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Reply to "ONLINE BANKS"

I've been using Simple for 3 years now and I love it. It's budgeting tool that is built-in is what convinced to me to give a try back when I signed up for it and I haven't looked back since. The only thing you can't do with Simple is request loans or go to a physical branch. So the example you used with losing your debit card would be a downfall but through the app you will be able to stop your card from being used and request a new card and Simple is really good with shipping out one to you within 5-7 days (I know still sucks for the wait period) but I would say still keep your other bank as backup until you fully feel comfortable with Simple. 

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