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Reply to "Personal loans"

Denise, The people above me are correct. If you're just wanting to improve your credit score try getting a Walmart, Target, Kohls credit card or grocery  store credit card or your local bank credit card or your local credit union.  Make your monthly payments on time, never be late and never miss a payment. Sign up for the online payment process, I don't recommend the auto payment process, I use the one time pay process monthly for all of my bills. It is easier to keep track of your money. If you're just wanting/trying to save money for emergency use, trying saving ten dollars a week or a month. Yes it is very hard to do, think positive.

Avoid the Small Loan companies.

I am not a financial Guy.  Good Luck.

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