@sthom I have had to use CareCredit several times years back. I was impressed with not having to pay a huge bill out of pocket, the length of time I had to pay it, and the way it helped me to stay on a budget. I'd recommend it, though many don't. I only recommend it, though, if you can manage to have the terms of paying without interest for the six months and being able to pay it off within that time. Otherwise, I would say, forget the card. The interest rate is far too high.