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Reply to "What are some really effective ways to boost a credit score?"

MarieS posted:

I have learned that since there are so many ways to help increase your score, focusing on one area and taking baby steps has helped me! Right now, I a focusing on minimizing my utilization of credit. I try to pay more then the minimum payment and then not touch the cards! I have already seen significant increase in my score in a short period of time! 

@MarieS You can feel proud of yourself for doing that. Many people have a hard time with it because their spending is so out of control.  

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