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Do You Ever Pick up A Stray Penny?

Penny2
Lately my husband and I have been finding so much stray change on the ground we decided to place into a separate bowl to see out of curiosity what it would come to at the end of the year. Near the end of 2018 we were out walking our dogs before a big snowstorm and my dog was over by a tree so I walked over there and what looked like a green leaf was actually a $10. Very cool. We started a separate bowl now in 2019. So do you keep that change or throw it and make a wish?😊Read More...

Saving for College

Jacob Meyerson
Hey guys! Any tips on how to save money for college? I currently am saving money through a part time job, but want to hear yalls input! Thanks!Read More...

Aspiration Bank

Angela Strachan
My experience with Aspiration has not been what I expected after following advise using Penny Hoarder. Yes it's true about the free atms but the cash back is not true. They actually take a small amount of your money every 2-3 days $2.78 & $3.14 for example and it goes towards planting trees. I'm all about saving the planet and I've been reading the Penny Hoarders different blogs since 2014. I actually love it. But this bank be very careful. They will not allow you to close your account...Read More...

How to save money at the vet's

lismox
I have 3 cats and had to put two down this year (we didn't have 5 at one time, only 3). I used both my regular and emergency vet this year out of necessity, but I will be avoiding my vet as much as possible now, and doing the following things instead: 1. Using a vet tech who comes to our local Petsmart. Literally I spent $10 per kitten for their first two vaccines. It would have cost hundreds of dollars at my vet's office. Check with your local pet store to see if they have mobile clinics,...Read More...

Charlie App

Clarice Williams
I was reading about the Charlie App. The information states that it assists individuals with saving money by taking out a small amount of money from your account so that you can save and pay off your debts quicker. My issue is linking it to my bank account, but it does state that it's FDIC insured. I was wondering if anyone from the Penny Hoarder Community used this app. If you have I would like to know your experiences and was it beneficial in helping you to reach your goal of getting out...Read More...

Schloarships

Carmen Lin
Hello, I was wondering how we could apply for scholarships in this forum. I have been on a search for grants and it has been difficult finding ones that I would quickly receive results from. I'm far from seeing improvement, yet I am attempting to show restraint since I have just submitted numerous and are not anticipating the result. How should I respond while I wait? Should I communicate with them to perceive how they have receive their grants? How might I know when I receive one or not? In...Read More...

No spend challenge

Debi Hoyt
Is anyone doing the no spend challenge? I would like to challenge everyone in the month of January to a no spend challenge with me! I have never tried this and am curious how much money I can actually save in one month if I commit to this. Let’s hold each other accountable!! If you’ve done this before, please give me a little more insight on what you did and how much you saved. This should be interesting!! 😁Read More...

Credit Karma Savings Account

Leslie Kay
I just signed up for the Credit Karma Savings account that is new. I only have $10 a week being transferred in each Wednesday and I already have $30 saved that I completely forgot about. I have been a terrible saver over the years unless I am saving for a specific goal. Anyone else trying out this new account offering? Any comments or thoughts on the program? Thanks for your time.Read More...

What has been your money epiphany?

I'm just curious to find out what has been your aha! moment when you realized a cool way to save money? When did you finally decided that now is the time to stash some money for rainy days?Read More...

Solar Energy without the panels

I remember reading about a company who provides green energy via solar or wind without the equipment for either. The Kwh price was very reasonable. If I remember correctly, about $0.017 Kwh. Can someone provide me a link to learn more about this money saving energy alternative? Thanks in advance, MikeRead More...

Tips and tricks to save money

If you have been thinking for a long time that you want to have a savings reserve but you never get it, in the following lines you can find a list of tricks to save money and tips so that you can achieve it. 1. Be careful where you keep your money You may have been in your bank for many years and it is comfortable to continue there, but many banks charge very expensive and sometimes abusive fees and interest. Research and analyze other banks to see if there are better options for saving...Read More...

Is this savings account legit?

lcorbitt
Anyone used Yotta Savings before? Saw them on a Youtube video and opened an account, but didn't feel comfortable enough to put in more than $500. Anyone know if they're legit? It's like playing the lottery in that you get a weekly ticket for every $25 deposited and the top prize if $10 million. It just feels like the prizes must come from existing deposits, though they say they're FDIC insured.Read More...

Aldi is awesome

lismox
I went into Aldi today after my bike ride, and I was reminded of why I need to shop there regularly. The prices are amazing, the selection is good, and the store was really clean. I love Publix because of the selection, but the prices are much higher. I will continue to shop at Publix for certain items, but I'm going to make it a point to go to my local Aldi's for everything else. I got this really good Thanksgiving stuffing and cranberry pasta. Does anyone else use Aldi's and like them?Read More...

Sinking Fund vs. Emergency Fund

Stephanie C
I'm sure I'm somewhat overanalyzing this but bear with me! The concept of a sinking fund is to put in a little bit of money each month into a savings account in anticipation of an irregular expense in the future. If you have a $3,600 expense every year you would divide it by 12 and know that you need to save $300 each month so that you have the money ready when the expense happens. Obviously you'll have multiple expenses fall into this bucket (e.g. Car repairs/tires, clothing, gifts, home...Read More...

Qapital app

Beau W.
Does anybody have any experience with the Qapital app? Opinions on how it's working for you etc? Thanks.Read More...

Types of FHA Refinance Loans

edi mulyana
Are you currently considering refinancing your home? Maybe you have heard how interest rates are a 5 year lows or that FHA refinance loans and their updated programs have become wildly popular. Lucky for you, both of those things are true making for an excellent refinance opportunity. And it is no more difficult to apply for an FHA Loan than it is for a Conventional Mortgage. Before you decide to refinance, you should know the basic requirements for FHA Mortgages. To be eligible for FHA...Read More...

Halloween Costume

Hello! I was on the hunt of budget friendly costume that won’t scare my wallet and I tried to find some online stores with reasonable prices and quality fabric. So I found five stores where I saw prices are low as compare to other stores. All these stores mentioned below are best stores for Halloween shopping. Halloween Costume Spirit Halloween World Costume Supercenter PureCostumes Party city If you want to make your Halloween more budgets friendly then you can use Halloween Coupons for...Read More...

Prime Day 2020 - The Good & Bad

A Penny Pincher's Guide
While Prime Day can be a great way to save on something you've wanted for a while, it can also be really easy to buy stuff just because it's on "sale". Make a list of what you've wanted to buy, if it's on sale and within your budget, take advantage of it. However, if it's not, then don't buy it! https://youtu.be/2YhNaF_IWj0 Remember the best way to save money is to not spend it in the first place.Read More...
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