Reply to "Super Easy Tips for Saving $1000 or More in 2020"

I love coffee! My friend and I enjoy a good cup of coffee and a pastry of bagel once a week, we do not plan on giving this up. But, as a way of saving and enjoying later, we visit places where you can get free to go cups of coffee to savor later. This is Panera and a local bagel store. Panera also gives you a free birthday treat, as well as visits/purchases adding up. Occasionally they have promotions on their gift cards, think it is $10 back on $50-usually this occurs around graduation and Christmas.

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