Reply to "What do you do when you have a surprise expense?"

I use a combination of credit cards and savings to deal with unexpected expenses. I have two credit card balances right now that I'm paying on, slowly but surely. Within the last few months I had a situation where my escrow account was short and I had to pull $3,000 from two separate accounts. So know I'm a huge believer in having savings accounts even though I do have some credit card debt (which I'm paying on).

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