Skip to main content

Tagged With "earn cash"

Reply

Re: Giving up cable -- what's the best replacement option?

Fru-Gal ·
Hi Alexis—We are also in the process of ditching cable. I’m a bit of a researcher when it comes to these things so I’m happy to share a little bit of what I’ve learned so far... 1. If you have more than one TV in your house, you need a plan for each TV, depending on how you use it and it’s age. For example, we have a smart TV in the main living area and a “not smart” TV in the bedroom. We’ll probably go with an HD antenna for network channels (news, etc) plus a streaming box (Roku) with a...
Reply

Re: Budgeting for 2019!

Nicole ·
We live on a strict budget but do use the credit cards for everything to get the cash back bonus each December. I have had to create a new budget column (Last August) for hospital parking for when we can't get the free parking on the street. I make a grocery list each month to do our big monthly shop & stick to the dollar amount, there are no extras, milk & produce is bought weekly after that with the remainder. The credit card is paid off in full each month. With the credit cards...
Reply

Re: Hello new members!

Deon Christie ·
I hear you Tasa, and I know exactly where you're coming from. Whether my advice will work for you I cannot guarantee. But because this is a free method to generate some cash on the side, perhaps something that may come in handy? In fact, it is the only free method that I know for sure actually work. It involves publishing your knowledge in the form of an eBook at absolutely no cost to you. And regardless of how minute you may consider your knowledge to be. Remember that somewhere, someone is...
Reply

Re: Summer Jobs for Teachers?

Melissa ·
My sister is a teacher and during the summer she likes to work at the merch table or drink station for outdoor concerts. She gets to listen to the music for free and earns some extra cash!
Reply

Re: Grocery Shopping - How far away is your usual store?

Moore Income ·
I live in Fargo, ND in an area of about 200,000 people. There is a smaller grocery store (Family Fare) right down the road about 2 blocks from my house. There is another store (Cash Wise) right behind the office building I work in which is about a 5 min drive from my apartment via the interstate. All the other major stores, Walmart, Target, Costco, etc. are about a 10 min drive away. It is crazy to think how convenient life has become. If I wasn't adventurous, I could basically live and...
Reply

Re: Down Payment on a House

mintjulep ·
I've had a lot of experience in buying homes and your question, Moore Income, depends on so many other circumstances. It's ideal to put as much down as possible sometimes , ie if this might be your last home, or you get a better long term interest rate, or if that is the only way to qualify for a mortgage. However, if you tend to move a lot, or you are a young couple with limited cash reserves, or you do some juggling often with available investment funds, I always believe the least amount...
Reply

Re: Nickel Hoarding

Caitlin Constantine ·
I love the idea of saving up change but when I've tried to do it in recent years, I've found my stash always stayed pretty small because I just don't use cash that much anymore. When you do your nickel-hoarding, is it with change you randomly find, or do you still use a lot of cash?
Reply

Re: Nickel Hoarding

Moore Income ·
@Caitlin Constantine I actually go to the bank and withdraw money from my checking account in nickels for the purpose of hoarding. Because generally the money in my checking account is for spending, it is a way for me to save money that would otherwise be spent. I usually just get $10 in rolls of nickels when I go to the bank. I used to get $20 but then they started telling me that when anyone orders $20 or more in nickels, they charge $2.50. (Makes no sense to me why they charge money to...
Reply

Re: Instacart

Moore Income ·
I do some shopping for them off and on. Honestly, I have only done it two times but I have had a decent experience each time. You get paid more if you sign up to do both the shopping and the delivery but you also have the option of doing one or the other. Out of the two orders I got, one was just pick up and deliver and the other one was shop and deliver. Both times went smoothly and I had no issues. You won't make a killing with Instacart, but it is a great way to earn some cash on the side.
Reply

Re: How to build your credibility through recognition

Kenny Mathe ·
New, I have read good ideas about how to get rich on social media not all posts on social media are 100% some are scam to the audience good people or audience they have been ripped off money's trying to look for extra cash which is not easy to look for the suitable one to follow.
Reply

Re: How to build your credibility through recognition

Deon Christie ·
You're quite right Kenny, there are a lot of scams on the internet. But there is an easy way to check if someone is as professional as they claim to be. Allow me to invite you to one of my LinkedIn posts. Which will guide you on checking the legitimacy of all these "professionals". The fake SEO expert alert will guide you on how to use Google for authenticity. Especially with SEO and blogging there are way too many so called professionals, only interested in selling you any random junk. Or...
Reply

Re: Nickel Hoarding

Bonnie Squires ·
This is odd because my husband was talking to 2 of our son about saving a nickle day but add an extra nickel on a day or 2 and see what they have at the end of the year. I buy my change off our son. He works in a store so he all ways have change on him. My saving change came from my mom she all ways saved changed and soda cans and beer cans and she cash the cans in once a month. When I first got with my husband he worked in a gas stations and he saved his change in a 5 gallon water jug. When...
Reply

Re: What do you do when you have a surprise expense?

Deon Christie ·
Unexpected expense requires planning upfront, something like a linked account to your primary bank account for instance. Money in a linked account cannot be accessed by using your bank card, because you have to transfer money from said linked account. Not all financial service providers may offer the option, but I'm glad that mine do. Every month, just put a few bucks (as much as you can afford) into said linked account. And forget about it, because that is your safety net. So when you do...
Reply

Re: Hello new members!

Deon Christie ·
I know the feeling @Melissa . Also landed myself in the hot water with credit cards a few years back. In fact I paid them all up, and cancelled them. Then worked up a little money on the side. This way I have never really needed credit cards again. I'm a blogger, aspiring writer and affiliate marketer. Which is also how I managed to generate that little backup cash on the side.
Reply

Re: Hello new members!

Deon Christie ·
I'm also from South Africa @Kenny Mathe . And so right you are, many South Africans are struggling with the same situation, shortage of cash-flow. As an aspiring blogger and affiliate marketer I can assure you there are ways to generate a little something on the internet. But it requires a lot of dedication and time, and in most cases even a little financial sacrifice. I remember how I had to save for months in many cases. Just to be able to afford the training programs and hosting which...
Reply

Re: Hello new members!

Amber151718 ·
Hello, my name is Amber. I'm a stay at home mom, trying to save some extra cash for my 3 beautiful children, considering it's extremely hard to get out of the house and find work with 3 babies!! I'm a new member and not exactly sure how this works.
Reply

Re: Hello new members!

Deon Christie ·
Hi @Amber151718 and welcome to the community. The Penny Hoarder is where people read about ways to generate and save money. The Penny Hoarder Community is where the discussions happen, because you cannot comment on the Penny Hoarder Blog or Website. Start by completing your profile and add a profile pic to invite better engagement. And then engage with the audience through commenting.
Reply

Re: Hello new members!

Briana ·
Happy to have you in the community, @Amber151718 ! Right now, if you have any questions or would like to share more on any specific financial topics, you can "create a post" under any of the forum topics we've created and other members will do their best to help answer your question or share their own experience! If you're looking for something specific, you can try the search bar at the top of the page or take a look at our resources tab for articles dedicated to specific topics:...
Reply

Re: Confessions of a Shopaholic

Lisa Eichinger ·
@ERoberts , I am a women, but dislike shopping. I get those urges maybe a few times a year and I'm like "let's go shopping", after about an hour I am over it. However, I am one of those people that will bundle my Kohls coupons and Kohls Cash and go on the most beneficial day (where all the coupons can be used). My fiancee is so shocked that I can take a $110 bill and only pay $25 after all of the coupons and such. I don't like to spend more than a certain amount on clothes or shoes. I cringe...
Reply

Re: Hello new members!

AverageJoe ·
Kiersten, having to go through a bankruptcy is NEVER a fun thing to do. My wife and I were forced into one when I went disabled in 2000. It wasn't until 2001 that we had to file. We lost our home, our cars except for a clunker we had and many other items. Most of the items listed on our bankruptcy were medical. We hated to do it and thought we'd never get over it. But, we did, and I did what I could to help my wife since she had become the primary breadwinner of the family. We did things we...
Reply

Re: Work from home,extra income

ERoberts ·
Hi Chuck! My suggestion is not so much a part time job as it is an easy way to bring in extra cash, but apps like OfferUp and LetGo help you sell used items of furniture, collectibles, etc. If you are on Facebook, Facebook Marketplace is a similar venue. Hope this helps!
Reply

Re: Grocery shopping for lower prices

FreebiePharm ·
I have been tackling the food budget for the last year as this is a controllable expense that I feel our family could do better on. We are a family of 5 and spend about $150 weekly for the big haul and then $40 a week on milk or fruit (things we run low on that perish quickly). We drive an extra 5 minutes to a less expensive grocer, the Market Basket, and I always check out the clearance sections. I can pick up yogurt for 10 cents, a pound of produce for $1, etc. I also have cut our grocery...
Reply

Re: What to do with this site.

Deon Christie ·
I agree with @Moore Income , the site does need a little work @Bonnie Squires . You may also want to look at registering an SSL certificate. And enable the https protocol. People are more likely to enter personal details like credit card details and email on a secure site. Hope this helps.
Reply

Re: Hello new members!

Maggie M ·
Hi, I'm Maggie. I live in Columbus, OH. I have two 2 dogs named Cookie Monster and Callie and I have a roommate named Ben. I am really glad I found Penny Hoarder. I have no idea how I started receiving it but I have found the emails to be incredibly helpful. I'm not great with money and at 35 I feel like I should be better. I have used a few tips I've learned in the last several months since I've started reading Penny Hoarder. I now use a budgeting app and I have a few apps that help me get...
Reply

Re: Hello new members!

Deon Christie ·
Welcome to the Community @Maggie M . Just keep going, it does get better I can assure you. Penny Hoarder offers a lot of useful advice indeed.
Reply

Re: Make Money Delivering Food (What You Should Know)

KimK ·
We live in the Midwest and last summer my college-age son delivered for MyTown2Go. On busy nights, he made pretty good money, but there were slow nights, when he barely made any. He was not reimbursed for miles or gas or wear-and-tear on our car. The only money he made was tips and a few dollars per delivery. He put A LOT of miles on our car, and we ended up having car problems at the end of the summer, we think from all the in-town miles he put on the car, the stopping and starting of the...
Reply

Re: What was your biggest challenge getting started online?

Deon Christie ·
I think we all get sucked down that rabbit hole @Bonnie Squires . Especially with all the glittering " proof " right? One of the methods to create compelling content is to address a common need within a niche. Now who doesn't want extra cash? Which is why it's such an effective marketing tactic. But I have grown quite considerably since. Much wiser these days.
Reply

Re: How Do You Effectively Save Money On A Consistent Basis?

mintjulep ·
I rarely buy anything that is not on sale and I double up advertised sales with coupons, and then use money saving apps like Ibotta and Checkout51 to get money back or credit towards gift cards at Amazon or other retail venues. I now own a credit card with a good rewards program match for us, which is cash rebate instead of discounts for gas, travel, restaurants etc, so I charge everything and pay off the balance every month. I would not do this if it was necessary to make monthly payments!
Reply

Re: How Do You Effectively Save Money On A Consistent Basis?

Moore Income ·
@Mexpensive Stash is good. They have a savings account as well as a checking account that pays you cash-back in the form of stock (stock-back) when you make purchases. I personally have lost money with Acorns so I am not a huge fan. I understand the struggle with saving and then spending, that is why I really like saving on a separate app that way I am not constantly seeing the money and it is easier to "forget" about it.
Reply

Re: Hello new members!

Donald Bradfield ·
I am a new member and a past Shoe Shine Service Hobbyist. I look forward to earning some cash from my new Pick-up / Delivery Shoe Shine Service operation in Dallas,Texas. . . "Dress from Your Feet up and not Your Head Down"- - -
Reply

Re: How Do You Effectively Save Money On A Consistent Basis?

Bonnie Squires ·
MINTJULEP I've been using Pringles cans or any other can you can't see threw. This way my kids don't ask to use it and i don't see it and use it but i like to save change. One Christmas I had a $199 dollars saved up than a week or so later I went to the bank and the lady told me i miscounted here your $9 and change. So I had $200 + dollars saved in change and that's not counting the change i gave to my daughter so i would have had more that the $200. Its hard getting change from the banks...
Reply

Re: How Do You Effectively Save Money On A Consistent Basis?

Mexpensive ·
I still do. It has become much more difficult since I carry less cash.
Reply

Re: How Do You Effectively Save Money On A Consistent Basis?

Bonnie Squires ·
MEXPENSIVE I know what you mean about not having cash on you as much.
Reply

Re: What do you do when you have a surprise expense?

Olivia ·
It depends on how large an amount it was. We would gather it by skimming from budgeted categories or taking it from food cash.
Reply

Re: How Do You Effectively Save Money On A Consistent Basis?

LeighofMar ·
I use ebates for online shopping, a Way 2 Save account with Wells Fargo that puts 1.00 for each transaction in the savings and I have automated deposits into savings from paychecks. If I have any cash, I put it in a change jar. And the day before payday, if I have any money in my acct, I send it to savings and just budget to live off my paycheck.
Reply

Re: 5 Things to lookout for when seeking to make money.

Brian Winch ·
Do you enjoy being outdoors? Would you like to make money going for early morning walks? Then consider providing a litter cleanup service on foot, using simple hand tools, outside commercial properties nearby. I've been doing this since 1981. I started this as a side hustle and grew it into a successful full-time business that I still operate today. Turn trash into cash!
Reply

Re: Anyone ever use the survey site MyPoints?

Shannon H ·
I use both Swagbucks and MyPoints. I like both of them and they are fairly easy to use. Swagbucks has more offers and each swagbuck is equal to a penny when you cash out. MyPoints payout is different as it is 3970 points for a $25 Paypal deposit so it is a bit deceptive when you are earning points until you calculate that each point with MyPoints is $.006.
Reply

Re: First time home buyer

Kirsten Cherry ·
I am closing on a home in Idaho on Tuesday so all of this is fresh in my mind! Some expenses could be: - Home Inspection: This cost us $250 - Closing Costs: We negotiated the sellers to pay this but they usually run 3-5% of the purchase price. If you look at the CD (Closing Discloser) it will break down all of the costs. From making copies of documents to paying title fees, lender fees, and appraisal, everything is charged. With the loan we used (conventional), we were able to have the...
Reply

Re: How are you saving money this week/month?

Bonnie Squires ·
MOORE INCOME have a great trip with your wife. Oh and our son has started a change jar to. So we both have one of those big snack jars and saving our change, Only thing is I don't cash mine in he comes to me when he wants to buy some thing. I buy his change from him. lol
Reply

Re: What's the best way to teach kids about money?

Olivia ·
Ah Kelly. I taught our boys in a similar way, and once they were one their own they went through their cash for a time, then learned they had to pull back and set aside for emergencies, (and boring stuff like underwear and socks). Since we've been (age appropriate) honest about our finances all along with them, they know we can talk about it, we love them, and are there for them for counsel, even if we don't bail them out financially. // I wasn't taught any life skills growing up so may be...
Reply

Re: What's the best way to teach kids about money?

tg ·
When my son (now 32) was 2 he was constantly asking me to buy things at the checkout (candy and junk at kids eye level.) I solved it and helped him learn about money in one swoop. We gave him an allowance - $0.50 a week. To earn that he had to do one age appropriate chore (which he picked and agreed to do.) Other chores around the house were also done, "because he was part of the family." Each week he received his allowance and had 2 piggy banks, he had to deposit a quarter into each of...
Reply

Re: Make Money Asking Questions On Quora

MsKimberly ·
@Moore Income Do I need to give them debit card info when I sign up or can I do it before I cash out? I ask because I don't have a debit card right now. Thanks!
Reply

Re: Make Money Asking Questions On Quora

Moore Income ·
@MsKimberly you don't even have to have a Stripe account when you first start earning, only once you decide to cash out. I believe their is a minimum amount before you can cash out but you don't have to cash out until you want to. I waited a while to cash out and only set up my Stripe account when I cashed out. I am not sure if you have to send it to a debit card or if you might be able to connect a bank account as well.
Reply

Re: SAVING for TRAVEL

Shannon H ·
I set aside cash each month for my personal travels. My family is two states away and that's where I take my personal travels. I know the costs associated with traveling there based on past experiences. I always add some extra to the cash for eating out and spoiling my nephew.... Nothing like home cooking or going to your favorite local place when I am visiting.
Reply

Re: Anyone pursuing a F.I.R.E. strategy?

KellyFromKeene ·
@Briana He lived at home till he was 42! (Unusual circumstances, death of a parent, etc., but still.) He is a lineman, and saved so much money. He will have the house paid off this year, and has been contributing about a third of his income to his retirement for most of his career. He saves up for everything, pays cash, and is careful about his spending. He drives a 20+ year old truck. He's just good with his money!
Reply

Re: Medical Bill In Collections

bonbon ·
I had a hospital insist that we owed a back bill. My records did not agree with theirs. I sent them a registered letter asking for detailed proof of the debt ie. date, event, procedures involved etc. I insisted on a written response. When I did not hear from them I went to our county Legal Aid and the attorney sent them a cease and desist letter. They responded saying the matter was closed. You just have to be as persistent as they are. If you owe the debt agree to monthly payments that are...
Reply

Re: work at home

Moore Income ·
@Former Member Mturk is a good way to earn some extra cash. It is a lot of work for a little bit of reward but it is still something at least!
Reply

Re: Side Hustles

zaks ·
Using studybay is a good way of making some cash through writing
Reply

Re: Side Hustles

Leslie Kay ·
I try different side hustles at all times I keep 3 or 4 going to allow me more money to pay down my credit card balances. They have gotten out of control and some of them even got closed on me. After having 5 years of perfect payment history those credit cards overwhelmed me. I do adult CNA work for a disabled family member. I do the errands and the shopping part. Transportation to Dr appts. I am on disability so I need to limit any money I make. I was doing secret shopping and could make up...
Reply

Re: Savings tips I implemented while traveling

KellyFromKeene ·
That's exciting @Briana . Thank you for the helpful tips! I hope to travel overseas someday...once the kids are grown and gone. Your ideas are certainly applicable for local travel as well. Honestly, I don't travel far anymore- I used to cross the country on a whim when I was younger and unencumbered. But the traveling that I do, planning is my money saver. Plan snacks, travel times, and stick to a budget. I travel with cash. When it runs out, then the fun has to be no-cost, and there are...
 
×
×
×
×