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Confessions of a Shopaholic

ERoberts
If you, like Madonna, are a material girl and find yourself having visceral reactions to a store-wide sale notification landing in your inbox, this one's for you. I love clothes. And jewelry. And shoes. And bags. I think a lot of guys and gals out there do. While I know I am not alone, and feel no shame surrounding my constant impulse to shop (or my "shopping is my cardio" tank top) there comes a time in every adult's life when other things start to garner more financial prudence over...Read More...

How *I* Shop For Free

A few years back, I found a library book where the title, "How To Shop For Free" caught my eye. My initial reaction was "the lengths some people go to in order to sell books" but in my frugal world, free is not a four-letter word. What did I have to lose? “Wow… just Wow” would be a very good recap on the impact that Kathy Spencer'’s book had on me by the end of the 226-page quick read manuscript. I was so impressed that I immediately joined the www.howtoshopforfree.net web site that...Read More...

The Financial Benefits of Living Your Best Life

ERoberts
I've noticed a theme in our "Save Money" vertical with many of our articles titled like, "How to Save Money Streaming" or, "10 Ways to Life-Hack Your Next Dinner Out". This got me thinking, why are we so focused on finding ways to save on activities that will always have a price tag attached to them when there are plenty of free (dare I say, more enriching ) substitutes? For example, substitute your nightly Netflix binge with a trip to your local library and hunt for a page turner. Benefits:...Read More...

Insurance comparison site

SHEILA7498
Hello- Its renewal time for my car insurance and homeowner policies. Is there a site that compares all competitor pricing against your present pricing? In essence one that does all the work for you? Thank you in advance.Read More...

Savings bonds

I have some Savings bonds I want to invest for the grandchildren that Have reached maturity. I would like a way to turn them over , about 2000. Into a non tax paying and saving way that I won’t touch until I pass on. Any ideas?Read More...

Emergency funds & COVID-19

lismox
If nothing else, COVID-19 has shown the importance of having an emergency fund. How many of us really have 3-6 months of living expenses saved? How many consider their credit card to be a kind of emergency fund? I'm a semi-devotee of Dave Ramsey, and if anyone is familiar with him, he advocates paying off debt aggressively, laying out steps to achieve, and having a fully stocked emergency fund. How many of you have a fully stocked emergency fund? How do you fill in the gaps - do any of you...Read More...

How to save money at the vet's

lismox
I have 3 cats and had to put two down this year (we didn't have 5 at one time, only 3). I used both my regular and emergency vet this year out of necessity, but I will be avoiding my vet as much as possible now, and doing the following things instead: 1. Using a vet tech who comes to our local Petsmart. Literally I spent $10 per kitten for their first two vaccines. It would have cost hundreds of dollars at my vet's office. Check with your local pet store to see if they have mobile clinics,...Read More...

Sаvе Money оn a Budget

Haritha78
Think оf аll the unnесеѕѕаrу іtеmѕ уоu ѕреnd mоnеу оn that you саn еіthеr dо wіthоut оr fіnd аnоthеr less еxреnѕіvе wау tо hаvе them. The роѕt іѕ dеdісаtеd tо ѕаvіng mоnеу a few dollars аt a time. It wіll аdd uр оvеr tіmе. Bеlоw are tірѕ оn hоw tо save mоnеу. 1.Take 10% оf еvеrу раусhесk Put іt away bеfоrе you ѕреnd money оn аnуthіng - еvеn bіllѕ. It'ѕ thе pay yourself first thеоrу. I lіkе tо рut іt in a jar rather thаn іn the bаnk. I dоn't wаnt to lose any mоnеу to bаnk fees. If 10% іѕ tоо...Read More...

What has been your money epiphany?

Sid
I'm just curious to find out what has been your aha! moment when you realized a cool way to save money? When did you finally decided that now is the time to stash some money for rainy days?Read More...

saving money at the salvage stores

it is the end of the month and the bargains were abundant, 4 lb. bags of granulated sugar were 80 cents, tomato sauce was 10 cents a 15 oz. tube. we were shocked at the bargains. prices like this allowed us to take a dinner meal of veg. beef stew, corn bread and brownies and hello dolly bars. the wife/mom of this family will not be returning home. nearly all the ingredients were bought salvage including a $5.00 beef roast. we thank God daily for bringing these bargains our way . good...Read More...
Hi ! I adore all of God's creatures but caring properly (shots, annual exams, Heartworm, Tick/Flea Prevention costs Hundreds! of $'s a year and I know a-lot of folks everywhere but esp. in senior housing where I live simply can't afford to do all their babies need, therefore they "give-up" their beloved pet and are miserable, and often the animal is "put down" for no reason except lack of funds, But ,WAIT! Before you do anything drastic ** Check out places in your area that provide care...Read More...

groceries from a salvage store

my husband and i just returned from our local salvage grocery store. we love buying pepperidge farms oatmeal bread and HB buns for 0.99 cents and their shortbread cookies 3 bags for $1.00. we also got frozen ground beef for $3.18 a lb.our local store sells more than food. we never know what will be there but i love my new silver sequined sandals for $3.99. if you do not have such a store in your town, check the next town or 2 over. There was a car from Arkansas in the parking lot and 2 amish...Read More...
I'm curious if anyone has been successful in getting a refund for summer travel? It seems more and more people are having to change summer vacation plans due to COVID. Curious to know what steps folks took to get their money back. If you were successful in getting a refund (not just a travel credit), how did you go about that?Read More...

Do You Ever Pick up A Stray Penny?

Penny2
Lately my husband and I have been finding so much stray change on the ground we decided to place into a separate bowl to see out of curiosity what it would come to at the end of the year. Near the end of 2018 we were out walking our dogs before a big snowstorm and my dog was over by a tree so I walked over there and what looked like a green leaf was actually a $10. Very cool. We started a separate bowl now in 2019. So do you keep that change or throw it and make a wish?😊Read More...

AMAZON PRIME Everyone can get it

lori wulff
Hello fellow Penny Hoarders 😀 I have found out some great news. Amazon Prime membership is available for people on a small budget also. If you receive Snap benefits "aka" food stamps you can qualify for a big discount toward membership. Low income folks can pay as little as $5-6 per month for a prime membership. Hope this information helps someone out there.Read More...

Saving

Mark Thomas
Hello,I am a University student and would like to start saving for my future. Would please advise me on some saving tips at campusRead More...

Washing Your Hands? Wash Your Face Too.

Here's a formula for washing your face, especially your eyes - which the experts tell us are portals for the corona virus: one part Johnson's Baby Shampoo and four parts distilled or filtered water. After I wash my hands per the medical advice, I take a small amount of the diluted shampoo in the cup of my hand, close my eyes and wash my face thoroughly, making sure I do a good job on my eyes. It won't sting!. It's a good shampoo also. Gets my hair squeaky clean and I don't need a conditioner.Read More...
How much do you all think is a REASONABLE amount to have saved? I'm not talking retirement, I mean $ that you have set aside for emergencies, etc. I know that the experts say that we should have 3 months worth. I find that the majority of people I work with want to have $500 or $1000. I'm always trying to get them to raise that number, but realistically, how much do you shoot to keep in savings??Read More...

Saving at the Grocery Store

Rosemary McKinley
I am a firm believer in eating well and saving money. These are not mutually exclusive. I buy vegetables at the near-expired section in the produce department and cook them the same day in vegetable soup. Carrots, broccoli, kale, cauliflower, and red peppers all taste delicious in soups. I use an immersive blender with a potato for thickness. This serves as my lunch almost every day. A great way to add vegetables to my diet and save money, too.Read More...
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