Hey there! My name is Melissa. I'm a Community Relations Specialist at The Penny Hoarder. My primary financial goal is to pay off my credit cards!! Credit cards can be amazing but they make it so stinking easy to over spend. A follow up goal of mine, is to track my spending on paper each month and stick to a limit. This way I'll remember each credit card swipe and hopefully I won't rack up credit card debt like this again!
Hi! I'm Nicole from Canada. I'm a stay at home mom that loves to save money, couponing & contesting (sweepstaking). My goals are to live debt-free while life keeps sending us curveballs that use up all our savings so that we need to start again. I like to save money for camping & travelling too.
Hey Nicole how do you plan on becoming financially free? Do you have a coach or a community that is not online to keep you accountable? Do you have the tools needed to make your dreams and goals come true?
Hello all, So glad to be here. I am presently a full time employee as well as an entrepreneur working with network marketing. My goal is to gain financial freedom from bills and be able to get finances in order so I can afford to do things I'd like to do from remodeling my home to traveling. So I am here to learn better financial habits and ideas that will help me accomplish my goals. I am also here to help others as well with issues I have knowledge about.
Hi Nathan, Do you have any suggestions of apps or tools? So far, I keep accountable to my family & bank account. My situation is a little different.....I used to work in the financial industry actually. I'm a SAHM because I have a son with medical needs. Like most parents, I will spend any money it takes for my son to be healthy & happy. So our lives detour but we were still able to get lots of trips in last year as well as the unexpected 3 weeks hospital stay without incurring any...
My name is Kirsten Cherry and I am a stay-at-home mom and an avid side hustler. My financial goals would be to build a savings, pay off my auto loan, and save for a mortgage! I would like to learn more about credit scores and tips on how to find the best mortgage lender. I’m happy to be here to learn from everyone!
Hi Fellow Hoarders of Pennies! My name is Ray Taylor Tetreault. I'm a retired savvy senior shopper (and saver) in the Cleveland Ohio area. I've been a "conversation starter" on Facebook's Penny Hoarder Community for a while and really enjoy communicating with like-minded individuals. My wife and I have recently become (almost) debt-free with the exception of paying our car in a few months and a five year plan to rid our mortgage. I have a huge database of tips, tricks, treats, tweaks and...
Hi, everyone! My name is Kath and I'm on the marketing team at The Penny Hoarder. I'm a TPH OG -- I've been with the company for over three years now! -- and I've learned a TON about personal finance from working here. After paying off my student loans this year (happy dance), I'm looking to invest more and possibly save up for a property.
I’ve been a reader of a penny hoarder for a couple of years and I love what do you guys wrote and I followed a lot of what you guys say and a lot of it has worked and I appreciate it I’m glad that this group is on the Internet
I'm new here. We just scaled our house down. Moved from a house that was 2100 square feet up and down in the basement and a hough lot to a little over 1,000 square feet. The house is only 703 square feet We will own this in 10 years instead of 30 years. Next year we will be down to 2 kids hubby and myself and 2 my be 3 dogs. I'm looking to pay my credit cards off and my home. I'm disabled and so my husband. I'm his care taker and i do get paid for this. But looking for some side hustles to...
Hello, I have been an avid follower of the Penny Hoarder Facebook group for many years and have tried quite a few of the suggestions posted. From no spend months, cell phone plans that are less expensive than name brand national carriers, to robo investing options. I am a 40 something mom who will have a college freshman next fall and am looking forward to suggestions/posts. I work full time (Accountant) so am good with money, but really enjoy all of the ways people have found to save!
Hello, everyone. I'm Jana. I'm a brand new blogger. I have a money-saving blog with discussions and resources on how to save money by getting freebies and winning prizes online. I've saved so much money doing this, and love to share how with others. My financial goals are aimed at being able to reduce my work hours (at my 'outside' full-time job) in 2019 and to be able to quit that full-time job in the future.
Hi, everyone. My name is Tasa. I've followed the Facebook group for a while now, although I don't post that much. I'm in between jobs at the moment, so my current financial goals are surviving my unemployment without going into debt and getting my finances stable again.
Hey Everyone! My name is Janet Davis on FB. Mslovemovies on Instagram and LinkedIn & A few other sites. I had my own tv talk show in Detroit, Mi. I moved to Ohio and have recently graduated from Ohio Media School 12/17/2018. Then I became an Entrepreneur and I am the proud owner of An Online Beauty Supply Store. weon1beautysupplybyjazz.americommerce.com Hopefully thru sales this will help me to pay off my student loans. I've got my credit score from 540 to almost 700. I am so proud of...
Great website but may I state that hope is not a strategy. How do you plan on driving traffic to your site? What is your goal to get rid of your debt? What is the timeline for creating your book? All great things you are stating in your postl. Your site is really good you have a great niche. Just wondering if you need help getting your website off the ground with some money. Let me know if you want to connect and discuss an action plan to make things happen for you.
I hear you Tasa, and I know exactly where you're coming from. Whether my advice will work for you I cannot guarantee. But because this is a free method to generate some cash on the side, perhaps something that may come in handy? In fact, it is the only free method that I know for sure actually work. It involves publishing your knowledge in the form of an eBook at absolutely no cost to you. And regardless of how minute you may consider your knowledge to be. Remember that somewhere, someone is...
Hi everyone my name is Lea and I am new to Penny hoarder. I have recently started my hand at running an online business actually an online thrift and craft store. I am working hard at being able to.make a living using my passion and things that bring me joy, make me.smile. Thank you for bringing me into your community I have a feeling it's just where I need to be.
Hi, I'm Average Joe. My wife and I are nearing retirement age (within the next 10-15 years). We need to rebuild what two companies have destroyed so we can possibly retire by 70. I'm disabled, and my wife is working. We just want to be able to live, even if below our means. We've done that most of our married life. We've got 15 years on our home to pay and 3 years on our car. We just want to be financially free!
Hi all! I am really enjoying being a part of this great community of people coming together to help each other navigate the huge topic of finances. My name is Jon Moore, I am 23 years old and I just got married in July 2018. My wife and I have a little bit of credit card debt to pay off (3 months is the goal) and then a car loan. I have recently been reading a lot of books about personal finances and learning principles such as paying yourself first, living below your means, investing in...
Moore Income, glad you're starting early. We did, and we kept on for a couple of years. Then family emergencies, moving, long distance trips that had to be made, ate up everything. We also worked for some businesses that didn't quite make the grade in honesty and integrity and lost our shirts. Stock prices went down and they kept investing our 401K's in these stocks and before we could move them, they were practically non-existent. Live and learn. We're near the retirement age now and...
Hello everyone! My name is Sonya and I live with my 3 sons out west in Colorado. Im a massage therapist and a widow. I am always looking into ways to possibly save some money or get a good deal. I have really enjoyed alot of articles on this site. Look forward to meeting new people and learning more!
Hi, I’ve followed Penny Horder for quite a while and have learned new way to save and be smart about money. We are a year away from retiring and 2 yrs ago downsized to a condo, sold a lot of “stuff” our adult kids didn’t want , it has been a good move. We have a small mortgage and car payment and aside from regular living expenses are ok. Still not working full time and managing retirement is daunting to think about so being here is a great place to learn . I also have told my adult 3 kids...
Hi everyone...my name is Stephanie, single mom from milwaukee Wisconsin trying to get out of debt, stop living pay check to paycheck, go back to school for IT (not sure exactly which specifically but I am a total tech nerd) or find a new career making more money than I do as a hairstylist. (Which now I’m in debt $20k after going to school for 1 1/2 years)
Hello, My name is Mark. I am currently only working part-time. I was laid off from my full-time job two months ago. I have been battling cancer and have been living off of unemployment and the generosity of my community while looking for a new career path. I am taking this time to also learn to be better with my finances and be able to save despite my situation.
Hello Bodyguard5280 (Mark). You'll be in my prayers, since I've seen the "C" word in your statement. Welcome to the pennyhoarder pages. I hope they can help you as they've already started to help my family. Have you started looking into any ways to set aside any money (even the least amount can help) for the future?
Hi, My name is Melinda. I am a pet-sitter, a writer, and a tutor. I also start a new job tomorrow as a recruiter. I am working on erasing my debt, saving up for a house, and reaching a point in my life where I only have two jobs (preferrably writing and tutoring).
Aloe! I am happy to have found this place! I am Barbara from MN but will use Penny2 as my dad I believe was an original penny hoarder. I will write something about him later which is a cool story. Hope to learn from each of you. Thanks Penny2
Hi everyone! I am so happy to be here and learn from all of you. I am almost ready to publish. Awhile ago someone posted a self publishing service i could go to. What was the name again? Ive recently opened my own Online Beauty supply store. Weon1beautysupplybyjazz.americommerce.com. I might have to get a real job to support my marketing like Bus cards and flyers etc. So as far as making more money and saving! Hey I am here to learn!
Hello, my name is Marlone from Illinois. I have been a subscriber to the site for years now (even submitted an article). It's great to see a community has started now. Can't wait to rub brains with like-minded people. My biggest goals include enough disposable income to live comfortably, and to buy a house. MDF
I'm disabled, too, and I've found mystery shopping to be an excellent source of income. I also write and proofread. I don't know about your SSDI status, but you might want to look into an ABLE account so you don't get penalized for saving money.
Hi Stephanie, I'm Becky. I'm taking some courses in designing apps for Android for free through Google--they might have some IT courses. You can pay a fee to get certified, but I'm not doing that. My goal is to learn enough to be able to design apps for local businesses.
Hey! My name is Becky Oberg and I'm a writer by trade who works in a restaurant by day. Penny Hoarder has helped me get several side hustles going and helps me to live a comfortable life even though I'm on SSDI. I'm trying to pay off my credit card debt and would like to come off disability while still being able to afford my treatment--unlikely, but nothing ventured, nothing gained. I have a blog with occasional money-related posts, but I'm planning on launching an online arts and crafts...
Hi Stephanie and welcome to the community. I've been in IT for 19 years and I'm a level 3 support tech for Dell Inc. If I can be of any assistance pursuing a career in tech, please let me know. We can also connect on LinkedIn, and I can pass some job opportunities your way!
Hello! I'm Kelly and I'm employed FT in the Human Services field, and a single mom. I love my career and my kids and living in New Hampshire. My only debt is student debt, but that's a killer! I'm looking forward to networking with you all, and learning some more practical ways of saving money, making money, reducing debt, and living a wisely frugal lifestyle. I know what works for me, but that's not always what will work for others- and I'm always passing ideas along to the people I work with.
I have been referring people I know. I don't contact many of them through email though so I have just been sharing a link to the community on social media. It would be nice if there was a way to invite the same way on social media.
I am so glad I read the email for this community! I love Penny Hoarder. I am a full-time working mom of 3 who wants to crush my debt and save up for our next house! As much as it is difficult to face, it was important for me to visualize my debt: Credit cards: $13,553.21 down from $20,000 in just the last few months Student loans: $124,524.44 (haven't touched this yet) Medical bills: $6,897.41 down from $24,000 in 2 years Car $31,892.96 Although I am just starting on this journey, I try to...
Hello, Everyone I'm new and I live in South Africa working as a Security Guard not earning much I want to learn more on how to save and pay my debts life is not easy as I'm trying to look for the second income so that I can pay my debts and give my child a better education.
Hello to all Penny Hoarders. My name is Deborah and live in Virginia. I am retired and on Social Security and I am all for saving money tips. I use coupons, buy sales items, shop at the Dollar stores, thrift stores, etc. It would be nice to have a work at home job on the computer.
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