Find a bank or credit union who does not nickel and dime you to death with fees for transfers & transactions. Read carefully the rules and regs, the fine print is the defining info, make sure you understand it. Also, be aware they can change up the game on you. This just happened to us: as of 1 Jan if you are under the age of 60 and have a paper statement sent to you, there is a $2 charge for paper. They want you to do online.
Interest is nearly non-existent, so if they say they are going to pay interest 10X the average rate, think about it. It is still next to nothing. Do the math, see what you are getting in interest and multiply X10.