Tagged With "Member of the Month"

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Re: Hello new members!

Melissa ·
Hey there! My name is Melissa. I'm a Community Relations Specialist at The Penny Hoarder. My primary financial goal is to pay off my credit cards!! Credit cards can be amazing but they make it so stinking easy to over spend. A follow up goal of mine, is to track my spending on paper each month and stick to a limit. This way I'll remember each credit card swipe and hopefully I won't rack up credit card debt like this again!
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Re: Hello new members!

Deon Christie ·
I know the feeling @Melissa . Also landed myself in the hot water with credit cards a few years back. In fact I paid them all up, and cancelled them. Then worked up a little money on the side. This way I have never really needed credit cards again. I'm a blogger, aspiring writer and affiliate marketer. Which is also how I managed to generate that little backup cash on the side.
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Re: Hello new members!

Maureen Sullivan ·
Hello friends, I am Maureen and I currently live near Charlotte NC. My husband and I are what all Penny Hoarders would call a success story. 22 years ago he was a student, teaching part-time, I was a sales rep, we had a toddler and another one on the way, we received WIC and we had no insurance. Fast forward to October 2018: we bought a 100 year old farmhouse on 2.5 acres, which will be paid off in two years (there is a penalty for paying it off sooner than that). We will be selling our...
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Re: Hello new members!

MissyD ·
I don't owe but on one credit card and that will be paid up the end of this month. When I first posted on Penny Hoarder I was looking for a work at home job. I have seen nothing about one since except one man posted they all are not what they seem. I am not looking for public work. I have worked 37 years and no more public work. I was a CorrectionL Officer then after I retired I worked as a substitute teacher for a year. That was enough. I would now like something at home. I coupon and look...
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Re: Hello new members!

Martha R Lopez ·
Hi I get emails all the time from class action lawsuits and .I seen there was one for correction officer's so you might want to look into it you will get some money if you apply you have to do it soon because they close them and your not able to apply .have a nice day
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Re: Hello new members!

Bonnie Squires ·
MARTHA R LOPEZ I'm disabled but because my husband did all the work and i staid home with the kids i had no credits to get disability . So I got SSI which is like welfare for people who are disable,children can get ssi to. The thing is I've been taking care of my husband since he became disable. Now I get paid for taking care of him for the last 2 years. Since I work they take from both our SSI that we get. A married couple can only make a little over $1,000 dollars well my gross income is...
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Re: Hello new members!

Bonnie Squires ·
MARTHA R LOPEZ thanks I'm going to apply for food stamps next month. We was all so taking off them after our son got on his dads SSRI. But now our income went down we my be able to get some food stamps. Last time we was on which was a couple months ago we only got $136. But where there a will there a way and we will make it. I'm tired of renting. So i'm buying this home. Its $24,000 but thats with the work they did for me. 10 years I'll own this place or less. I want some thing when my...
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Re: Hello new members!

Lele ·
Hello everyone! I would like to be more active/ regularly sign in so I could learn some things. But, have had too many issues logging in, etc. Anyhow, I spend too much and struggle to make ends each month.
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Re: Hello new members!

Mathmommie ·
Hi All, I’m a full time public school teacher, new home owner with a mortgage, and mom to #twounder2. My husband and I have completely different budgeting philosophies. I have over 100k in student loans. He has $0. We some minor credit card debt as we have leveraged 0% interest offers to make a few major purchases (new bed and computer), but other than that pay our balances in full each month. We also deal with constantly changing income as my husband is a part-time community college prof,...
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Re: Hello new members!

Veronica Purcell ·
I'm currently working on the paycheck method of budgeting where I use a calendar and breakdown my expenses based upon when I'm receiving my pay. It works better for me than looking at an entire month.
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Re: Hello new members!

Christine Chapin ·
Hi everyone My name is Chris and I am working to save money ....I use coupons and budget everything. We live in Massachusetts and need tips and tricks to save more .the biggest win this month Made our Last Car payment Aug 5 2019 !!!! Yayyy us
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Re: Hello new members!

mrsjaxrbtr ·
Hello, I'm new at Penny Hoarder and am surprised at all the many types of topics available on this site to either discuss for advice or assist with ideas. I am retired, am not yet eligible for SS, and I receive a modest retirement from where I worked for 32 years. We pretty much live on my husband's retirement and SS retirement income. In 2016 we refinanced our home and changed it from a 30-year loan to a 15-year loan. Big Mistake. My husband was working with another partner in a law firm...
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Re: Hello new members!

1cent ·
Thanks I had to use money to eat. No income coming in. Will be out of work this month. I keep trying to get different work from home jobs. No luck. Thank you though. I will get better and get debt paid get housing and the rest of my life will be good
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Re: Hello new members!

Leslie Kay ·
This may be a little late but check out Cambly which is ESL teaching right from home, no training, choose your hours. All done online. Pays each Monday via paypal. Pays by the minute, when you are online with a student. Every call is a different situation or country to talk with. Not a ton of money but can reach around $10 per hour. Some situations you are guaranteed paid if you get calls or not. Totally flexible hours and days. 10-21 cents per minute. Good support and technical assistance.
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Introducing the Member of the Month contest!

Briana ·
Each and every one of you is so important to us, so we’re starting a new contest that will shine a light on our rockstar community members! Each month, based on how many conversations you start, posts you like and interact with and how helpful and engaging you are in the community, we’ll be selecting ONE winner to crown “Member of the Month.” And that’s not all! How does a $25 gift card to a place of your choice sound? Thanks to Tango Card, the winner will be able to choose a gift card of...
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Re: And the Member of the Month for February is...

Deon Christie ·
Congratualtions @Moore Income . Wishing you much Success and Prosperity for your outstanding work and constant engagement.
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Re: And the Member of the Month for February is...

Moore Income ·
Thanks so much! It has been a great past month here on The Penny Hoarder! I look forward to seeing who will be March Member of the Month!
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Re: And the Member of the Month for February is...

FreebiePharm ·
Congrats, Jon! Well deserved!
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And the Member of the Month for February is...

Briana ·
As most of you know, we introduced a contest last month that recognizes one very active, helpful community member each month. We calculate the winner based upon the most engagement - helpful comments, likes on topics, and an overall friendly face in the community. For the month of February, we're really excited to recognize this super amazing member - @Moore Income! Jon is a very friendly, helpful face in the community, who is quick to lend advice to other members, as well as...
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Hello new members!

Briana ·
Hello and welcome to the new Penny Hoarder Community! My name is Briana, a Social Media & Community Strategist at The Penny Hoarder. I'm in the process of paying off credit card debt and establishing a healthy relationship with my finances. I'm also saving for a long-awaited trip to Greece next year!
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Re: Hello new members!

Nicole ·
Hi! I'm Nicole from Canada. I'm a stay at home mom that loves to save money, couponing & contesting (sweepstaking). My goals are to live debt-free while life keeps sending us curveballs that use up all our savings so that we need to start again. I like to save money for camping & travelling too.
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Re: Hello new members!

Scarlet Hope ·
Hello all, So glad to be here. I am presently a full time employee as well as an entrepreneur working with network marketing. My goal is to gain financial freedom from bills and be able to get finances in order so I can afford to do things I'd like to do from remodeling my home to traveling. So I am here to learn better financial habits and ideas that will help me accomplish my goals. I am also here to help others as well with issues I have knowledge about.
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Re: Hello new members!

Nathan Taylor ·
Hey Nicole how do you plan on becoming financially free? Do you have a coach or a community that is not online to keep you accountable? Do you have the tools needed to make your dreams and goals come true?
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Re: Hello new members!

Nicole ·
Hi Nathan, Do you have any suggestions of apps or tools? So far, I keep accountable to my family & bank account. My situation is a little different.....I used to work in the financial industry actually. I'm a SAHM because I have a son with medical needs. Like most parents, I will spend any money it takes for my son to be healthy & happy. So our lives detour but we were still able to get lots of trips in last year as well as the unexpected 3 weeks hospital stay without incurring any...
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Re: Hello new members!

Kirsten Cherry ·
My name is Kirsten Cherry and I am a stay-at-home mom and an avid side hustler. My financial goals would be to build a savings, pay off my auto loan, and save for a mortgage! I would like to learn more about credit scores and tips on how to find the best mortgage lender. I’m happy to be here to learn from everyone!
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Re: Hello new members!

Men On A Budget ·
Hi Fellow Hoarders of Pennies! My name is Ray Taylor Tetreault. I'm a retired savvy senior shopper (and saver) in the Cleveland Ohio area. I've been a "conversation starter" on Facebook's Penny Hoarder Community for a while and really enjoy communicating with like-minded individuals. My wife and I have recently become (almost) debt-free with the exception of paying our car in a few months and a five year plan to rid our mortgage. I have a huge database of tips, tricks, treats, tweaks and...
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Re: Hello new members!

Clark Body ·
Hello, Everyone. I'm Clark from Indianapolis, IN USA! I Look forward to sharing and networking with you all!
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Re: Hello new members!

Candice ·
Hello everyone! My name is Candice. I currently wish to be debt free and to start saving a nice chunk for retirement.
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Re: Hello new members!

Jules ·
Hey everyone! I'm an SEO Specialist for The Penny Hoarder. I'm currently working to pay off some credit card debt, and I'm very excited to join you all on this journey!
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Re: Hello new members!

Kathleen Garvin ·
Hi, everyone! My name is Kath and I'm on the marketing team at The Penny Hoarder. I'm a TPH OG -- I've been with the company for over three years now! -- and I've learned a TON about personal finance from working here. After paying off my student loans this year (happy dance), I'm looking to invest more and possibly save up for a property.
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Re: Hello new members!

Renee Dubriel ·
I’ve been a reader of a penny hoarder for a couple of years and I love what do you guys wrote and I followed a lot of what you guys say and a lot of it has worked and I appreciate it I’m glad that this group is on the Internet
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Re: Hello new members!

Bonnie Squires ·
I'm new here. We just scaled our house down. Moved from a house that was 2100 square feet up and down in the basement and a hough lot to a little over 1,000 square feet. The house is only 703 square feet We will own this in 10 years instead of 30 years. Next year we will be down to 2 kids hubby and myself and 2 my be 3 dogs. I'm looking to pay my credit cards off and my home. I'm disabled and so my husband. I'm his care taker and i do get paid for this. But looking for some side hustles to...
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Re: Hello new members!

Treehugger ·
Hello, I have been an avid follower of the Penny Hoarder Facebook group for many years and have tried quite a few of the suggestions posted. From no spend months, cell phone plans that are less expensive than name brand national carriers, to robo investing options. I am a 40 something mom who will have a college freshman next fall and am looking forward to suggestions/posts. I work full time (Accountant) so am good with money, but really enjoy all of the ways people have found to save!
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Re: Hello new members!

Jana ·
Hello, everyone. I'm Jana. I'm a brand new blogger. I have a money-saving blog with discussions and resources on how to save money by getting freebies and winning prizes online. I've saved so much money doing this, and love to share how with others. My financial goals are aimed at being able to reduce my work hours (at my 'outside' full-time job) in 2019 and to be able to quit that full-time job in the future.
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Re: Hello new members!

Tasa ·
Hi, everyone. My name is Tasa. I've followed the Facebook group for a while now, although I don't post that much. I'm in between jobs at the moment, so my current financial goals are surviving my unemployment without going into debt and getting my finances stable again.
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Re: Hello new members!

Mslovemovies ·
Hey Everyone! My name is Janet Davis on FB. Mslovemovies on Instagram and LinkedIn & A few other sites. I had my own tv talk show in Detroit, Mi. I moved to Ohio and have recently graduated from Ohio Media School 12/17/2018. Then I became an Entrepreneur and I am the proud owner of An Online Beauty Supply Store. weon1beautysupplybyjazz.americommerce.com Hopefully thru sales this will help me to pay off my student loans. I've got my credit score from 540 to almost 700. I am so proud of...
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Re: Hello new members!

Nathan Taylor ·
Great website but may I state that hope is not a strategy. How do you plan on driving traffic to your site? What is your goal to get rid of your debt? What is the timeline for creating your book? All great things you are stating in your postl. Your site is really good you have a great niche. Just wondering if you need help getting your website off the ground with some money. Let me know if you want to connect and discuss an action plan to make things happen for you.
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Re: Hello new members!

Nathan Taylor ·
Re: Hello new members!
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Re: Hello new members!

Deon Christie ·
I hear you Tasa, and I know exactly where you're coming from. Whether my advice will work for you I cannot guarantee. But because this is a free method to generate some cash on the side, perhaps something that may come in handy? In fact, it is the only free method that I know for sure actually work. It involves publishing your knowledge in the form of an eBook at absolutely no cost to you. And regardless of how minute you may consider your knowledge to be. Remember that somewhere, someone is...
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Re: Hello new members!

Deon Christie ·
As an SEO specialist at the Penny Hoarder, allow me to say " Outstanding Job! ". I would be over the Moon if my blog could be 10% as popular with regard to search traffic.
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Re: Hello new members!

Lealip13 ·
Hi everyone my name is Lea and I am new to Penny hoarder. I have recently started my hand at running an online business actually an online thrift and craft store. I am working hard at being able to.make a living using my passion and things that bring me joy, make me.smile. Thank you for bringing me into your community I have a feeling it's just where I need to be.
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Re: Hello new members!

Warnockd031 ·
This is warnockd031 and I'm looking to build my credit and be financially free!
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Re: Hello new members!

AverageJoe ·
Hi, I'm Average Joe. My wife and I are nearing retirement age (within the next 10-15 years). We need to rebuild what two companies have destroyed so we can possibly retire by 70. I'm disabled, and my wife is working. We just want to be able to live, even if below our means. We've done that most of our married life. We've got 15 years on our home to pay and 3 years on our car. We just want to be financially free!
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Re: Hello new members!

Moore Income ·
Hi all! I am really enjoying being a part of this great community of people coming together to help each other navigate the huge topic of finances. My name is Jon Moore, I am 23 years old and I just got married in July 2018. My wife and I have a little bit of credit card debt to pay off (3 months is the goal) and then a car loan. I have recently been reading a lot of books about personal finances and learning principles such as paying yourself first, living below your means, investing in...
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Re: Hello new members!

AverageJoe ·
Moore Income, glad you're starting early. We did, and we kept on for a couple of years. Then family emergencies, moving, long distance trips that had to be made, ate up everything. We also worked for some businesses that didn't quite make the grade in honesty and integrity and lost our shirts. Stock prices went down and they kept investing our 401K's in these stocks and before we could move them, they were practically non-existent. Live and learn. We're near the retirement age now and...
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Re: Hello new members!

Lindsay Fernsler ·
Hi everyone! I was a lurker on the Facebook group, and I am trying to clear my debt.
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Re: Hello new members!

Sonbunny ·
Hello everyone! My name is Sonya and I live with my 3 sons out west in Colorado. Im a massage therapist and a widow. I am always looking into ways to possibly save some money or get a good deal. I have really enjoyed alot of articles on this site. Look forward to meeting new people and learning more!
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Re: Hello new members!

SDT ·
Hi, I’ve followed Penny Horder for quite a while and have learned new way to save and be smart about money. We are a year away from retiring and 2 yrs ago downsized to a condo, sold a lot of “stuff” our adult kids didn’t want , it has been a good move. We have a small mortgage and car payment and aside from regular living expenses are ok. Still not working full time and managing retirement is daunting to think about so being here is a great place to learn . I also have told my adult 3 kids...
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Re: Hello new members!

Ladyboss414 ·
Hi everyone...my name is Stephanie, single mom from milwaukee Wisconsin trying to get out of debt, stop living pay check to paycheck, go back to school for IT (not sure exactly which specifically but I am a total tech nerd) or find a new career making more money than I do as a hairstylist. (Which now I’m in debt $20k after going to school for 1 1/2 years)
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Re: Hello new members!

Bodyguard5280 ·
Hello, My name is Mark. I am currently only working part-time. I was laid off from my full-time job two months ago. I have been battling cancer and have been living off of unemployment and the generosity of my community while looking for a new career path. I am taking this time to also learn to be better with my finances and be able to save despite my situation.
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