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Dear Penny
Hey, friends! I hope you’re all staying safe and healthy during these trying times. This week, I’d like to invite you to submit your questions about what coronavirus means for your money here in The Penny Hoarder community group. It’s a scary time we’re facing right now, but we’re all in this together. Send your questions my way and I’ll do my best to answer.Read More...

Topics

Travel section

D in the Midwest
Is there a "TOPIC" section that covers travel questions? I'm planning a couple of trips (one road with the family, one by air on my own) that I'm looking for some money saving tips for - THANKS!Read More...
@Maryann I think a section for topics related to travel and finances would be helpful. I think a topic about "Travel Hacks" would be appropriate as this is usually related to people using different "hacks" to make travel cheaper.Read More...
@D in the Midwest , we don't have a dedicated topic section for travel but I'll file this as a potential for us to add. For now, this kind of question can go under 'General Discussion,' or since you're looking for savings tips, it can go under the section 'Save Money.' In any event, please let us know where from/where to you're traveling. I'm sure a number of us could share some tips that can help you save. I just finished booking a trip myself -- very excited about it!Read More...
Last Reply By Moore Income · First Unread Post

Student loan debt

Terrie Kathryn McCoy-Harjo
I'm 58 with back student loans. They are taking $51.00 a month out of my social security. My ex husband got his expunged and had no more debt. He doesn't know how this came about. What or how can i get relief from my student loans. This is about all i have on my credit, besides medical, that is holing back on my credit. The monthly payments are allot of money for me since i don't receive much.Read More...
I'm no expert on student loans, although I do still pay on them myself. I know that you can get them "expunged" depending on your disability. Do you know who holds your loans? Go online and look on their website and do a search for disability. Or if you are more comfortable, call them. It cant hurt to ask, and ask again. It may be a frustrating process (dealing with them usually is for me) but a worthwhile process.Read More...
Last Reply By KellyFromKeene · First Unread Post

Money

O.G LADY'S CAR CLUB
I want to know if a $20 bill that has 8888 in the serial numbers is worth anything?Read More...
It really kinda depends on what the other numbers are and the condition of the bill. If the other numbers make a creative pattern or number sequence then it might be but just having 4 eights together with other random numbers. TPH wrote an article and made a video here about $1 bills worth money but the same rules would apply to $20 bills. Here is the link for your reference: https://www.thepennyhoarder.co...k-your-dollar-bills/Read More...
Last Reply By Moore Income · First Unread Post

Higher Education

Barbara Moon Batista
I would like to earn my MFA but having trouble finding an online study course that has senior discounts or no fees. I am interested in online as it doesn't limit geography. I am in the Monterey Bay area. BarbaraRead More...
At this link, you can find a list of online MFA programs. https://www.guidetoonlineschools.com/degrees/mfa I do not know about senior discounts, however. If you have a lower income you could fill out a FAFSA and see about grants or federal loans, as options.Read More...
Hi Barbara! I took a writing course through UC Berkeley Extension even though I live in Florida. It was online. I recommend them, but it wasn't free. You could inquire about any senior discounts they may have. Here is the link to the writing certificate program website: UC Berkeley Extension . They have writing certificate tracts that help prepare writers for applying for an MFA. Good luck!Read More...
Last Reply By Leslie Kay · First Unread Post

Free Tuition for Seniors

Ju Ju
Living in the St. Louis, Missouri area, I'm looking for free tuition as some of my local colleges. Any ideas how I can find out?Read More...
Call the Admissions office of a nearby Community Colleges or Junior College. The first thing they ask you to fill out is the FAFSA for the schools you are interested in and to see what grants or loans that you may qualify for. I know that usually senior centers in your area will also know which colleges would offer this type of program and usually have email addresses on their website or you could call them. I believe this would a program offered on a per college basis, as I have never heard...Read More...
Last Reply By Leslie Kay · First Unread Post

Membership status

Leslie Kay
How do you achieve becoming an MVP member? What about Community Advocate? Is there a list of what each title stands for in the forum?Read More...
@Theodora We're glad to hear that these things are still in effect. I would rather be asked than to try to push my way into a position such as Moderator, or Community Ambassador. I just like to be helpful when I can and if the company thinks I'm able to be of some use, then that's great. If not, that's fine, too. I'm here to help whether in a position or not.Read More...
Everyone..just a reminder that you can always direct message @Ashlee with any questions you have about the community..membership or otherwise. @Moore Income the program is still alive and well. It's a way of honoring our most active members and give them some special privileges, etc.Read More...
Last Reply By AverageJoe · First Unread Post

Hi! It’s great to be here!!

my name is Ame, and I’ve been reading The Penny Hoarder for more years than I can count. But I’m ecstatic for this site as I really need some help!! I’m 66, retired on disability (teacher in Detroit mostly: asthma) and have had several major financial ???catastrophes? Upheavals?? That have left me at this point living on a fixed income (aren’t we all 😊) which does not cover my basics, and I don’t know what to do/how to fix it....SITUATIONS: divorce...taken to the cleaners! Son diagnosed...Read More...
In terms of work, as a past teacher, have you ever thought of online tutoring? Sites are always hiring.Read More...
In my opinion, it's always worth finding a therapist if you think you may need to. Please keep looking. It's tough to find good counseling here in NH too. There is often a wait list, but get on it. Eventually you come to the top of the list, and if you don't need them anymore, you just say so. Good luck. I'm glad you have some support.Read More...
Last Reply By EzraW · First Unread Post

How does this work?

I’m new here just need to get the hang of thingsRead More...
@Robert Roundtree look forward to seeing you around and hearing more about all your experience.Read More...
Welcome to the community @Abishag1 This is a great place to learn about different ways to improve your finances. Just check out all the topics already on the forum and feel free to post new topics with any specific questions you have that may not have a topic yet.Read More...
Last Reply By Moore Income · First Unread Post

What is the best way to sell a valuable item?

Regeniu$
I have a vase that I got as a gift many years ago. I did some research and I’ve seen it valued at anything from $500 to $1900. Advice?Read More...
Theodora, I haven't figured how to post on NextDoor. it kind of depends. if the item is worth say, over $1k, I would only post it on local sales venuesRead More...
NextDoor?Read More...
Last Reply By socgirl · First Unread Post

I am new at this. My posts are not being published.

I am new at this. My posts are not being published. Who do I contact?Read More...
@MsKimberly glad to see your posts are now being published and you have become an active and helpful member of the community!Read More...
Thank you so much. I appreciate your help.Read More...
Last Reply By Moore Income · First Unread Post
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