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Reply to "What has been your money epiphany?"

In 2016 I watched many people being let go from my company as they downsized, knowing my name was somewhere on the list.  I started following Dave Ramsay and Rachel Cruse and learned about emergency and sinking funds. My daughter helped me set up a budget spreadsheet which I continue to use to this day.  It allows me to be in control of my finances giving myself a clear view of what comes next. I wish I'd started it 20 years ago! 
I did lose my job, took a part time job and collected unemployment while looking.  I was lucky to only be out of work about seven months before finding a second, part time job.  I'm now happily debt free and retired.

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