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Reply to "What has been your money epiphany?"

when I bought my very own bedroom set on "layaway" and had to pay for it monthly.  this was when I realized how important it was to MAKE that payment if I truly wanted to stop sleeping on the air mattress. I was in my early 20s and the set was the first substantial thing I purchased.  I became more responsible with money after the furniture arrived at my place!  I realized I could actually achieve a financial goal!  Very satisfying!

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