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Reply to "What's the most important thing to look for in a SAVINGS account?"

No fees is the obvious first criteria. Many have fees that are waived for fairly simple requirements like minimum deposits every month (which often don't have to stay in there, just be deposited even if withdrawn almost immediately). Once that hurdle is crossed, the next one is a good interest rate. Hard to find these days. Finally, I look for sign on bonuses. If an account checks all 3 of those boxes, I'm in.

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