@Rick Campbell posted:
Alabama currently, which since the debt is around 8 to 10 years old is way past the time.
My question is can I stop them from calling or contacting me completely?
Yes, you tell them do not contact me by phone. Only communicate with me by mail. And they must stop calling you. Inform them that the debt is beyond the statute of limitations and is no longer collectible. Following up with a certified letter stating these same things is the best option. But usually, they stop calling me, and then I've never received mail from any of them.
I have an old car debt that is 12 years old and every year they update a garnishment order and the Judge keeps signing it every year. I think it is all a fake cause it is definitely way past the statute of limitations for any state. Plus I filed BK during that time.