Tagged With "goals"

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Re: February: 28 Days of Financial Fitness Challenge

Bri ·
I accept this challenge and will start paying off some unexpected medical Bill's and creating new 2019 budget.
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Re: February: 28 Days of Financial Fitness Challenge

Cassie ·
One of the things my husband and I are doing for the month of February is to not purchase any snacks, drinks, coffees, etc. on the go (or what I call ‘niggly’ purchases) and limit our eating out to once a week. It is a challenge for us in that we both work jobs that we go from stop to stop. We hope to use the money we save to put toward our vacation fund
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Re: February: 28 Days of Financial Fitness Challenge

Moore Income ·
@Bri That is awesome!
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Re: February: 28 Days of Financial Fitness Challenge

Moore Income ·
@Cassie that is a great challenge. I too am trying to limit my spending on such purchases and keep it to a minimum. I understand how challenging it can be. It can be so easy to just stop somewhere for convenience sake and grab a snack or a bite to eat. Saving for a vacation is a great idea, I can't think of a better way to reward yourself! Keep up the good work!
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February: 28 Days of Financial Fitness Challenge

Moore Income ·
It is already the last day of January! Time sure does fly! Seems like just yesterday it was the new year and now there are only 11 months left in this year. How many of you have already broken some of your new years resolutions? I have. No need to worry too much about it, there is nothing you can do now but look forward. For me personally, I plan to get back up and continue pushing forward to accomplish my goals and dreams. One of my goals for 2019 is to get in better financial shape than I...
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Re: February: 28 Days of Financial Fitness Challenge

FreebiePharm ·
I am not seeing the daily goals/ Am I missing it somewhere? would love to see these...
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Re: February: 28 Days of Financial Fitness Challenge

Moore Income ·
@FreebiePharm it is not exactly in order but if you go to this 28 Days of Financial Fitness tag you can find all the days I have posted.
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Day 15: Set Financial Goals (28 Days of Financial Fitness Challenge)

Moore Income ·
You've probably heard the saying: This is especially true when it comes to finances. It is one thing to desire to live a life of financial freedom, but it is a completely different thing to actually take the time to set achievable goals to reach that point. Throughout this challenge, and especially today, I have had to really spend some time revisiting my financial goals. Some goals are big goals, while others are simply small goals for where I would like to be in the near future. If you...
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How did you get started working towards your financial goals?

Briana ·
Learning about how to manage your finances is hard! Today, we are inundated with tons of personal finance content - do this, don't spend that - but what's the right advice? Where do we start? For me -- it's the whole "pay yourself first method," which is exactly what I've started doing to start building a savings (and travel fund!) Each paycheck, I'm intentionally depositing a portion of each check into my savings account - that I'm not allowed to touch. Instead of going out to eat numerous...
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Re: How did you get started working towards your financial goals?

Moore Income ·
"Pay Yourself First" was definitely a big one for me. Although it took me a while to fully grasp the concept. I started learning about it but was hesitant to apply it to my life. I got married last year which was a huge change for me but it also opened my eyes to my lack of financial knowledge and the need to get things under control. Fear was partially a motivator. The fear of getting further in debt and becoming another statistic. Fear of not being able to live a fulfilling life because of...
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Re: How did you get started working towards your financial goals?

BeckAtsila ·
I second "The Richest Man in Babylon". I do something similar to what you do--I get paid on Fridays and each Friday put aside a small amount of money into the Stash app--I'm saving up for a trip to Iceland. I work in the restaurant business and get free food and free coffee, which helps out with my grocery bill. Right now I'm concentrating on paying debt, but had to raid my emergency fund for this month's payment because my hours at work got cut due to road construction. I have several side...
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Re: How did you get started working towards your financial goals?

Briana ·
I love Stash! It's helping me save for my Greece trip right now too. I want to check out this "More for Less" cookbook -- I've been searching for something exactly like this so thank you for the recommendation! If you have any money-saving travel tips, feel free to share! I'd love to hear them =)
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Re: How did you get started working towards your financial goals?

KellyFromKeene ·
I went through a time where life just turned upside down, and I realized that I needed to make some significant financial changes. Its amazing how I was 'struggling' when there was 3 times the money I make now, coming into the house. I did a complete overhaul of my expenses and cut out what was not necessary. It was brutal, but good! I did 'no spend' months, set up several different accounts for savings, and budgeted. I got rid of all credit cards for 5 years and lived only on what I made. I...
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Financial Accomplishments (SHARE YOURS)

Moore Income ·
Every small step in the right direction is one step closer to the goal! When it comes to financial fitness, every accomplishment (no matter how small) is important, as it helps you create a better financial future. Even something as small as not buying a coffee and instead putting that money you would have spent into savings is a financial accomplishment worth celebrating. The more times you do these small things, you begin to create good financial habits that you will carry with you the...
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Re: Financial Accomplishments (SHARE YOURS)

Former Member ·
A recent win for me was that I figured out how to put an extra $230 payment on my car each month. I had been making good progress to pay my loan about 2 years early, and now I'm even closer - she should be paid off by July! (Yes, my car is a she. Her name is Birdie, short for Snowbird, because she's white and I bought her right after I moved to Florida.) Once that's done and I allocate those funds toward other debts (I hate my student loans so much), I also want to put aside money for...
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Re: Financial Accomplishments (SHARE YOURS)

KhiemKhiemosabiNguyen ·
I finally automated my distributions out of my paycheck into my savings and Roth IRA! And for the first time, I increased those distributions by 1% each, totally 22% of my paycheck paying myself first! Even though my paycheck looks smaller, it prevents me from spending more because I already took it off the top!
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Re: How did you get started working towards your financial goals?

Bonnie Squires ·
I've $1,000 in the bank and each friday will add $10 to this. I've paid 2 credit cards off with my tax returns and I'm using the money from those monthly payments to pay off other credit cards I'm all so working on my website and selling flash cards,puzzles and other things like that to home school teachers. All so I'll be making candy wrappers. I'm all so looking into selling mugs my be other things. Most will be down loads so no going to the post office. This money will be used to pay off...
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Re: Financial Accomplishments (SHARE YOURS)

Bonnie Squires ·
I've put $1,000 in the bank. Paid $500 and $750 on 2 credit cards off. Paid a bill of a $118 off which the $10 will go in my saving each month. The 2 credit cards I paid off that money will go to paying other credit cards off. I paid for my domain name for a year and hosting for 3 months. Instead of swapping my bank card i've been pulling a certain amount off my card and what ever change i get back i put that up and once the money gone i don't spend any more unless we need some thing food...
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Re: Financial Accomplishments (SHARE YOURS)

Anna Matetic ·
We have taken better control of our budget. I think I got the idea of "sinking funds" from a Penny Hoarder post. We figured out all our bills that are not monthly (car insurance, garbage bill, etc) and figured out a monthly payment for them. We have a separate account for that money. It broke us of the habit of raiding the savings account when we had a bill like that. So now savings grows without interference and we have money set aside when these bills come up!
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Re: Reading Goals

Qsusan ·
My goal is to read one book a month. Sometimes I do 3 in 2 months. I also read financial blogs and Kiplinger magazine. Education is a life-long endeavor! My favorite financial book so far is by Elizabeth Warren, "This Fight is Our Fight." It really summarizes how people live, how we got here, and what we need next. Her other book, "The Two-Income Trap," is also excellent. I actually own both. I check out books from the public library and I purchase my own copy when I find I LOVE them...
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Re: Reading Goals

Moore Income ·
@Qsusan thanks for the recommendations, I will check them out. I like buying my used books from ThriftBooks.com . They have lots of titles at great prices that vary based on the condition. Also, if you buy $10 or more in books you get FREE SHIPPING. I have saved a ton of money buying books from here. You can generally get 3 or 4 books for around $10 with free shipping.
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Re: Reading Goals

FreebiePharm ·
If anyone has some good FREE reading resources let me know. The local library is slim pickings...
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Re: Reading Goals

Qsusan ·
@MOORE INCOME thank YOU for the recommendation of ThriftBooks.com. I will DEFinitely check that one out. I have a wish list. lol
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Re: Reading Goals

Jules ·
I've always been a super avid reader since childhood, and my goal this year is to finish 64 books. With that being said, 4/5 books are audiobooks. I've been using Audible the last two years and amassed quite an (expensive) selection. Recently I found Scribd, which is unlimited Audiobooks for $8.99. The difference is with Audible you buy the book and keep it forever but Scribd is more like Netflix for audiobooks - you don't get to keep it, but you can listen to as much as you want so long as...
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Re: Reading Goals

Moore Income ·
@Jules that's good to know about the audiobooks. I personally prefer to read physical copies of books (not really a fan of eBooks either) but I know many people who prefer to listen. The important thing is to get and understand the knowledge being shared. I like the idea of Scribd but I think I would prefer to own the book if I was going to do audio.
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Re: Reading Goals

Cassie ·
I recently read Oxen, by Joseph Sangl. It is a really short, easy read with a biblical perspective. I have not yet read but it is on my to do list “Street Smarts” by Jim Rogers.
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Re: Reading Goals

Kassidy King ·
@FreebiePharm I came across this app Libby, by OverDrive by OverDrive, Inc It’s basically access to all the audiobooks available from your current library.
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Re: Reading Goals

sphgrl35 ·
scribd.com is great. You can sign up and get 30 days free-if you start the sign up process, but don't add you cc info the next day you'll get an email offering you 60 days free -after the free trial either cancel or pay $7.99 a month. They have a great selection of books, audiobooks, magazines and docs; you can also self-publish if you're looking for a little creative feedback I have also used Kobo before too, but that's mostly for audiobooks.
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Re: Reading Goals

Moore Income ·
@sphgrl35 That's a nice little money saving hack! Thanks for sharing!
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Re: Reading Goals

FreebiePharm ·
Thanks for the reminder on audiobooks! Sometimes that selection is better at the library and I have a 3 hr drive Friday; perhaps I can find something on finances!
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Re: Reading Goals

Moore Income ·
Just finished reading the book " Opportunity " by Eban Pagan. It was a pretty intense read with a lot of deep topics but it helped me in recognizing opportunity and learning how to choose the right opportunities in my life. I lent the book " Who Moved My Cheese? " to a coworker who saw me reading it, she is almost finished and another coworker is already asking to read it next. I definitely recommend it for people who are struggling with change at their job.
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Re: Reading Goals

Moore Income ·
I finished reading the book e SCAPE by Anik Singal in February bringing my total to 4 books read. Not bad for the shortest month of the year! This month I have been working extra so I will probably only get 2 in but we will see. Currently reading " From Poop To Gold - The Marketing Magic of Harmon Brothers" by Chris Jones It is quite an entertaining read and definitely recommended for anyone who wants to learn more about marketing and entrepreneurship. Still haven't decided what my second...
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Reading Goals

Moore Income ·
I have so many books in my library that I have purchased (mostly financial topics) that I have been telling myself I need to read but just haven't gotten to yet. Because of this, and also because I believe the saying "Readers are Leaders", I have made it a goal this year to read at least 2 books a month. I completed this goal in January by reading " How to Win Friends and Influence People" by Dale Carnige & " Sell or Be Sold" by Grant Cardone For February, I have already read "The...
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Re: Reading Goals

Melinda Longtin ·
I do not have specific reading goals, but I read and write all of the time. As a blogger and a poet, it is important to constantly be honing my craft and keep learning in general. However, I have a book ownership goal: Read and sort through/donate enough books to make it possible for all of them to fit on my bookshelves. Nice sources for free or inexpensive books: OnlineBookClub. They provide books in their daily gift card giveaway contests (Reading samples of or downloading the books they...
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Re: Reading Goals

Shannon H ·
I've never made any specific reading goals but I enjoy reading and with new Fire it is making it much easier. I have read 6 books in January and 5 books in February. Doesn't look as promising for March as I have 1 read as of today and 1 waiting for me....... Library here is part of Hoopla and I have found that morning is the best time to check out new book as by noon most days they have met the number of checkouts for the day. Trying to stick with books that teach me something new...
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Re: How did you get started working towards your financial goals?

Deon Christie ·
And a very effective way of saving @Briana . I do the same with regards to savings and emergency funds. But that is placed aside and cannot be accessed easily. I have saved up for many things this way, because I don't like accounts. Apart from mortgage, insurances and the really necessary stuff. But I never buy appliances, linen, clothes etc through accounts. You save quite a bit on interest costs this way.
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Re: Financial Accomplishments (SHARE YOURS)

Mary G ·
My life mantra:a drop turns into a puddle, a puddle to a pond, a pond to a lake and a lake to an ocean! Make every dollar work for you...Citibank 2% cash back cc. Charge everything and pay bill in full every month. Over 6 yrs we have earned over $7000 in cash back points. Pay as many bills as possible with the cc. We’re very frugal...shop at 2nd hand stores, order ice water when we eat out, etc...it’s the little things that add up. We’re super savers putting away over 30% of our earned...
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Re: Financial Accomplishments (SHARE YOURS)

Bonnie Squires ·
MARY G sounds like you have a really good plan there.
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Re: Financial Accomplishments (SHARE YOURS)

Moore Income ·
@Mary G Sounds like you are putting to practice some great financial principles. I am still learning and just starting to put into practice good financial principles for a better financial future.
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