You are correct! A lease does require full coverage. I was raised that insurance is for the "I hope I never need it, but in the event I do.. I'm covered" mindset so whether I lease or not, I always carry full coverage. Keep in mind a lease payment on a car vs. the same car financed is roughly $100 less a month. What I was trying to get at on here was that, it was always frustrating when someone was a great candidate for a lease and would save more money, but was always told it was "bad" and ended up paying more for a vehicle. Not everyone is a good candidate. That is for sure! But there are more people that would benefit and don't simply because they were told not to do it vs. doing the research on why their personal situation could save them tons of $$.