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What's the most important thing to look for in a SAVINGS account?

Last week, I asked what's the most important thing to look for in a checking account. I loved the responses — it's always interesting to hear what others are prioritizing when selecting a place to put their money in.

Now I am wondering, what's important to you to have when selecting a SAVINGS account? Whether it's attentive customer service reps, no minimum required accounts or high interest, I'd love to hear what you value in a savings account.

For me, I appreciate a savings account that does not require a minimum cash balance or monthly maintenance fees. Also, maybe a little nerdy but I also love savings accounts that allow you to divvy up your savings without having to open up multiple bank accounts — kind of like a digital envelope. This is important to me because it helps me separate out different things I am saving for. It's one of the key savings strategies I've leaned on for years now.

How about you?

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