Are you game?

Keep chickens and sell eggs for money

Rachel Jean
I keep chickens and sell their eggs. Now I have pets that I love who earn me 5 cents an egg which includes their food and hay.Read More...
I would love a few chickens but unfortunately my town doesn't allow them at this time.Read More...
One of my fond memories of childhood on my grandparents' farm is looking for eggs in the henhouse. I'm blessed to have a wonderful exotic vet in my city who treats pretty much everything but dogs and cats. I heard her comforting a family with a dying chicken one time--"I know how it is, you get them for the eggs, and the next thing you know they have a name and are part of the family." I've seen a lot of chickens and even a duck at her office. While I would consider it, I don't have chickens...Read More...
Last Reply By Nicole · First Unread Post

Have you found a "Money Buddy" yet?

Briana
The challenge: Find your Money Buddy We all know that reaching our goals is a lot easier, and much more enjoyable when we have someone to cheer us on and check in on us, right? In our latest post on The Penny Hoarder, we're talking about how finding a Money Buddy can set you up for success. What's a Money Buddy you ask? You can read more about it here . I'm curious -- have any of you found a Money Buddy in this community yet? Someone to check in with, share ideas with and someone who is...Read More...
MOORE INCOME thanks i missed that postRead More...
@rschmidt Feel free to reach out to me as well and message me with any questions you may have about eBay selling. I also know that @Six on a Budget has experience selling on eBay and has written a post here about how she paid off student loans with eBay sales!Read More...
Last Reply By Bonnie Squires · First Unread Post

Cut Your Monthly Expenses

Kirsten Cherry
I have learned from experience that it is fairly easy to cut your monthly expenses. I’m not talking about cutting the amount you pay toward debt. This would be more like calling your internet company to negotiate a lower payment for a better service. A lot of times, companies sign you up for a low rate for 12 months, then bump it up after that contract is done. If you are on autopay, you may not notice the extra money leaving your account. Most times if you call a company directly, you can...Read More...
These are some great Penny Hoarder tips, thanks for sharing! I may have to use a few of theseRead More...
FREEBIEPHARM this is interesting to me. I did send you a message so when you get a chance you can read it.Read More...
Last Reply By Briana · First Unread Post

Ubering my way to a better kitchen

I joke I don't have food at my house, I have ingredients. I make a lot of things at home for a fraction of the cost of the store. This calls for a lot of kitchen equipment, most of which I got for free. There's an app called ShopYourWay.com, and it gives $1 cashback per Uber ride. Since I frequently work nights and mass transit where I live is unreliable, I often Uber it home. Over time this has added up, and I've gotten a lot of kitchen equipment for free or for the cost of shipping. You...Read More...
I have heard of Shop Your Way but I did not know they give you cashback for Uber rides. I don't use Uber but it is definitely a nice money saving hack that is good to know! Thanks for sharing!Read More...
BECKATSILA that's good that you got all those things.Read More...
Last Reply By Moore Income · First Unread Post

Playing Cashflow. Is it helpful for finances?

Moore Income
I realize this post doesn't fit exactly in this challenge category, but it does because of the fact that I want to challenge you, if you haven't played the game called Cashflow , I challenge you to do so! Cashflow is a game invented by Robert Kiyosaki (who wrote Rich Dad, Poor Dad) and is designed to help you better understand the world of money and how the Rich and poor handle their money. My wife and I played the game tonight with a group of friends and I have to say, playing the game...Read More...
@MsKimberly @Bonnie Squires the game is both education, fun and slightly addicting my wife and I played again with her sister and my brother this afternoon!Read More...
@Moore Income it does sound interesting and fun. DEON CHRISTIE I though the same thing as you did. MSKIMBERLY i agree with youRead More...
Last Reply By Moore Income · First Unread Post
Today's step to a better financial future was inspired by a discussion here on the forum about the KonMari method . It reminded me of a need to look at the stuff I own and see what stuff I really can live without. It doesn't take me much time to realize that I have quite a bit of STUFF that I don't need, don't use or don't really want. Some of it I have because I bought it with the intent to resell and just haven't, while other stuff is simply things that I have accumulated over time. The...Read More...
Couldn't agree more @Moore Income . Not only does all the " stuff and gadgets " place strain on your finances. But also on the environment. Because eventually all that plastic and junk sadly en up mostly in our oceans. We do sometimes accumulate stuff to fill spaces. I pretty much keep my stuff to a minimum. So nothing to clear out at this time I'm afraid.Read More...
I’m a single senior with a teenage son and 2 small pups. We’re relocating from a 4 bedroom to a new construction 2 bedroom rental house that is 2 months behind on completion date. It’s given me time to purge every drawer, every cabinet, every closet. Sold, donated, gave, threw away stuff. I know general consensus is don’t do garage sales, but I’ve done 2 in last 4 months—got rid of lots and pocketed over $2000. I’ve been packing boxes since Nov to go with me to new location—now I almost want...Read More...
Last Reply By Deon Christie · First Unread Post
Today is the last day of the month of February! That being said, it is also the last day of this challenge. As I pondered what should be the focus of today's post, I thought there could be no better way to end the month than to challenge each and every one of you to NEVER GIVE UP! Life is full of challenges, especially when it comes to our finances but we cannot allow that fact to keep us from achieving our goals and dreams. There will be plenty of reasons for you to quit and throw in the...Read More...
@Moore Income great post some thing time and time i've done is never giving up.Read More...
Last Reply By Bonnie Squires · First Unread Post
Do you have dreams and goals for your life? I hope you do! Having dreams and goals to work towards help us stay focused on what is truly important in life. It is very important to have dreams and aspirations when it comes to our financial situation. Money should not be the most important thing in our lives but if you don't take a focused approach to how you handle your money, things can get out of hand really quickly! When it comes to creating a better financial future, having big dreams...Read More...
@Moore Income thank you very much. I'm going to be consistent because I want better for my life and my family. To I want to be out of debt and own my own businessRead More...
@Bonnie Squires thanks for sharing your dream. If you keep consistent, in a 10 year period I have no doubt you will have no trouble building a business that will be able to provide for you and your family. I wish you the best on your endeavors!Read More...
Last Reply By Bonnie Squires · First Unread Post
Hard work never hurt anyone! That's what my mom used to tell me. Now one could argue that there are instances in which someone could be injured when working hard. But the point is, we need to have a healthy relationship with hard work. We live in a day and age in which hard work is frowned upon by many. Many people are trying to simplify their lives with gadgets and gizmos and things just keep getting easier and easier. For some, it has created an unhealthy laziness and absolute hatred for...Read More...
When it comes to life, the skills you have can have a profound affect on your finances. Because of this, it is very important that you continually be learning and developing new skill-sets. The person who believes they have arrived and doesn't have anything left to learn will end up hurting themselves in the end. Growing is a part of life and an important part when it relates to your financial fitness. Learning and developing new skills is a part of professional development and the person...Read More...
@Moore Income yes i all ready have a domain name. I've had my blog for a year now but with every thing that was going on i couldn't really focus on it. so this month i'm going to renew for another year and start working on the site.Read More...
@Bonnie Squires for what you are doing, Godaddy is a great place to start. Do you already own the domain name? I know Godaddy always has quite a few coupons for people who haven't bought much from them before. They usually have a hosting coupon which allows you to purchase a year of hosting along with a free domain for about the normal cost of a domain name. I recommend just doing a quick Google search for Godaddy coupon codes, you would be surprised what you find. I personally am not a huge...Read More...
Last Reply By Bonnie Squires · First Unread Post
If you are serious about financial fitness and getting your finances in order, finding a way to earn extra income on the side is a great way to achieve your goals faster. A few years back, if you wanted to earn a decent side income, you had to find a second job. Nowadays, there are many great ways to earn an income on the side without having to get a typical job. The internet, along with other things such as Uber have created a world in which the sky is the limit to how you can earn extra...Read More...
@Sharonmccabe if you are referring to work from home jobs, I don't have much experience with actual jobs that you do from home. If you are looking for a job from home, you can check out this page on The Penny Hoarder which has a list of jobs. As far as work from home jobs that I have come across, I know that Amazon generally hires quite a few work from home customer sales reps. I think this is mostly over the holidays but something you could check into. I also applied once to be a customer...Read More...
What are some reliable home employment companies that don't charge you to work for themRead More...
Last Reply By Moore Income · First Unread Post
Mistakes happen! As much as you may try to avoid them, they are just a natural part of life. The number of times you make mistakes should become less over time, but to make a few mistakes only proves you are human. This is especially true when it comes to finances. Financial fitness is a learning experience and because you don't know everything right off the bat, you are bound to mess up every now and then. The key to creating a better financial future is found in what you do when these...Read More...
One of the keys to financial fitness is to learn the difference between assets and liabilities. As my mentor taught me: An Asset is something that puts money into your pocket every month. A Liability is something that takes money out of your pocket every month. The key to becoming wealthy is to own more assets than liabilities and to constantly seek to grow your assets and limit your liabilities. We live in a generation in which people place much more importance on liabilities (fancy cars,...Read More...
Your time is the most valuable thing you have. Once spend, you can never get it back. This is why, when it comes to financial fitness, learning to manage your time well can actually have a huge affect on your financial situation. We are getting closer and closer to the end of this 28 day challenge, but just because I am bringing this up closer to the end does not mean it is any less important that all the other things I have shared. As a matter of fact, learning to manage your time might be...Read More...
This is so true, time is the one thing you will never get back. I fully agree with your perception of " time is money ". Time is not money because what time really is, is opportunity. And how well you use that opportunity will take care of the money. Time management is crucial, but also need to be objective. And I have to agree that most people's time is spent at work and sleeping. But if you do not work on your own dreams after work, then you're not really tired. But rater uninspired I...Read More...
Last Reply By Deon Christie · First Unread Post
When it comes to financial fitness, it will do you a whole lot of good to learn this simple, two letter word: NO! As simple as it is to say this word, it is funny how difficult it becomes when our emotions are involved. The marketing of our day and age is geared towards tapping into our emotions and getting us to react to our emotions rather than reacting logically. Sales, offers and deals are all there to cause us to spend on things we don't necessarily need. Learning to say "no" both in...Read More...
And so right you are. Personally I do not buy anything I cannot afford or do not really need. What I will do however is to save until I have enough to buy a certain something cash, because I hate accounts and owing someone else. I remember saving for months to purchase training programs back in the day when I started my online career. Saving up to afford something had become a frequent habit, and it has saved me many tears of regret. I have actually said no to quite a few telesales offers on...Read More...
Last Reply By Deon Christie · First Unread Post
Day 2 is upon us for this February Financial Fitness challenge. If you want to follow along you can read more here or see Day 1 here . Today, I started reading The Financial Matrix and How to Escape It by Orrin Woodward. It is about breaking free from the financial traps that many people find themselves stuck in. Right before the first chapter there is a quote: This quote really rings true and sets a precedent for today's financial fitness principle. Investing in yourself especially when it...Read More...
@Kristy Hoy Thanks! Adding that to my reading list!Read More...
I love reading about finances and business philosophy. One of my favs for my business is Giving Candy to Strangers by Stan Holden. This book teaches you to be a better person in business and in personal life. The author truly gave a gift by writing this book. Enjoy.Read More...
Last Reply By Moore Income · First Unread Post
When it comes to the topic of finances, it can be a very depressing topic for some people. The thought of financial fitness can at times seem overwhelming and frustrating at time. I am a strong supporter of taking a balanced approach when it comes to creating a better financial future and that is why I believe that even when finances are tight, you should still make it a point to have some fun. Today my wife and I got to go to a work function where we were able to hang out with my coworkers...Read More...
As you learn things along your journey to a better financial future, you begin to develop habits, life lessons and a mindset that will lead you to success. But keeping it all to yourself and only worrying about your own personal well being is a sure way to have a very unhappy future. Even if you get to a point in your life where you have achieved financial freedom and are "living the dream", I am sure you have heard the saying "it's lonely at the top". This couldn't be more true when related...Read More...
Finding a mentor is one financial fitness step that will go a long way in helping you create a better financial future and stay on track with your finances. I will take a moment to stress finding a "successful" mentor. Talking to your friends and family who are in the same financial state as you, while nice, is not the same thing as having a mentor. If you want to be successful in managing your finances, you need to surround yourself with people who know how to do just that. Finding a mentor...Read More...
We are already over half way through the month and well on our way to creating a better financial future! If this is your first time seeing one of these challenge posts, feel free to check out the challenge tag where you will find all the previous and future days. Today's challenge is to take the time to track your money and your financial progress. While it is simple to do, it does take some effort on our part to do it effectively. Today was the first Saturday in a while that I was not...Read More...
Today's challenge has less to do with the actual finances and more to do with the mindset of being financially fit. Money can be a big deal, especially when there is little of it to go around. It can be a huge cause of problems especially when it comes to relationships. But the fact is, stressing out about money problems never solves the problem. There are times like today when I didn't have such a tight restraint on my money and made a few purchases (food) that I didn't necessarily need.Read More...
@Professor Kel , glad you found it helpful. Finances can be a stressful topic. The goal with finances should be to stress less about them by becoming financially free. But just because your finances are in good shape doesn't mean you won't still feel like stressing out. We have to start now teaching ourselves how to stress less about the financial woes and rather come up with solutions to address the issues we face.Read More...
I admit that I do stress out about my finances. As I was reading what was said there are things I can do to make my finances better. The mistakes I have made was spend money on things I really didn’t need. I also will be looking at things I have to let go of and sell.Read More...
Last Reply By Moore Income · First Unread Post
You've probably heard the saying: This is especially true when it comes to finances. It is one thing to desire to live a life of financial freedom, but it is a completely different thing to actually take the time to set achievable goals to reach that point. Throughout this challenge, and especially today, I have had to really spend some time revisiting my financial goals. Some goals are big goals, while others are simply small goals for where I would like to be in the near future. If you...Read More...

February: 28 Days of Financial Fitness Challenge

Moore Income
It is already the last day of January! Time sure does fly! Seems like just yesterday it was the new year and now there are only 11 months left in this year. How many of you have already broken some of your new years resolutions? I have. No need to worry too much about it, there is nothing you can do now but look forward. For me personally, I plan to get back up and continue pushing forward to accomplish my goals and dreams. One of my goals for 2019 is to get in better financial shape than I...Read More...
@FreebiePharm it is not exactly in order but if you go to this 28 Days of Financial Fitness tag you can find all the days I have posted.Read More...
I am not seeing the daily goals/ Am I missing it somewhere? would love to see these...Read More...
Last Reply By Moore Income · First Unread Post
There are some personal areas where we should be careful not to be "too cheap" when it comes to financial fitness and creating a better financial future. One such area I believe is family. Now don't get me wrong, I am not saying you have to always provide every want and desire of those closest to you. Becoming financially fit does require some sacrifice even of your immediate family. But there are some times when the needs and desires of your family should come ahead of even your own...Read More...
@Darrell welcome! If you have any questions about finances, you can start by creating a topic in one of the categories that relates to your question. Otherwise, you can check out some of the topics that have already been created and feel free to share any knowledge or information you might have that would be helpful to the conversation.Read More...
OK I'm new here and don't know exactly where to start...????Read More...
Last Reply By Moore Income · First Unread Post
Today's financial fitness step is something I think a lot of us think about when it comes to money, but we also fail to do it on a consistent basis. Learning to save money is a lesson that we all need to learn and one that is directly related to our financial success. When I speak of saving money often, I am referring to "saving money" in two different ways. The first and most common is to save money in a savings account or in a piggy bank. The second way to "save money" is to find ways to...Read More...
@Cassie that is awesome! I am also a Cricket customer. My family is on a plan and me and my wife came on last and technically mine is only $20 a month and my wife's is free but I give my mom $40 a month to help everyone else out. I have the 4gb plan which is more than enough for me. I usually only use about 2gb of that anyway. I used to be interested only in plans that offered unlimited but I realized that when you pay for "unlimited" you never end up needing that much! I use WiFi so much...Read More...
One way my family has saved is by switching our cell plan to cricket. My husband prefers a flip phone and I have an older iPhone. He has just talk and text and I have 2gb. While I realize that isn’t a lot of data it is more than sufficient. By switching we went from paying about $125 a month to $55 a month. I realize there may be cheaper plans but this has worked well for us with service reliability. 😀Read More...
Last Reply By Moore Income · First Unread Post
×
×
×
×