@PiNaY I was paying $500 also, I don't know the status of the generic meds because was not on any at that time, 5 years ago. Mine did not cover dental or vision either. If you've dropped to $380 that's great, did they explain why your premiums dropped? Curious because that almost never happens!!
Not sure why it dropped, but I was happy that it did! It probably has to do with having limited options for individual plans in my area.