Skip to main content

Tagged With "Free Tax USA"

Member

Julie Teresa

Julie Teresa
Member

Marlene Wyatt

Marlene Wyatt
Member

Arrowmeds

Member

JackFroz

Member

Albertice

Member

Andrew Hill

Andrew Hill
Member

Dose Pharmacy

Dose Pharmacy
Member

Delia Winn

Delia Winn
Member

secure pharma

secure pharma
Reply

Re: Hello new members!

Clark Body ·
Hello, Everyone. I'm Clark from Indianapolis, IN USA! I Look forward to sharing and networking with you all!
Reply

Re: Is Your Life Taxing?

Lisa Eichinger ·
I also have been doing my own taxes for well over 20 years. It's a money saver if you know what you are doing. This up coming year will be a bit different due to tax changes but probably simpler for those who know how to do them.
Reply

Re: Is Your Life Taxing?

Briana ·
What tax changes will be different this upcoming year @Lisa Eichinger ?
Reply

Re: Is Your Life Taxing?

Lisa Eichinger ·
There are no more exemptions for each person, the standard deduction has increased, the tax rate has decreased, and W2 employees can no longer deduct unreimbursed work expenses, to name a few.
Reply

Re: Is Your Life Taxing?

Briana ·
Thanks for sharing, I wasn't aware of some of these!
Reply

Re: Is Your Life Taxing?

Lisa Eichinger ·
My pleasure! I prepare taxes as a second job so I have to keep up the changing laws
Reply

Re: Is Your Life Taxing?

Wen Dee ·
In Florida and maybe other states AARP offers free tax prep/filing for anyone in the community. We have used this service for years.
Reply

Re: How Do You Do Your Taxes? Yourself or Someone Else?

Lisa Eichinger ·
Sorry. @Moore income: turbo tax and H&R block are still good places to do taxes on your own cause they will walk you through everything online. It will generally be up to you if you want to pay to get them done and how much you are willing to pay. Credit Karma also offers free tax filing if you have an account with them. Even with the changes in your life in the past year, it won't make things too difficult in the tax aspect if you decide to do them online by yourself.
Reply

Re: How Do You Do Your Taxes? Yourself or Someone Else?

Moore Income ·
@Lisa Eichinger Thanks for the clarification. I was hoping that would be the case but wasn't sure.
Reply

Re: How Do You Do Your Taxes? Yourself or Someone Else?

Jeff ·
I have used H&R Block to do them myself for over a decade, after experiencing the additional fees with Turbo Tax that you mentioned, makes it accurate. Before those programs, I used a CPA for my businesses and he plugged in the numbers and charged a fee, was disappointed with what I got back and double-checked everything. They don't always ask questions as to why you did something and/or how you used it, which cost me a ton of time to redo my tam and get quite a bit back. (Ex: I bought...
Reply

Re: Hello new members!

BeckAtsila ·
Hey, I'm in your neck of the woods! Love Indy's low cost of living--I live near the Children's Museum and work in Fountain Square. Have you ever checked out Saraga?
Reply

Re: Is Your Life Taxing?

FreebiePharm ·
I have only ever done my own taxes. IRS website has great resources if you need assistance and I pay a minimal fee for Turbotax for extra guidance.
Reply

Re: Is Your Life Taxing?

Bonnie Squires ·
thank you for the info
Reply

Re: Who taught you your most important money lesson and what was it?

Bonnie Squires ·
Once I get my tax return I putting a good amount of money in the bank. Once I get a bill from my old place paid off than that will go into the bank account it wont be much only $10 a week but that an extra $40 a month in the bank.
Reply

Re: How Do You Do Your Taxes? Yourself or Someone Else?

Bonnie Squires ·
Last year my son did mine. This year i did my own with turbo tax. they all so have a free one threw turbo tax that my son did for his brother this year.
Reply

Re: Tax Return and Tax Reform

Moore Income ·
I have been dreading doing my taxes this year... I started doing them on Tax Act and when I filled out the main info for my wages, it calculated a decent return for me. But I chose "married filing jointly" since I got married in July of 2018. When I added my wife's income, my return dropped to $600 owed in taxes. I didn't have health insurance last year and my wife only had it part of the year. Is this the reason it changed to taxes owed? Would you know why it would drop like that? Would it...
Reply

Re: Hello new members!

Barbaram6557 ·
Hello, I’m Barbara from South Georgia, USA. I look forward to my daily email from the Penny Hoarder because of the wealth information available. I am working on paying my credit cards & personal loans off. I should have them paid off by 2021. My next goal is to save for retirement. Thank you for the info!!!
Reply

Re: If Money Was No Object, Where Would You Travel and Why?

Bonnie Squires ·
For me I dreamed as a little kid to go to Paris or Hawaii. But now with our health I don't think this is possible. So I say any where in the USA just hubby and I. We have never taken a vacations alone in our 36 years we been married. The other one would be to take all our kids and grand kids to Disney world.
Reply

Re: If Money Was No Object, Where Would You Travel and Why?

Deon Christie ·
Disney World sounds great @Bonnie Squires . Although it will be quite a journey from South Africa. Perhaps one day...
Reply

Re: Hello new members!

BJLEE ·
Hello All, my name is Bryson and i'm located in South Carolina, USA. I recently started my first job,in the past year, that is in my desired career path. I've been following thepennyhoarder.com for a couple of years but I am new to this community. I'm hoping to get some more insight and more engagement on side gigs, paying off debt(credit cards and student loans), and budgeting(which is probably what i need the most help with). I look forward to responding to everyone's post and hopefully...
Reply

Re: 401k contribution

Moore Income ·
I know for a fact there is a savers credit for contributing to a ROTH IRA. My tax preparer was saying it only was for contributing to a traditional IRA but I did my research and was able to take advantage of it to not have to pay in at all to federal taxes. (I even got a few bucks back!) It depends on your income situation for the savers credit. For a traditional IRA, there is something but I am not well versed on exactly how that works. I would just recommend doing a little research to see...
Reply

Re: What's the best way to teach kids about money?

tg ·
When my son (now 32) was 2 he was constantly asking me to buy things at the checkout (candy and junk at kids eye level.) I solved it and helped him learn about money in one swoop. We gave him an allowance - $0.50 a week. To earn that he had to do one age appropriate chore (which he picked and agreed to do.) Other chores around the house were also done, "because he was part of the family." Each week he received his allowance and had 2 piggy banks, he had to deposit a quarter into each of...
Comment

Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Nicole ·
I struggle with no being an income earner in the household. Because we have a child with a medical condition, I don't work outside of the home. I do lots to save money & run the household. Tax wise, it isn't worth it for me to do side hustles or work part-time. I do know that I contribute a lot to the household & family.
Reply

Re: If Money Was No Object, Where Would You Travel and Why?

Kathy J Anderson ·
So many places I'd love to see, I guess all of Europe for a start, and Stonehenge would be included, as my ancestors were mainly British on both sides of my family. Would love mostly to see British Isles and Germany. For a USA bound trip Disney World with my now grown up children would be awesome too. Crazy, but when you've never been somewhere it has an appeal at any age. I'd love to visit all my relatives first who live quite far from us so that is important. I'd love to see my friends in...
Reply

Re: If Money Was No Object, Where Would You Travel and Why?

Nicole ·
Bonnie, do local radio stations & TV stations in your area have contests for little getaways in your area? Entering those contests give you a chance to win a very inexpensive trip close to home (sometime far from home too!). I say inexpensive & not free because you usually have to pay for gas, food & some other incidentals. But I have stayed in hotels around my city & had wonderful little staycations that gives us a new experience.
Reply

Re: Hello new members!

Meri ·
Hi penny hoarders!!! My name is Meri. I am in a life-changing process and need all the help I can get to make ends meet and new ways to budget. I work in a university, secretary but it is a job. Trying to save up for retirement and hoping to save for a vacation that I truly would love and need to do. By the way, I am from Ohio, in the USA. Blessings always to all penny hoarders.
Comment

Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Leslie Kay ·
Many side hustles don't report income until you make $500 or they pay in cash or trade. Secret shopping, buy and sell on Marketplace, letgo, Poshmark, Thredup. Waitressing for a few hours that pays tips. I have never found a side hustle to disrupt my disability or tax situation except straight out part time jobs such as taking care of elderly or disabled family or babysitting or I worked for American Greetings and Hallmark stocking cards. Its all a few hours a week. You can negotiate pay.
Reply

Re: Hello new members!

AverageJoe ·
Welcome, Michelle Sims.. Glad to have you here where others have either had the same experiences as yourself, or know how to take steps to help you make your goals. Glad to have you here. Chrissysid- I'm finding that your situation is becoming more and more common throughout the USA these days. Why? For the reasons you mentioned. Many agencies are so backed up that they just can't help as quickly as you need or want. But, there are other agencies that work through some non-profits which may...
Reply

Re: January No Spend Challenge

AnnMarie L. ·
Yay Dboothe! That’s great! I’ll do it and will report how much $$ I’m NOT spending. We got hit with a big tax bill and medical insurance costs so I’m motivated. And having the support of this group will help too.
Reply

Re: January No Spend Challenge

dboothe ·
ANNMARIE L, I am so impressed that you made a spreadsheet in October. That was great planning ahead. I am a senior citizen and struggle doing anything but minor computer emails, posting on groups, paying bills. My main problem, that REALLY worsened in December was eating out. I am tired of planning and cooking and the clean up. There are only two of us and occasionally my grandson to feed. I already slipped up slightly. I had a $10 credit at Pizza Johns and yesterday 1/3, I used it to get a...
Reply

Re: Future home and retirement

KellyFromKeene ·
I purchased a condo a few weeks ago. I too, was tired of paying well upwards of $1000 (me and 2 children) for an apartment. I was looking at mobile homes but the park rents are all about $600. I knew I didn't want to buy on my own land because I didn't want that kind of maintenance. I found a condo that, even with the monthly fees, is $300 less than my rent. It's not luxurious, but it is certainly suitable for my family. I had been saving for about 7 years, every tax return, etc, for a down...
Reply

Re: Reloadable pre-paid debit card

JaDawn ·
There are several ways that you can add money to your PayPal Prepaid MasterCard: Direct Deposit: Direct deposit is the easy and free way to add all or part of your pay check or government payment to a PayPal Prepaid Card. You must enroll in direct deposit in order for your card account to receive these electronic deposits. LEARN MORE NetSpend Reload Network: Our reload network is nationwide. There are more than 100,000 convenient locations where you can add money to your card account. It's...
Reply

Re: Inheritance

Gretchen Mann ·
I'm so sorry that these times are so difficult for you and your husband. I have some suggestions. Your credit card debit probably has the highest interest rate. I would pay this first and pay it off entirely. Your home mortgage will qualify tax deductions, so this is the last loan to pay off. The emergency fund is also very important to do at this time. Six to twelve months of emergency funds in a liquid vehicle would be appropriate. In view of this, you might want to beef up your emergency...
Reply

Re: Inheritance

mintjulep ·
I am so sorry to learn your husband is fighting a life-threatening disease. I know your question about taxing the inherited IRA is specific and I think you should discuss your options with a CPA and financial adviser to review some points: Does your health insurance cover cancer treatments and care? Is your IRA inheritance a standard IRA or a Roth? And when did the inheritance become available? The new SECURE act has made some changes to inherited IRAs for beneficiaries effective Jan 1 of...
Reply

Re: Financial Fitness February: Day 10

mintjulep ·
@lismox, you had a great day!! Congratulations and thanks for tips about Craigslist and focus groups. I've barely given Craigslist any attention in the past, but it sounds like I need to do that! I have a quick question for Jeremy and/or Jon about ebay. In the past, I've only sold my own household items in the hopes of getting rid of things while making some money at the same time. I would like to escalate to selling sourced items. I'm not interested in opening a store on ebay. I realize...
Reply

Re: Financial Fitness February: Day 10

JeremyM ·
Hi @mintjulep You absolutely don't need a store. eBay gives you 50 free listings per month. However, eBay recently added a Starter level store that is very inexpensive ($8 month) for 100 listings. As for sales tax, eBay takes care of all states that have passed the Marketplace Facilitator Law. The only tax you would have to worry about is your in state sales. There are still states that haven't passed or started the MFL, you do not need to worry about those and when you do, eBay is the one...
Reply

Re: Financial Fitness February: Day 10

mintjulep ·
Ok, I must be confusing Amazon with ebay on the gating. Thanks Jeremy and Jon for setting me straight on that! I was getting all my ducks in a row to reopen my etsy shops and my ebay account last Fall, when I stumbled into the new sales tax mess. I realize ebay and etsy are collecting the sales tax now, but there are still some major issues.......the 1099s (which I won't likely qualify to receive due to slow sales when I restart my shops) are lumping all kinds of fees and taxes together...
Reply

Re: Financial Fitness February: Day 21

redcatcec ·
It was a slow day for us too, just stayed home and hung out, at least we did not randomly spend money. The property tax was overdue, we finally got that straightened out by a earlier trip to the courthouse. My husband is retired and a veteran, also 100% disabled. Because he served so long and is disabled, we are eligible for a property tax exemption, because of when we filed with the county we had to pay a fraction of the tax due $418 ( usually over $1,000 and rising each year), next year it...
 
×
×
×
×