Save Money

Great reminder, thanks! We have a cosmetology school here, and I just have not utilized them. I have used the massage students FREE practice sessions, and let me tell you , it was fantastic.Read More...

That is an awesome tip, @saversue ! It reminds me of some similar ways to cut costs. We had a dental assistant training school in our area that discounted services. I also had a friend going through massage therapy school and she needed volunteers to practice on while in school and I had a few free massages(yep, the message student is a more pleasant thought than a dental assistant student!) Also, the University of Florida at one time offered discounted dental services if a parent had a...Read More...

Definitely too broad a question to cover with one answer. It really comes down to finding something that works for you personally. There are many ways to make money, it is just going to take some research and time to figure out what works for you.Read More...

Sell your stuff, work a side job, take money out of savings, borrow it... https://www.dollarsprout.com/i-need-money-now/Read More...

Thank you @TheSugarFreeLife ! Very helpful. I love to real life examples when talking with people. I know it makes me personally feel more like things are possible rather than reading about someone who doesn't even seem real to me.Read More...

I had heard about 6 months worth of salary and tried hard to save for over 15 years without much success. As soon as I would start building a few thousand, it seemed something would happen (major home repair, need a running car, etc.) and instead of incurring yet another debt, I'd use what we'd managed to save. A few years ago I decided to create a list of the absolute minimum we could survive on a month - basically an absolute bare bones budget and we decided to target saving 3 times that...Read More...

@Shannon H that is great!Read More...

I set aside cash each month for my personal travels. My family is two states away and that's where I take my personal travels. I know the costs associated with traveling there based on past experiences. I always add some extra to the cash for eating out and spoiling my nephew.... Nothing like home cooking or going to your favorite local place when I am visiting.Read More...

Okay that sounds good. I'll be trying to weigh my options these next couple of months. Thanks so much for the insightRead More...

I use Netflix, Hulu, and Amazon. I can also stream a few of stations like the CW for free.Read More...

Like @Maureen Sullivan , I unsubscribe from marketing emails to reduce the temptation to buy things I don't need. I throw away catalogs without looking at them, and I don't wander around stores to kill time (usually). I just try to reduce the temptation to spend when I can. Why make it hard for myself, you know?Read More...

Years ago, I read "The Life-Changing Magic of Tidying Up" by Marie Kondo and "purging" my belongings has been a thrill to me ever since. I'm not a minimalist by any means, but I don't like "stuff" to weigh me down. When I feel like "stuff" is taking over my house, I get very anxious until I am able to go through it all and donate, throw away, or better organize my belongings. Knowing exactly what is under the bathroom sink is what really brings me joy I love being able to walk around the...Read More...

Saving coins is a great way to save money and can even be used as you mentioned for larger purchases down the road if you work hard at saving them. It is true that pennies are frowned upon by a lot of people but I try to always pick them up when I see them because as the saying goes: "A penny saved is a penny earned" Sometimes, people will even pass by larger sized coins. The other day at Walmart I picked up about $0.78 in nickels, dimes, quarters and pennies that someone had just left on...Read More...

I'm glad allot of you are planning meals weekly or by the month. It does save allot of money. I'm waiting on chicken breast to go on sale. Than I'll have just about every meat I can think of that we like. I prefer boneless pork chops over bone in but at a buck a pound it was a good deal.Read More...

MOORE INCOME have a great trip with your wife. Oh and our son has started a change jar to. So we both have one of those big snack jars and saving our change, Only thing is I don't cash mine in he comes to me when he wants to buy some thing. I buy his change from him. lolRead More...

I got lucky, my wife is from the Philippines! Thumbs up for all the tasty dishes she makes!Read More...

Fried rice is a weeknight go-to for me. It's a great way to use up leftover rice, and you can make it on the cheap with a bag of frozen mixed vegetables and a couple eggs.Read More...

I use Stash and Swell, I have heard of Long Game but haven't used it. What do you like about that app? @Shannon HRead More...

I have opened a separate bank account for my work reimbursement checks so that money doesn't go in with paycheck. I now transfer money from reimbursements into Stash, Long Game monthly then once every quarter I move money into Swell Investing. It's been much easier for me to move it out and forget about it because I no longer see it in my primary account which has made saving easier.Read More...

Directly from the sun.Read More...

DEON CHRISTIE and @jcclark1976 what kind of solar do you have? I brought 2 from harbor freight and hubby and hubby fried the battery's on them Hubby all so brought one my be 4 or 5 years ago. But he has this big box that's real heavy that goes with it.Read More...

That's good you rescue a dog. My dog I got at 2 years old she will be 9 next month she a ShiChi and has athirst. My daughter dog is a pug/Chihuahua He will be 3 next month. She had him since he was about 6 months old My son dog she is ShiChi /pug/Chihuahua. She will be 2 next month. We had her since she was born. Her mom is my dog the dad my daughter dog. I do know there one other company out there but not sure the name but it came out to be allot higher GoodRx.Read More...

@Moore Income I edited the post this morning to add that GoodRX.com is national, not just limited to FL. I published the price spread for that one drug because that is what is going on at the pharmacies these days. It is definitely worth checking out the prices at all the pharmacies near you, with or without a discount card. Where most goods and services are competitively priced in any given local area, drugs are not!! And up until the last couple years or so, I just always stayed with one...Read More...

This would be nice, but I do not know of any, since most require a high-spend amount to receive points.Read More...

I have heard a lot about the Venture One card from Capital One @ekuhlens . Thanks for sharing your tips. @Arthur Pember it is true that certain people like to take advantage of tourists when it comes to the exchange rate. This is true in nearly every country I have been to. Your best bet is to exchange money at a bank.Read More...

Of the last 5 vehicles we have had, 4 have been brand new. We tend to keep them for a long time. 1992 vehicle was 13yrs, 1993 vehicle was 19yrs, 2006 vehicle we still have & just were gifted a 2017 that we plan to keep for at least 20yrs. We were gifted a 1996 used vehicle that we had for 6yrs but it needed so many repairs as it wasn't well maintained before us & wasn't really able to pull our travel trailer anymore. I do know that vehicles depreciate the moment you drive them, but I...Read More...

I have never personally owned a car that was newer than 11 years old, and that has always been great for me. Here's some points to consider: The literal SECOND you drive your fancy new car off the lot, it dramatically depreciates in value. It will never again be worth what you paid for it. Consider financing: many car dealerships have fancy promos to talk you into buying a car, like no down payments, 0% interest for 12 months, on site financing and the like, but most of these tactics are...Read More...

Best birthday was family with a few friends.... I think daughter was turning 14 or so..... I made homemade calzones with sauce, grandma brought the cake, I had free ice cream coupons from an in-store promotion that I used at a store that had buy 1 get 1 free so ALOT of ice cream was consumed..... think cost for food was less than $15 for 25 people...... Taking the time to make the food was great as daughter and I got to work together then were joined by my two sisters and it was the time we...Read More...

Having a large family of 8 kids. We would let the birthday person pick out what cake they wanted made and there dinner that they wanted for there birthday. We would all get involved and make every thing tougher. Watch movies or go to parks depending when the birthday was. Plus we gave 1 gift to the birthday person. Now because they are older and we don't see the kids much we give a card and $20 for birthday. We have a granddaughter in april and our 3 dogs lol We start in June with our son...Read More...

there are also apps that do the digital version of the envelope ideas. For example, Digit - tracks your spending and learns your habits. then it will save based on the goal and timeline you have specified. I beleive YNAB can do this and Qapital saves by rounds all your purchases to the nearest whole number and saving the change. I would also suggest doing surveys or some small task that wont disrupt your day to contribute to your vacation savingsRead More...

I waitress at nights and I think having cash on hand or a separate designated savings account is vital. At the end of my shift (or once a week at the end of the week) I pull out a bunch of envelopes with different labels on them (emergency fund, vet bills, vehicle registration fees, family vacation, etc.) that I know are coming up, and I sort out money into each envelop. It makes it easier not to dip into a fund when I know dinner out with bae means I have to dip into money set aside to take...Read More...

@Nicole that's interesting because i've order with out prime and not from a 3rd party and it seems to take longer for me.Read More...

I do not have Amazon Prime. I find that many items I have ordered from Amazon seem to come the next day even though it will tell me 5-7days. They only time I have had to wait is if the item is from 3rd party vendor.Read More...

My "living the best life" kind of conflicts with your article, but still fits. I pay for an NHL TV subscription. I am a huge hockey fan and, luckily, live outside the market area (MN resident who is a Pittsburgh fan). This is a big part of my social life - watching games with friends. However, instead of spending money periodically at sports bars and only getting to watch a few games that way, I spend in one year for the NHL TV and Hulu TV monthly app a lot less than I spent at sports bars.Read More...

@ERoberts ..Thank you! I was thinking that too..I need fresh air and to get back into life...I'm trying to build myself back up...It is weird not working in corporate world but I'm blessed to be here...I will have Dr for the rest of my life and take meds and have treatments but I have to let this illness know it do not have control of me nomore. I actually was out the house on Sat all day and was sleep all day Sunday...My body was overwhelm but I enjoy it..Read More...

I know tooth paste will take the water marks off the handles of the tubs,sinks i tried it before. Sorry some times my memories isn't that good. Our daughter used baking soda and vinegar on our stove and it cleaned it pretty good.Read More...

Hi Nicole! Yes, hopefully some members will share their insight with us!Read More...

I endorse Arcadia Power 100%!Read More...

Thank you for all the insider info on Arcadia. I have been wondering about this but hesitant to switch to an unfamiliar company.Read More...

Having moved more times than I care to admit...I think it depends on your financial situation. I don't think I would go into debt for furniture. Check Facebook Marketplace, LetGo, etc. You can find some great high quality furniture.Read More...

When we purchased our 1st condo, we bought furniture that we loved & would last. We still have most of it now that we are in a house nearly 18yrs later. We have added some items, re-purposed some items & gotten rid of some that didn't work for us anymore. Oddly enough, my parent & my in-laws had maple wood kids furniture that is very similar and they kept it after my husband & I moved out, so it was perfect that we got it for our kids. We have inherited some pieces that we...Read More...

Bringfido.com is the only site you'll need! Here is a link to restaurants in St. Pete you can bring Coco to: https://www.bringfido.com/rest...nt_petersburg_fl_us/Read More...

I think identifying why you get snack attacks is a good place to start! For example: sugary cravings mean you are dehydrated and need a glass of water. Eating more substantial meals that are packed with nutrients can slash your snack budget altogether! I find that if I have snacks at home I'll eat them all at once, so I reserve special treats like dessert for whenever my boyfriend and I go out to eat!Read More...

I think frozen fruit is another great alternative. Especially in the winter months, when the fresh fruits are out of season and expensive. I love putting frozen blueberries in my oatmeal for breakfast!Read More...

I had severe cystic acne throughout my teen years and used every skin care product on the market with prices for each item ranging from $30-$180. Nothing worked. It wasn't until I randomly washed my makeup off at a yoga class with SoftSoap Antibacterial Hand Soap that by the next day, ALL of my blemishes had completely disappeared. I have used nothing else since. The cost for each bottle? $2.00. Now that I'm getting older and my skin has been consistently clear for around 5-6 years, I do...Read More...

Thanks for sharing! This sounds like something my wife would be interested in. I will let her know about it!Read More...

Hi Nicole! I believe they are located across the US! Enjoy!Read More...

I'm in Canada & we don't have Trader Joes here but every time I go to Seattle, I make sure to stop & pick up lots of great items! Are they located all across the US?Read More...