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Always buy used when possible

Ken Lyons
I've learned (through hard lessons) to always negotiate on prices of things and always buy used when possible. For example, if my family needs a new sofa, we have visited a local furniture store and written down the brand and style of what we like. Then, we search through Craigslist or Marketplace on FB for that item. Almost always, I've found what we wanted used, often fairly new and in great condition. It has saved me hundreds if not thousands of dollars on everything from furniture to...Read More...
Last Reply By dboothe · First Unread Post

Over Couponing

A few months ago i got into using the Dollar General and Family Dollar apps for their digital coupons. The main items that i seek are household items such as laundry detergent and fabric softener. I would only buy the items if they were less than $3 after using the coupons. I thought this was a good idea to load up while i can get them for cheaper than their regular non-sale price. Is it a good idea to load up certain household items for a cheap price even though you may not necessarily need...Read More...
Last Reply By Veronica · First Unread Post

Track extras!

Tracey Lalena Tabers
I had no idea how much money I was wasting until I dove deep into my monthly bank statements. App purchases and even small monthly services were adding up. Keep a running list next to your computer and write down the continual monthly and once a year expenses. Signed up for a free trial? They will charge you without asking after the trial is up. Keep track, people!Read More...
Last Reply By Veronica · First Unread Post

Savings tips I implemented while traveling

As most of you know, I just returned from my first overseas trip after being away for two weeks - which means I had to budget for TWO WEEKS of travel. WOW. How was I going to make sure I didn't run out of money on my trip but also have enough money when I returned to pay my rent? I knew I still wanted to do things, but I also wanted to make sure I saved money in the process. Here are a few ways I saved money: * Look for FREE guided tours This was the coolest thing I experienced in London. I...Read More...
Last Reply By Briana · First Unread Post

Saving on Hair Salon services

Hi, I moved to Southern IN, 7 yrs ago and was interested in saving money on my hair services. I looked online for cosmetology schools in my area and found 1 that was 10 minutes away! This is a school where students learn about all types of the hair care process, manicures, pedicures, brow waxing, facials, and many more services. They are under staff supervision at all times, are friendly, outgoing and eager to learn. They offer these services to the public at a discounted rate and so I made...Read More...
Last Reply By KellyFromKeene · First Unread Post


Moore Income
Do you have a separate savings fund for travel? My wife and I both love to travel and so we try to make it a priority to save for such expenses. Even if "traveling" means just going on a day long road trip as we did over the weekend to see some nature and enjoy the spring weather. We have a box in our living room where we add bills from time to time. It says "Adventure Awaits" on the box and is a great reminder that saving for such things is worth it. It may only be a little bit here and...Read More...
Last Reply By Moore Income · First Unread Post

Cutting the Cord

I'm looking at possibly ending my cable services in a couple of months when my contract ends. I already have Netflix and also Hulu(free through my subscription with spotify). Have any of you cut the cable cord and what other services have you used to watch your TV/movies? I've heard of Sling, HBO Go, and CBS All Access but i want to make sure i choose the right service combination that cutting the cord would be worth it financially. Thoughts?Read More...
Last Reply By BJLEE · First Unread Post

Keep a bank

Lashuan Beverly
Water jugs from water deliveries can be used for a all coin bill bank. Google lady that bought a motorcycle once she filled hers. Just copper! As you go about your day there’s always penny to be found. Children don’t like them, so you can accumulate. I have had a piggy bank of mostly penny’s going on ten years keep post for count. Aug 20 yrs.Read More...
Last Reply By Moore Income · First Unread Post

How are you saving money this week/month?

Typically on Sundays, I frantically run to the grocery store to do my shopping so I can prep my meals for the week, but this week I remembered I'd purchased extra chicken (for a discount!) the week prior and actually put it in my freezer. So I was able to use that to make all of my lunches for work this week. I also (finally) cancelled my Planet Fitness membership since I use my apartment gym instead. That's $21 a month I'm saving! Small win, but hey, I'll take it! What are some ways (big or...Read More...
Last Reply By Bonnie Squires · First Unread Post

Why Everyone Should Learn How to Cook Asian Food

I'm disabled. In 2017 I started a job at an Asian restaurant, and have managed to build some semblance of a life thanks to that. One of the advantages of working at an Asian restaurant was that I got a free meal with each shift. I soon was eating Asian food every day, even on my days off, and have discovered it's an excellent cuisine for Penny Hoarders. Trying to lose weight? Eat Asian food. Did you know China's obesity rate is only 3 percent? I didn't lose a lot of weight but I did lose...Read More...
Last Reply By Moore Income · First Unread Post

What have you done to save money on your Electricity Bill?

Deon Christie
Although you can place your geyser circuit on a timer to only switch on at a certain time. It doesn't make electrically any sense to me. Because to warm up 150 Liters of water couldn't use much less electricity than just to keep the same water at a constant temperature. Therefore I just wrapped my geyser in a thermal blanket to keep the heat in and not having to warm the water that often. I have also replaced all light bulbs with energy saving light bulbs or LED lamps. LED lamps use very low...Read More...
Last Reply By jcclark1976 · First Unread Post

Saving money on prescriptions

I've learned a few tricks to help save on the high cost of prescription medications if your medication is not covered by insurance or you have not met your deductible. The best way in my area (Florida), is to register at either (which is national USA) or I've not personally used but from input from other people, it works just as well for finding the best prices in your area. Both are discount cards you show at your pharmacy and both sites have apps for...Read More...
Last Reply By Bonnie Squires · First Unread Post

Birthday Parties

Six on a Budget
I'm a stay at home mom of four kids. We live in southern California. We've been debt free for about 9 years. My daughter turned ten this past week, and to kick off her birthday celebrations, we had a couple dozen friends sing happy birthday to her at the park and enjoy piles of donuts (purchased on clearance). Saved money, but her face says it all....she was one happy girl! It was a good reminder to me not to feel pressure to spend amounts of money I don't care to spend in order to have a...Read More...
Last Reply By Shannon H · First Unread Post

Saving Money for a Vacation

Katie Gabriele
What are some of the best ways to save money for a vacation? Or ways to save money on the vacation itself? My fiance and I are planning on going to Florida for our anniversary this summer. We made a tentative budget and are assuming we'll need $1500-2000, with $500 of that being for flights (we'll be staying at a family member's vacation home for free). This isn't too much money, especially for a week vacation, but we'd still like to save as much as possible. Ideas?Read More...
Last Reply By Mo Brownies · First Unread Post

Are DIY Projects Worth Their Price?

If you have read any of my other posts, you'll already know how much I love Pinterest! Pins that always catch my eye (but I rarely act on) are recipes for DIY laundry detergent, toothpaste, cleaning agents, deodorant, etc. They boast huge savings, but I am not sold. I wouldn't mind devoting an afternoon during the weekend to create my own concoctions and I like the idea of controlling all of the ingredients I put in them. BUT, as we know, not everything on Pinterest works out. How do I know...Read More...
Last Reply By Bonnie Squires · First Unread Post
I just moved. I also sold all of my furniture in hopes of starting fresh in my new space. However, when I began to build up my bookmarks online with pages and pages of couches, rugs, and new bedding I found myself to be faced with a dilemma. Should I splurge on furniture that I love and know will last me a long time, even if it will set me back budget-wise? What happens if I am in the same situation a year or two from now where I have to clean house again before I move? My question to you...Read More...
Last Reply By MrsD08 · First Unread Post

But, can my dog come?

I'm a massive dog lover. Seeing those puppy dog eyes when I leave for work in the morning is soul wrenching. So when the weekends roll around, I make it a point to spend as much time as I can with my pup. Sadly, I'm finding it a little difficult to 1. Find places that are dog friendly and 2. Find places that don't charge admission (parks, beaches, fairs and markets). Does anyone have any recommendations or resources to find canine and budget friendly activities?Read More...
Last Reply By ERoberts · First Unread Post

EZ As 1-2-3 Healthier Snack Attacks Cravings & Savings

What are some of your favorite inexpensive snacks? Have you ever noticed that the sale price on name brand potato chips at $2 a bag (8-10 ounces) are 20 to 25 cents an ounce, or $3.20 to $4.00 per pound? Now, hey, I get it... they're pretty darn good... but "betcha can't eat just one" was a Lay's Potato Chip slogan for a long time and a definite truism. I won't get into the nutritional data behind chips nor will I present that the healthier Baked Lays products are not only more expensive but...Read More...
Last Reply By ERoberts · First Unread Post

Skin Care

Every lady and some gentlemen know how expensive skin care products are. For the last several years I have used baking soda as an exfoliating scrub. It is wonderful and gentle on the skin. You can use just on face or all over the body. Similar store scrubs are very pricey and have all types of chemicals added, baking soda scrub is just soda and water, very pure. This is a sure way to save money on skin care.Read More...
Last Reply By ERoberts · First Unread Post

Name Brand v. Store Brand

So, I saw this online and aside from the laughter it evoked, it started a thought process... My family is pretty in tune now after years of my effort, at eating store brand items; however, I would love to substitute more branded items in my household. Does anyone have any tips or hacks in this area? What are some switches you have made at home?Read More...
Last Reply By ERoberts · First Unread Post
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