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Tagged With "finance"

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Re: How did you get started working towards your financial goals?

Moore Income ·
"Pay Yourself First" was definitely a big one for me. Although it took me a while to fully grasp the concept. I started learning about it but was hesitant to apply it to my life. I got married last year which was a huge change for me but it also opened my eyes to my lack of financial knowledge and the need to get things under control. Fear was partially a motivator. The fear of getting further in debt and becoming another statistic. Fear of not being able to live a fulfilling life because of...
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Re: How did you get started working towards your financial goals?

BeckAtsila ·
I second "The Richest Man in Babylon". I do something similar to what you do--I get paid on Fridays and each Friday put aside a small amount of money into the Stash app--I'm saving up for a trip to Iceland. I work in the restaurant business and get free food and free coffee, which helps out with my grocery bill. Right now I'm concentrating on paying debt, but had to raid my emergency fund for this month's payment because my hours at work got cut due to road construction. I have several side...
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Re: How did you get started working towards your financial goals?

Briana ·
I love Stash! It's helping me save for my Greece trip right now too. I want to check out this "More for Less" cookbook -- I've been searching for something exactly like this so thank you for the recommendation! If you have any money-saving travel tips, feel free to share! I'd love to hear them =)
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Re: How did you get started working towards your financial goals?

KellyFromKeene ·
I went through a time where life just turned upside down, and I realized that I needed to make some significant financial changes. Its amazing how I was 'struggling' when there was 3 times the money I make now, coming into the house. I did a complete overhaul of my expenses and cut out what was not necessary. It was brutal, but good! I did 'no spend' months, set up several different accounts for savings, and budgeted. I got rid of all credit cards for 5 years and lived only on what I made. I...
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Re: How did you get started working towards your financial goals?

Bonnie Squires ·
I've $1,000 in the bank and each friday will add $10 to this. I've paid 2 credit cards off with my tax returns and I'm using the money from those monthly payments to pay off other credit cards I'm all so working on my website and selling flash cards,puzzles and other things like that to home school teachers. All so I'll be making candy wrappers. I'm all so looking into selling mugs my be other things. Most will be down loads so no going to the post office. This money will be used to pay off...
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How did you get started working towards your financial goals?

Briana ·
Learning about how to manage your finances is hard! Today, we are inundated with tons of personal finance content - do this, don't spend that - but what's the right advice? Where do we start? For me -- it's the whole "pay yourself first method," which is exactly what I've started doing to start building a savings (and travel fund!) Each paycheck, I'm intentionally depositing a portion of each check into my savings account - that I'm not allowed to touch. Instead of going out to eat numerous...
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Re: How did you get started working towards your financial goals?

Deon Christie ·
And a very effective way of saving @Briana . I do the same with regards to savings and emergency funds. But that is placed aside and cannot be accessed easily. I have saved up for many things this way, because I don't like accounts. Apart from mortgage, insurances and the really necessary stuff. But I never buy appliances, linen, clothes etc through accounts. You save quite a bit on interest costs this way.
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Do you talk to your friends about money?

Maryann ·
One of the best parts of this community is how open we are with one another about what's taking place in our wallets. You all have helped me think more deeply about my own financial decisions, and I'm so grateful. Curious — how open are you with your friends about your finances? Do you share your salary, debt or financial goals? Why or why not? For those of you who are achieving major financial goals (e.g. paying off student loan debt, increasing income), are you finding that you share more...
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Re: Do you talk to your friends about money?

lismox ·
I don't talk too much about money with my friends. When I talk about money with friends it's always more vague, not usually specific amounts. But I certainly think it would be helpful to be more open about money with my friends.
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Re: Do you talk to your friends about money?

Faith Harrison ·
No I dont talk about money with my friend
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Re: Do you talk to your friends about money?

sthom ·
I talk to my cousin and my sister, both of whom I consider friends. That's pretty much it.
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Re: Do you talk to your friends about money?

Umar Mughal ·
I talk to my cousin and my sister, both of whom I consider friends. That's pretty much it. Yes
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Re: Do you talk to your friends about money?

Umar Mughal ·
I don't talk too much about money with my friends.
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Re: Do you talk to your friends about money?

Veronica ·
I talk to my sister, my daughter, and husband only about savings and money. My daughter is a paid contractor for remodeling our home, so we discuss cost, etc. I don't talk money to friends, as to me it is not their business. I don't talk money to a lot of people, as it is in poor taste. I know people who are celebrities, or in highly paid professions who are millionaires. I know people who struggle with money and savings, and I may mention Dave Ramsey as a resource only to assist them with...
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Re: Do you talk to your friends about money?

KellyFromKeene ·
I have started talking about money with friends and family. After a divorce, cancer, and bankruptcy in the same year, i was proud of progress I made. Also, I feel like it’s important to break some negative stereotypes- I’m a single mother with a great human service job and a masters degree- and I’m receiving some form of welfare. I hear people speak despairingly about’ welfare moms’ and I have to speak up! This inevitably leads to a discussion about money. I’ve become more comfortable...
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Re: Do you talk to your friends about money?

JeremyM ·
We don't talk specifics, but we all kind of know each other's money situation. I have a good steady job that pays well and has good perks, but also have four kids so money is sometimes pretty tight. I have two best friends: "D" is single with no kids and makes more than I do, has a nice car and several bicycles upwards of several thousand each, he can generally buy what he pleases. "R" is single with no kids, has never had a steady job for more than a year or two, and they are usually menial...
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Re: Do you talk to your friends about money?

LeighofMar ·
I've gotten my mom more comfortable talking about money as she is from the generation where they didn't talk about money. My friends know that I am debt free and almost done paying off my house as that is a huge goal and very important to me, plus I will celebrate with them when it is finally paid off. We all have different types of jobs and circumstances, but money is an easy topic with us because we are friends no matter what our income level is. So we are able to laugh or commiserate with...
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Re: Do you talk to your friends about money?

Fredia Stills ·
No I don't talk to my friends are family about money are any problems I might have anymore.
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Re: Do you talk to your friends about money?

Arica ·
I am wide open with talking about money but only to a certain FEW friends who arent judgemental, jealous or assuming.
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Re: Do you talk to your friends about money?

AnnieB ·
I do not discuss finances with family and friends. Too many people think that they should try to hit us up for money as it is. We have had theft within the family.
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Re: Do you talk to your friends about money?

Arica ·
Oh AnnieB, that's awful. I cant imagine how hurtful it is that a family member feels like they need to steal from within the family. Entitlement? Resentful? Regardless, thats low.
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Re: Do you talk to your friends about money?

AnnieB ·
Said person decided to steal from funeral proceeds raised to help supplement what I was paying out of pocket. I have no contact with them now. I have since moved, they have not been told, and will never be welcome in my home.
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Re: Do you talk to your friends about money?

JoJoJennifer ·
I don’t discuss finances with friends either except in general terms. For example I mentioned to a co-worker that I have been accepting extra shifts for overtime as I am trying to pay down debt (mortgage and car loan).
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Re: Do you talk to your friends about money?

Fredia Stills ·
I never talk to friends about money not even family .
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Re: Do you talk to your friends about money?

redcatcec ·
I talk to a neighbor-who is a friend-she is full of advice on how to save money, specifically on home repairs. She has contacts that have paid off well and she shares the info including prices for services, sometimes we have used these contacts. As for other finances, it is don't ask, this is considered private. If the info is shared by her, then it is shared with my husband. For other friends that I have a common event with, we share things like ticket information and what is included in...
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