I saw that you asked if anyone has used My Points. I have been a member for 20 years. For the first ten years I was more active. I earned gift cards for family members and also used gift cards to get fertilizer for my garden. I haven't used My Points as much in the last ten years. They have videos to watch and surveys to take and it really fun to watch your points grow. You can even donate points to different charities. I really have enjoyed using My Points over the years.