Reply to "Eliminating Credit Card Debit - Take out personal loan with low interest rate"

Leon posted:

Thanks for the advice. That is something I didn't even consider so I will take that advice and analyze what the best way to go. I only have 2 credit cards, so you think I should cancel one or both?

Keep one credit card. Also, never cancel more than one card every 2 years. It will hit your credit score hard if you do. Personal  experience .

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