Reply to "Son has gotten himself into a credit card mess!"

I would advise NOT to get a loan consolidation product. Until you’ve learned not to use credit cards, I’ve seen folks get “one easy payment” then six months later, cards are maxed out. Lock up or cut up credit cards, then figure out how much you can put towards the card payments. Keep up with the payments until they are paid off. Start with the smallest balance and pay them off one by one.  

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