I am going to start this. I think it will be January 1st goal for 2022. I am currently on a no-spend challenge for November which means no Amazon shopping. I need to replace my emergency fund & pay off my credit card balance. I am so mad at myself for getting in this position over things that I don't really even need. I've found a bunch of good brands, dress clothes that are 2 sizes too big in my closet which I never open. So am looking for a good resale place online and looking for suggestions.