Money Challenges

The Cash Envelope System Welcome to The Penny Hoarder’s monthly Money Challenge, helping you find simple ways to improve your finances. This month, we’re going to help you reset how – and how much – you spend by going back to cash. Known as the Cash Envelope System , you’ll rely on pre-labeled envelopes full of real, physical money for your day-to-day spending. Once an envelope is empty, well, that’s it. You’ll have to wait until your next pay period to replenish it. This not only helps you...Read More...

hello everyone, was wondering, if any one else works for a school dirst.?? i have reached my level of raises .its now up to the board to give us raises, i work par time, i laugh, because McDonald help make 15.00 dollars and i don't .but i love my job, so i ask this great community on their thoughts thank you this is a great learning communityRead More...

The Pantry Challenge Welcome to The Penny Hoarder’s monthly Money Challenge, helping you find simple ways to improve your finances. This month, we’re going to help you save money on food and reduce waste by clearing out your fridge, freezer and cupboard. Known as the Pantry Challenge , you’ll have to use the food you have on hand to create meals for one week. The only rule: no buying. And you’ll likely have to get creative with meal ideas. Here are tips to help you taste success Meal...Read More...

Financial Illiteracy is an epidemic problem in this country. We don't teach our children even the basic ways to manage money correctly even though money is the single source of living and being secure. I am a spiritual man that believes in God and His ability to provide, but we must understand that the resources we have must be managed with true thought and applied with basic understanding of living within our means, understanding compound interest, and saving for goals and emergency needs.Read More...

Welcome to The Penny Hoarder’s monthly Money Challenge, helping you find simple ways to improve your finances. This month, we’re taking a look at one of the most important elements of your financial health: your credit . In this challenge, you’ll obtain your credit reports, confirm they’re correct and find out your credit score. You’re also in luck, as the three major credit bureaus are offering free weekly credit reports through the end of December 2022 (normally, this is offered just once...Read More...

Welcome to The Penny Hoarder’s monthly Money Challenge, helping you find simple ways to save money every month. In this challenge, we’re going to help you spend less by putting a hold on unnecessary expenses . This doesn’t mean falling behind on bills or skipping out on groceries and the like. Rather, the real purpose here is to limit your cash outflow so you can watch your savings build up. And, who knows, maybe you’ll pick up some healthy budgeting habits along the way. Here’s what to do:...Read More...

I am still working on a list of goals that I have been working on for years finally one of them threatens to be met unbelievable . Hope I reach it , here is debt free Chantal VoltaireRead More...

Welcome to The Penny Hoarder’s monthly Money Challenge, helping you find simple ways to save money every month. In this challenge, we’re going to help you reduce how much you pay for cable and/or internet service . These bills have a tendency of creeping up over time, especially if you don’t check in on them regularly. Here’s what to do: 1. Research rates and deals in your area Check your TV and/or internet bills to see how much you’re paying each month. Then, look for deals and promotions...Read More...

Welcome to The Penny Hoarder’s first monthly money challenge of 2022. The aim is to help you find simple ways to save money each month. To kick things off, let’s start with a question: How many subscriptions do you have? If you’ve lost track of the number over the years, you’re not alone. But we’re going to help you audit your automatic bill payments and subscriptions to help you save on services you no longer need. Here’s what to do to take the challenge: Go over your monthly statements...Read More...