Tagged With "Day 23"

Member

A saving Gram

Reply

Re: Hello new members!

Moore Income ·
Hi all! I am really enjoying being a part of this great community of people coming together to help each other navigate the huge topic of finances. My name is Jon Moore, I am 23 years old and I just got married in July 2018. My wife and I have a little bit of credit card debt to pay off (3 months is the goal) and then a car loan. I have recently been reading a lot of books about personal finances and learning principles such as paying yourself first, living below your means, investing in...
Reply

Re: What's the best way to teach kids about money?

Olivia ·
The older son is 31, married with children, and the younger is 23 in grad school. It's funny, after teaching the basics to them, the younger one found he loves to cook.
Reply

Re: relief bill clarification

Dear Penny ·
Hey @Corey . Here is my best guess on where that $23+ is coming from: When the Senate was debating the relief bill, South Carolina Sen. Lindsey Graham was one of four Senators who objected to some of the changes to unemployment. He said that in South Carolina, the unemployment benefit would be the equivalent of $23.15 an hour for someone who works a 40-hour work week. Here's how the math breaks down: $23.15 x 40 = $926 $600 federal unemployment benefit + $326 max unemployment benefit in SC =...
Topic

LIVE Q&A Next Week… | Community Announcements 3.19.20

Maryann ·
Live Q&A Link : Dear Penny COVID-19 Q&A Hi everyone, What a week… I know there is a lot of concern and anxiety in our community, and around the world. For many of us, coronavirus has us reevaluating what to do with our money. I know I’m not the only one having to rethink both my budget and spend. While panic isn’t good, overreaction is. There are a lot of personal finance questions floating around — just what do you do with your money during a global crisis? You all have asked...
Topic

relief bill clarification

Corey ·
Hello P.H. Please clarify this relief bill that recently passed in the area of what to expect if you are laid off and what you will receive. I keep hearing some hourly rate in excess of 23+ an hour that people in Congress or will they pay you the rate you are receiving from your job. Will this amount be in the unemployment our hospital has told us to file with here in Ohio. Any clarification will be greatly appreciated as we are trying to make some kind of budget for living expenses and...
Topic

Financial Fitness February: Day 23 & 24

Moore Income ·
There are some days, no matter how hard you try, you just won't quite be able to accomplish everything you hope to. Yesterday was one of those for me. We had a pretty busy day with church and then hanging out with family and before you know it, time had flown by and the day had past without me getting around to writing my daily post. But that is a good lesson in and of itself, sometimes things just don't go as planned, especially with finances. So instead of worry about it, I figured I would...
Comment

Re: The interest rate on your mortgage is 6%, and you plan on staying in your current home for a long time. Your financial advisor says it’s a great time to refinance. Go or no go?

Mark Marine ·
Length of time should be an irrelevant variable into the equation. I almost always recommend doing a no cost refinance, not adding anything to the backend, and even keeping the term as your existing note. i.e. you've got 23 years left on your current mortgage, refinance with a 23 year note ... yes they can be done. There's always a cost, and I recommend that cost be placed in the interest rate. Usually you'll pay 1/4 - 1/2 % more on a no-cost refi. Bottom line: Debt amount stays the same,...
Reply

Re: REAL Estate

Cindy Crosby59 ·
Thank you so much for your quick response. Yes, it seems everything with real estate is on hold for a while. I can understand that. BEST wishes for good health and safety in this time. On Mon, Mar 23, 2020 at 4:30 PM The Penny Hoarder Community < [email protected]> wrote:
Reply

Re: REAL Estate

Cindy Crosby59 ·
to bid on. I personally have to see in person! But someone who flips homes might be interested. Hoping this time will bring prices down a little. Got me eyes on a small cute home for upcoming retirement! I am going to check with realtor to see if she will put me on her list to see home after corona virus is over. The home has been completely remodeled after 15 years.Take care. On Mon, Mar 23, 2020 at 9:34 AM The Penny Hoarder Community < [email protected]> wrote:
Reply

Re: What financial wins (big or small) can you share?

Linda Dunlap ·
I can’t say I have one. That’s the problem. I do have a suggestion for a topic here or under Retirement. For those of us who have retired or will have to retire. How to spend our retirement wisely. For example: where are the best places to retire? COLORADO ranks #3 with long lives, good senior medical services, etc. But Casper WY is one of 23 cities where you can live on $1500 per month. So how to choose if you could move anywhere. These kinds of questions are important when you are a senior...
Comment

Re: A family member asks you for a $1,000 loan to help start a business.

Arica ·
My initial response was no, but depending on the family member and if the business plan was solid. I would definitely need to write up a contract for repayment. This survey hit a nerve with me because back in January I loaned my niece (23) $400 with a promise to repay when she recieved her income tax refund. I know she was desperate for the money because it was for car insurance purposes. She needs her car to keep her job and she needs her job to repay me correct? Well to date I havent seen...
×
×
×
×