Thats a great goal. Mine will be paid off in 4 years, 8 years start to finish. Tips I've learned, round up the payment. So if its 965.00 round to 1000.00. Then as others have said, double payments when you can. I also like the 0.00 concept. If my balance is XX581.64, then I'll make a payment of 81.64 to get to XX500.00. Little things like that make a huge difference. Any raises or bonuses, tax refunds or rebates can be thrown on the mortgage to speed it up. I hope youre able to achieve it. Best wishes!