
It sounds great! I'm sorry Ill be missing it, but look forward to hearing about it.Read More...
This is so cool! Looking forward to it!Read More...
Last Reply By Nicole D. · First Unread Post

Topics

This week’s Community Announcements 2.19.21

Maryann
Hi everyone, How is everyone doing? Comment down below. I’d love to hear what everyone’s up to this weekend. For our book club participants, @Nicole D. sat down for a Q&A conversation with the author of “Napkin Finance” Tina Hay. ICYMI: here’s a link to the recording . It was a fun conversation, so thank you to everyone from this community who showed up. What personal finance book should we read next for the book club? Are you signed up for The Penny Hoarder’s SMS program? You can sign...Read More...
I just listened to a recording of the live interview with Tina Hay. It was very informative.Read More...
Regarding the next book club offering, I'd like to suggest How to Make Your Money Last by Jane Bryant Quinn. Even though it's directed towards those near or already in retirement, the principles are helpful for all ages and/or can be passed along to the pre-retiree or retiree in your life.Read More...
Good Monday, you all! Hope it was a great weekend.Read More...
@Mexpensive, you might want to do some research for information pertaining to your state, but I always thought that once a debt is charged off, that's the end of it. Also, there's typically a statute of limitations for debts.Read More...
Last Reply By Brigat · First Unread Post

This week’s Community Announcements 2.8.21

Maryann
Hi everyone, How is everything going? With Valentine’s Day right around the corner, we’ve got relationships on our minds. We’re doing a special edition Dear Penny column all about love and money. If you’re facing a predicament that has to do with finances and relationships, @Robin Hartill , CFP ® , aka Dear Penny wants to hear from you and help you solve your problem. Submit your tricky money questions here ! Thanks to everyone who is participating in the book club. ICYMI: The Penny...Read More...
Congrats, lady! We're so happy for you. =) Yes, an important topic indeed! I'll be sure to publish the columns in upcoming announcements.Read More...
@KellyFromKeene Congratulations! So happy for you....wishing you the very best!Read More...
Love and money sounds like a great topic! I'm interested to read all that- I'm getting married this weekend (finally!) and working through combining income and expenses and it's tough, even for two people who are savers and budgeters.Read More...
Last Reply By Maryann · First Unread Post

This week’s Community Announcements 1.22.21

Maryann
Hi everyone, Happy Friday! ICYMI: we launched a book club ! The Penny Hoarder’s senior writer @Nicole D. is helping us take a deep dive into different money-focused books. And, the discussions will take place right here in the community. Our first book pick is “Napkin Finance” by Tina Hay. “Napkin Finance” is chock-full of clever infographics designed to explain complex money topics in an easily digestible way. Nicole published the first of several weekly discussion threads in the community...Read More...
Thank youRead More...
thank you for the knowledgeRead More...
Thanks for the update guysRead More...
i enjoy the post about WindexRead More...
Last Reply By SCM Harry · First Unread Post

Napkin Finance — How Are You Preparing for Retirement?

Nicole D.
What are you doing to prepare yourself for retirement? If you're reading along, what tips have you found helpful from “Napkin Finance?” I don’t know about you, but I wish I had a time machine to send me back about a decade so I could get an earlier start on saving for retirement. I struggled with money in my 20s and didn’t have enough financial savvy to truly grasp the importance of starting at a young age. “Napkin Finance” is one of those books that people of all ages should get their hands...Read More...
I'm taking part in a 401(k) through work. I also have two Roth IRA's, one of which I'm actively contributing to. One is through Acorns, a robo-investing company. I'm woefully behind, however, since I had to withdraw all of my previous funds due to medical issues. So, it's a struggle for sure, but I'm trying to make up for lost time. For reference, I'm in my mid-40's.Read More...
Most important thing is to start AS EARLY AS POSSIBLE on ALL of the below: Take advantage of any pre-tax company 401K, especially with company match. Alternative IRA post tax contribution with tax free growth. Very little is more advantageous than leveraging government approved tax incentives. Pay down any debt as soon/fast as possible (nothing is more expensive than debt, especially credit card debt.). Debt is hindering your ability to save. Save as much as you can regardless of income...Read More...
I think many of us do not really look at this closely when considering employers. I fell into my job, but the unheard of retirement contribution makes me stay.Read More...
Love the "napkin" infographics! Thanks for adding that to your post, @Nicole D.Read More...
Last Reply By lismox · First Unread Post

This week’s Community Announcements 1.8.21

Maryann
Hi everyone, Happy New Year! Though I’m sure it looked different last year, I hope everyone had a great holiday. 2021 is here and I’m hoping this year is better for all. I’m excited to kick off the first announcement of the year. We’re starting the new year right with a new initiative to help you read more books and grow your personal finance knowledge. We’re launching a book club ! The Penny Hoarder’s senior writer @Nicole Dow will lead us in taking a deep dive into different money-focused...Read More...
Thank you! Some great discussion threads.Read More...
Last Reply By KellyFromKeene · First Unread Post

Exciting news

Maryann
Hello, Penny Hoarders! We have exciting news to share with you. Our company, which just celebrated its 10th birthday this month, will soon be part of the SYKES family of brands as a part of the Clearlink group. As we begin our second decade, you can rest assured that we plan to continue our mission to help you make smart money decisions and reduce your financial stress. We’ll still be The Penny Hoarder, and as always, we’ll still be here for you. In fact, this business move is designed to...Read More...
@Moore Income Yes!Read More...
That's exciting news for sure! Will you still be headquartered in FL?Read More...
i am so excited to be a part of this great learning community yahoo thank you all for allowing me to be a part of this community Happy New Years 2021 will get better because we all stand togetherRead More...
I am so excited to join in the next chapter. I just joined and I am in love just rrafing my first article on "how to manage my money like a millionaire" most are doable now. Yay !!!Read More...
Last Reply By Theodora · First Unread Post

Community Announcement 12/18/20

Maryann
Hi everyone! How was your week? In case you missed last week’s announcement: The Penny Hoarder turned 10 last week! If you want to show off your Penny Hoarder pride, we have special edition desktop and phone backgrounds available. I still can’t believe it’s been a decade! I’m grateful for this community and everything we’ve been able to learn from one another. With 2021 just two weeks away, I’m wondering if anyone is setting any resolutions, especially financial ones for the upcoming year?Read More...
thank you, i also had a ruff time saying more, with job hours cut and keeping my bills on time, i makes sure the bills get paid first thank you for all the skills i have learned on this communityRead More...
Thanks for that!Read More...
https://www.thepennyhoarder.co..._sub2=the-budget-mom It really clicked with me!! Check it out. 🙂Read More...
What is the BBP method?Read More...
Last Reply By irishnanny · First Unread Post

This week’s Community Announcements 12.11.20

Maryann
Hi everyone! I hope you’re doing well. December is always a fun month at The Penny Hoarder HQ. For starters, we had our annual holiday party this week. Though it was virtual, it was still fun. (Let’s just say a magician and hot chocolate bombs were involved.) How are your holiday plans shaping up this year? Are you going virtual? Keeping things small? Comment down below and tell us how you’re celebrating. Second and most exciting — The Penny Hoarder is 10 years old today! It’s been a...Read More...
Happy Holidays all! We are looking at a VERY low key Christmas with our immediate household and a few gifts. Although I am missing friends and family, I remain hopeful that I will be able to see them this summer.Read More...
Happy 10th to The Penny Hoarder, you guys have helped a lot of people with financial tips and info over the past decade! Looking forward to what is in store for the next!Read More...
love learning from this great community thank youRead More...
Last Reply By KellyFromKeene · First Unread Post

This week’s Community Announcement 12.04.20

Maryann
We made it to December! With the holidays around the corner and the final month of the year upon us, I’d love to know: how are you feeling? What’s top of mind for you? What are you looking forward to this month? Comment down below and let us know how you are. There have been some great comments and questions this week, so let’s help each other out: @MC4444 is a single mom trying to decide if she should finish her accounting degree, or work two jobs and build up her savings for a year. MC4444...Read More...

This week’s Community Announcement 11.20.20

Maryann
Hi everyone, Happy Friday! I wanted to ask: what are everyone’s Thanksgiving plans this year? I’ve heard all kinds of things from small gatherings with immediate family only to people forgoing the holiday altogether. I’d be curious to know what our community members have decided on. In case you missed it, last week I shared that we launched a new newsletter. It’s called Smart Money Moves. It’s a monthly newsletter devoted to all things planning for the future: investing, retirement and so...Read More...
Spent Thanksgiving with my husband, quietly. It was very nice. We usually don't do a really big thing. We don't have any family closeby. I'm hoping that our kids come for Christmas but it is up in the air because of the pandemic. Hope everyone else had a nice day.Read More...
spent Thanksgiving with one sister one neighbor and that was it, quite but niceRead More...
It's a great day to enjoy with family and friends enjoy the dayRead More...
Spent Thanksgiving day at home enjoying some much needed solitude and getting everything prepared to cook for (today) Friday, so my extremely busy 23 year old son and I can enjoy our Thanksgiving dinner and a nice day of relaxing together.Read More...
Last Reply By Savingsmama · First Unread Post

This week’s Community Announcement 11.13.20

Maryann
Hi everyone, I hope you're doing well! Exciting news! We launched a new newsletter this week called Smart Money Moves. If this year has taught us anything, it’s the importance of being smart with our money — and safeguarding ourselves for the future. So, Smart Money Moves is our newest monthly newsletter devoted to all things planning for the future: investing, retirement and so much more! Get on the list by updating your email preferences here (you’ll need to be a Penny Hoarder newsletter...Read More...
thanks for sharing i like learning all about new thingsRead More...
Thanks, Maryann. Hope you are having a great week.Read More...
Last Reply By irishnanny · First Unread Post

Community announcement 11.06.20

Maryann
Hi everyone, Happy Friday! I have some exciting news to share with you. We’re writing a book! That’s right — we announced this week that Simon & Schuster/Atria acquired the rights to The Penny Hoarder’s first book . We’re working on some really exciting things that we think you’ll really like. We’ll be sure to update you as the writing process begins, but for now, let’s cheers to the Penny Hoarder book coming to a bookstore near you! There have been some great comments and questions this...Read More...
congratulationsRead More...
Congratulations! ❤️Read More...
Congratulations!! I bet your book will be a best seller!Read More...
Look forward to seeing the book come out! How exciting!Read More...
Last Reply By irishnanny · First Unread Post

This week’s Community Announcement 10.30.20

Maryann
Hi everyone, Happy Halloween Eve! For those who celebrate, I’m curious — what does Halloween look like for you this year? Have you put up decorations? Are you organizing a socially distant trick-or-treating for the neighborhood kids? Or, sitting this year out? Please share in the comments below. We did our annual Halloween party today at The Penny Hoarder HQ. It was virtual this year, but it made for an exciting (spooky) time. Look forward to hearing what you are all up to! There have been...Read More...
hey @Charlene Wood ! I'm a little late, But welcome! This can be a great resource.Read More...
Hello everyone , I just joined thepennyhoarder . Im hoping I learn alotRead More...
Hello everyone I'm really not sure what to do here, I just started. Just bear with me, it looks fun and interesting . I'm sure I'll catch on soon.Read More...
Kids weren’t with me on Halloween this year, but we handed out candy as usual. Well, as usual but with masks on. Far fewer kids and everyone was respectful of space and seemed happy to be out.Read More...
Last Reply By KellyFromKeene · First Unread Post

Community announcement 10.23.20

Maryann
Hi everyone! How has your week been? With only a week left in October, I’m curious to know how things are going for you. Please feel free to share an update in the comments below. Speaking of comments, there have been some great comments and questions this week. Here are a few threads I’d love to hear your thoughts on: @Derek Brammer shared how he is feeling dismayed because his health savings account does not earn interest, plus he’s charged monthly account fees. As a result, he’s losing...Read More...

Community announcement 10.19.20

Maryann
Hi everyone! In case you missed it: last week, The Penny Hoarder’s money advice columnist Dear Penny, aka Robin Hartill, CFP, and Credit Sesame partnered up on a live Q&A to answer your questions around improving your credit score and overall financial health. While the Q&A has concluded, the thread is still available for viewing and learning. Head on over to the thread to get your questions answered . Since there were so many great questions asked in the Dear Penny live Q&A, I...Read More...

This week’s Community Announcement 10.09.20

Maryann
Hi everyone! I’m excited to share we’re bringing back The Penny Hoarder’s money advice columnist Dear Penny, aka Robin Hartill, CFP, in the community for another Q&A, “ Reboot Your Credit .” This live Q&A will be in partnership with Credit Sesame and focused on answering your questions around improving your credit score and overall financial health. I’m sure we’re all ready to say goodbye to 2020, but there’s still some time to get some good out of the year — taking time over the...Read More...
I need to make money can't even make my billsRead More...
Should be a great discussion! We could all use a little credit advice!Read More...
Last Reply By Janith Akalanka · First Unread Post

This week’s Community Announcement 9.25.20

Maryann
Hi everyone, I hope you’ve had a great week all things considered. In a few days, another month will be behind us as we welcome the spookiest month in the year. Community member @Camila henry shared she’s already on the hunt for a budget-friendly Halloween costume . While Halloween may look a little different this year, we’re always excited to see a Penny Hoarder who plans ahead for their budget. I saw some great comments and tips shared in Camila’s thread, so be sure to check it out if...Read More...
welcome ,like the many ways to help each other have a great dayRead More...
Hi @Mark Roland welcome nice to meet youRead More...
Hey @Mark Roland ! Welcome. I moved from TX to NH. I miss Texas sometimes. 🙂Read More...
From TXRead More...
Last Reply By irishnanny · First Unread Post

This week’s Community Announcement 9.18.20

Maryann
Hi everyone, I hope everyone has had a great week! For our community members who are pet owners: our pet retail partner, Petco, wants to learn more about your shopping needs and habits so they can better serve you. If you can, please take a few minutes to fill out their survey and give them your feedback . Thanks for your participation! With that said, there have been some great conversations and questions in the community this week, so let’s help each other out: @Rick Campbell asked a great...Read More...
Looks forward to learning more about saving money and making money!Read More...
I just joined and i have spent 30 minutes on the website and I love it!Read More...
I think I'm going to enjoy it thanksRead More...
I appreciate the kind words and all the support from this community. This community has long been my favorite place on the internet!Read More...
Last Reply By MaDonna K Merriam · First Unread Post

Community Announcement 9.08.20

Maryann
Hi everyone, Happy September! How was your Labor Day weekend? Though we’re in quarantine, some of our Penny Hoarder team members have taken to recreating their favorite fall treats (think Pumpkin Spice Lattes, Pumpkin bread) at home. What are you looking forward to this fall? There have been some great conversations and questions in the community this week, so let’s help each other out: @Anita Moreno shared how she survived homelessness . Anita was incredibly resourceful in navigating dire...Read More...
Summer still here in texasRead More...
I couldn't agree more, hot and muggy alright! Like you said I love it and wouldn't trade it for the world! Everything is always bigger Texas!Read More...
I hear you, @mintjulep . Haven't lived in the Midwest in 30 years and still miss the fall colors and the seasons. Here in TX, hot and muggy pretty much sums up all the seasons but I still love it.Read More...
Autumn is my favorite season and here I live in Florida which basically has 2 seasons, hot and muggy and not hot and muggy. So I miss my Midwest chilly, crisp, sunny days when the fall leaf color is prime. Not a pumpkin fan so don't purchase anything "pumpkin flavored" but thinking there is hope that commercialism will think about doing a saturated, promoted consumer hook for coconut in the summer.Read More...
Last Reply By Karen Kull · First Unread Post

Community Announcement 8.31.20

Maryann
Hi everyone, Happy Monday and last day of August! Just where is the time going? Though it’s been a strange and challenging year for many of us, the community is always here to support. It was great to see so many of you participate in the Q&A with The Penny Hoarder’s money advice columnist @Dear Penny , aka @Robin Hartill , CFP. For those who missed it, the thread is available for viewing here: Surviving 2020: A Financial Q&A . Would you like to have more Q&As and personal...Read More...
Hey @BeckAtsila ! So sorry you experienced job loss. Many of the community is going through that right now. We are here to support and encourage you. How did the interview with First Watch Cafe go? What's your e-book going to be about? And, kudos on snagging a good deal for your course -- I've been thinking about doing some online courses too, so this is a good reminder to check for the deals first. 😉 Finally, I was just listening to a podcast the other day about t-shirt companies. Seems...Read More...
How did the First Watch Cafe job go? We’re all here supporting you!🤞🏻🤞🏻🤞🏻💕Read More...
I just got out of the hospital; I was there for about six days--psych reasons related to (lack of) job stress. Thankfully it's all covered by my insurance--psych is among the most expensive medical care you can get! I got let go from two of my jobs due to COVID (the bar went under and the hotel let me go because there are no conventions but invited me to reapply if the conventions come back), but have a job interview in a few hours with First Watch Cafe in downtown Indianapolis. The good...Read More...
Thanks @Leslie Kay !Read More...
Last Reply By Maryann · First Unread Post

Community Announcement 8.21.20

Maryann
Hi everyone, I wanted to kick off this announcement by letting you know that today is the final day to ask Dear Penny questions. If you missed it, The Penny Hoarder’s money advice columnist @Dear Penny , aka @Robin Hartill , CFP, has been interacting in the community all week over on the thread, Surviving 2020: A Financial Q&A . If you have a money question you’d like answered, you have until 12 p.m. ET to ask! You all have already brought up some really great questions, so I wanted to...Read More...
Thank you for the good advice. Have a wonderful day.Read More...
Last Reply By Roberto C Rivera · First Unread Post

Community Announcement 8.14.20

Maryann
Hi everyone, Great news! On Tuesday, August 18, The Penny Hoarder’s money advice columnist @Dear Penny , aka @Robin Hartill , CFP, will join us in the community for another live forum, “ Surviving 2020: A Financial Q&A. ” Times are tough and we want to help provide support to help you weather this financial storm. Starting Tuesday, you will have the chance to have a direct conversation with Robin. The live forum will be available to community members from Tuesday, August 18, 2020 at 12...Read More...

Community Announcement 8.7.20

Maryann
Hi everyone! Happy first week of August. How is everyone doing? I wanted to kick this announcement off by sharing The Penny Hoarder’s work-from-home job portal . I’ve seen several questions about how to find a work-from-home job, so I wanted to re-share the link in case it’s helpful to you. There have been some really great conversations in the community this week. Here are a couple of threads I’d love your perspective on: @Ann Hay asked: Should I use my savings to pay off student loan debt?Read More...
Hi @Janice Leigh Fletcher Welcome to the community! We are excited you are here!Read More...
Hi Janice! 🙂Read More...
Absolutely wonderful Hello my name is Janice I've been busy I'm so proud and surprised with this site... Hello everyone...Read More...
Last Reply By Moore Income · First Unread Post

This week’s Community Announcement 7.31.20

Maryann
Hi everyone, Happy last day of July. Tomorrow is a new month! I know summer may have looked a bit different for many of us. What are you most looking forward to in August? There have been a number of money questions in the community this week that I’d love your perspective on. Here they are: @Andrew Riley asked if it is possible to get a loan without a job ? Has anyone had any experience with this? If so, please head on over to the thread and share your advice with Andrew. Rosemary Daniel...Read More...
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