Skip to main content

Tagged With "Book Club"

Reply

Re: How *I* Shop For Free

Men On A Budget ·
From a "Good Morning, America" segment, this video from you tube, titled "Mom Feeds Family On $4 A Week" is evidence of Kathy Spencer's savvy shopping skill in how she shops for free. You would think that the Christian Children's Fund would be calling Kathy for advice on how they can reduce their 30 cents a day claims to only feed one child. https://www.youtube.com/watch?v=vbbW6WpXWjw
Reply

Re: Intro to Investing Resources

Moore Income ·
@Theodora what kind of investing are you interested in? I know you can find a lot of resources on the web and YouTube videos that talk about specific kinds of investing. You gotta be careful with some of these though because some people really don't know what they are talking about. I personally like to learn as I go and watch a lot of YouTube videos on specific types of investments (ie. stocks, real estate, etc.) I use a lot of investment apps that are pretty straightforward for making...
Reply

Re: Intro to Investing Resources

Theodora ·
Thank you @Moore Income ! Real estate is definitely an area of interest for me as well. Have you looked at Fundrise at all? A really interesting model.
Reply

Re: Intro to Investing Resources

Moore Income ·
@Theodora I have run across them. Can't say I have looked into them much although I do plan to in the near future. Currently I am investing in Rich Uncles which is a real estate trust that focuses on purchasing commercial buildings and student housing. It is a great place to get started and the returns are decent with Rich Uncles. Fundrise is definitely on my watch list though!
Reply

Re: Grocery Shopping - How far away is your usual store?

mintjulep ·
I stick with my favorite grocer which is about a 5 mile drive from my home. Once in awhile I drive a bit further to a Wal-Mart which is about 15 miles but only if my shopping list grows to add non-grocery items that I really feel have significant savings. I've learned the repetitive sales patterns for my favorite grocer, use coupons, and plan shopping around those sales. I've learned that getting to really "know" 1 or 2 particular grocers that are nearby end up saving me more money than...
Reply

Re: Reading Goals

Qsusan ·
My goal is to read one book a month. Sometimes I do 3 in 2 months. I also read financial blogs and Kiplinger magazine. Education is a life-long endeavor! My favorite financial book so far is by Elizabeth Warren, "This Fight is Our Fight." It really summarizes how people live, how we got here, and what we need next. Her other book, "The Two-Income Trap," is also excellent. I actually own both. I check out books from the public library and I purchase my own copy when I find I LOVE them...
Reply

Re: Reading Goals

Moore Income ·
@Qsusan thanks for the recommendations, I will check them out. I like buying my used books from ThriftBooks.com . They have lots of titles at great prices that vary based on the condition. Also, if you buy $10 or more in books you get FREE SHIPPING. I have saved a ton of money buying books from here. You can generally get 3 or 4 books for around $10 with free shipping.
Reply

Re: How *I* Shop For Free

FreebiePharm ·
That's impressive....$4/week. I have made meals for 5 for $4 but I could never see myself stretching our budget this well!
Reply

Re: Reading Goals

FreebiePharm ·
If anyone has some good FREE reading resources let me know. The local library is slim pickings...
Reply

Re: Reading Goals

Qsusan ·
@MOORE INCOME thank YOU for the recommendation of ThriftBooks.com. I will DEFinitely check that one out. I have a wish list. lol
Reply

Re: Reading Goals

Jules ·
I've always been a super avid reader since childhood, and my goal this year is to finish 64 books. With that being said, 4/5 books are audiobooks. I've been using Audible the last two years and amassed quite an (expensive) selection. Recently I found Scribd, which is unlimited Audiobooks for $8.99. The difference is with Audible you buy the book and keep it forever but Scribd is more like Netflix for audiobooks - you don't get to keep it, but you can listen to as much as you want so long as...
Reply

Re: Reading Goals

Moore Income ·
@Jules that's good to know about the audiobooks. I personally prefer to read physical copies of books (not really a fan of eBooks either) but I know many people who prefer to listen. The important thing is to get and understand the knowledge being shared. I like the idea of Scribd but I think I would prefer to own the book if I was going to do audio.
Reply

Re: Reading Goals

Former Member ·
I recently read Oxen, by Joseph Sangl. It is a really short, easy read with a biblical perspective. I have not yet read but it is on my to do list “Street Smarts” by Jim Rogers.
Reply

Re: How *I* Shop For Free

Bonnie Squires ·
Thanks I'll have to check this out
Reply

Re: Reading Goals

Kassidy King ·
@FreebiePharm I came across this app Libby, by OverDrive by OverDrive, Inc It’s basically access to all the audiobooks available from your current library.
Reply

Re: Reading Goals

sphgrl35 ·
scribd.com is great. You can sign up and get 30 days free-if you start the sign up process, but don't add you cc info the next day you'll get an email offering you 60 days free -after the free trial either cancel or pay $7.99 a month. They have a great selection of books, audiobooks, magazines and docs; you can also self-publish if you're looking for a little creative feedback I have also used Kobo before too, but that's mostly for audiobooks.
Reply

Re: Reading Goals

Moore Income ·
@sphgrl35 That's a nice little money saving hack! Thanks for sharing!
Reply

Re: Reading Goals

FreebiePharm ·
Thanks for the reminder on audiobooks! Sometimes that selection is better at the library and I have a 3 hr drive Friday; perhaps I can find something on finances!
Reply

Re: Reading Goals

Moore Income ·
Just finished reading the book " Opportunity " by Eban Pagan. It was a pretty intense read with a lot of deep topics but it helped me in recognizing opportunity and learning how to choose the right opportunities in my life. I lent the book " Who Moved My Cheese? " to a coworker who saw me reading it, she is almost finished and another coworker is already asking to read it next. I definitely recommend it for people who are struggling with change at their job.
Reply

Re: Not Starting, Is FAILING!

Bonnie Squires ·
so true. i think we all fear some thing new or different. to i feel ever one should get out of there comfort zone and do new things. to what i say is you don't succeed the first try again.
Reply

Re: The Financial Benefits of Living Your Best Life

Briana ·
I love this! I've actually created a weekend routine out of finding a free yoga class in town -- luckily in St. Pete, most of the places where free yoga is held there are beautiful parks or Saturday markets nearby to walk around in after! Free workout, sunshine, and company. What could be a better way to spend a Saturday? A few girls and I opt to stay in sometimes on Friday nights and hold a book club, where we can cook dinner, drink wine and talk about the latest book we're reading. Another...
Reply

Re: The Financial Benefits of Living Your Best Life

ERoberts ·
I am also a free-yoga finder! I'd love to join your wine book club!
Reply

Re: Reading Goals

Moore Income ·
I finished reading the book e SCAPE by Anik Singal in February bringing my total to 4 books read. Not bad for the shortest month of the year! This month I have been working extra so I will probably only get 2 in but we will see. Currently reading " From Poop To Gold - The Marketing Magic of Harmon Brothers" by Chris Jones It is quite an entertaining read and definitely recommended for anyone who wants to learn more about marketing and entrepreneurship. Still haven't decided what my second...
Reply

Re: Reading Goals

Melinda Longtin ·
I do not have specific reading goals, but I read and write all of the time. As a blogger and a poet, it is important to constantly be honing my craft and keep learning in general. However, I have a book ownership goal: Read and sort through/donate enough books to make it possible for all of them to fit on my bookshelves. Nice sources for free or inexpensive books: OnlineBookClub. They provide books in their daily gift card giveaway contests (Reading samples of or downloading the books they...
Reply

Re: Reading Goals

Shannon H ·
I've never made any specific reading goals but I enjoy reading and with new Fire it is making it much easier. I have read 6 books in January and 5 books in February. Doesn't look as promising for March as I have 1 read as of today and 1 waiting for me....... Library here is part of Hoopla and I have found that morning is the best time to check out new book as by noon most days they have met the number of checkouts for the day. Trying to stick with books that teach me something new...
Reply

Re: Have you ever sat just watching people and thought...really?

Bonnie Squires ·
DEON CHRISTIE we have a Sam Club here you can buy in bulk but you have to pay $40 for a membership for the year.
Reply

Re: Hello new members!

Kipkemboi Ribokin ·
Hello, dear penny hoarders. How time flies! I have put off this twice, thrice, and I'm down 14 days. Then the reminder to feel welcome, or to welcome me to the community. Thank you so much for that nudge. My name is Kipkemboi Toroitich from Kenya. I joined this club to get to know more about others' experiences with saving money. I also have loads of my own, which I hope to share on the pages. It is a cozy world to feel supported and support your fellow sojourners. For now let me rush, the...
Reply

Re: Hello new members!

Cindy2 ·
welcome and to penny hoaders. we are all so far a good bunch of penny pinchers
Reply

Re: Not Starting, Is FAILING!

KellyFromKeene ·
Good remind, thanks! I needed this today.
Reply

Re: Can Drinking Coffee Affect Your Finances?

TheSugarFreeLife ·
I bought an espresso machine from Sam's Club on closeout a couple of years ago. The cappuccinos and lattes it makes rivals any coffee shop coffee I've tasted. And the containers of finely ground espresso are even cheaper than the coffee beans my hubby buys (only $4 - $6 depending on the brand and they make dozens of cups each). I've saved a ton of money since my initial investment of $115. Well worth it.
Reply

Re: Looking for investment that pay at least 10%

Moore Income ·
Anyone who offers "guaranteed" return on an investment would send red flags for me. It is the nature of an investment to carry with it some form of risk. I would be curious to know what company you came across though but would probably be very cautious even if they have good feedback as good feedback can be bought in today's day and age. The only situation where I would say it would make sense to have a guaranteed amount of return would be in the case of a loan in which the terms were to pay...
Reply

Re: Hello new members!

AverageJoe ·
Hi Reynolds J...We also use a lot of coupons, use gas points from Kroger when we go shopping there...since the station is right there, if the points allowed off gas bring it anywhere close to the lowest price we've seen or lower, we use them to purchase the petrol. We shop many of the dollar stores, Aldi's Market, and even Gordons Food Service (where one has to buy in bulk on many things), but in the long run have found it's much better to spend a little bit more at times to be able to use...
Reply

Re: Family and Finances- How much did you learn growing up?

LeighofMar ·
Both my parents taught me how to budget and save. From a young age, I would keep any money I found, save my allowance and any extra money that my grandparents would just hand out randomly if they saw me, $10 to $20.00. I felt rich and I was very careful with it and spent it on things that meant something to me, like a doll I really wanted when I was 8. It was so satisfying to be able to pay for it myself. Me and my friends had a little girls' club and I was the treasurer, lol. That's how...
Reply

Re: Residual Income

Leta Muncie ·
I'm still trying to get use to the Penny Hoarder site and how to reply to different folks. So, I think this will go to all of you. I do like the idea of real estate investing. I just haven't had the opportunity to jump on it. I love the travel industry too. There are so many opportunities out there to make additional income. @Mrsmcbride what travel company are you with. I could see myself doing the travel thing and blogging. lol So, the "job" I do is open wholesale accounts for a...
Reply

Re: Residual Income

Cindyt ·
I am interested! Can you send a link? Been sales for over 30 years. Love it. Customer service of course as well. Let me know and I will send my email. ThNk you.
Reply

Re: Erased

sthom ·
@Moore Income Yes, indeed, the free meals are fun. I've done shops in another state (MS) when I knew I'd be heading there: a fitness club shop and a Ryan's (buffet) shop with my late mother. Secret Shopper will let you access/sign up for other states as well. You should look at Coyle Hospitality...they seem to have lots of hotel shops. That'd be nice for you and your wife. I've signed up with them and am receiving shop notices, but still haven't performed one yet. I had a Trader Joe's shop...
Reply

Re: Travel Tips, anyone have any to share?

Moore Income ·
I have not personally heard of any services that allow you to get discounted airline gift cards. But I do agree with @E Allen , making travel purchases on a credit card do provide some protections that can save you money in the long run. And the rewards points are just the icing on the cake. When it comes to saving money on Airfare, I am signed up for a service called Next Vacay that automatically notifies you of really good flight deals from your nearby airport. I also like using Skyscanner...
Reply

Re: Acorns

Jennifer Lancaster ·
I am trying a new startup idea here in Australia. It gives you shares (2% of spend) for every receipt uploaded from the big grocery stores. It's better than giving your change or paying fees, as there are no fees. I wonder if you know of any other grocery return programs? Here there are also Motoring Association reward discounts and Holiday Club discounts on big box stores too.
Reply

Re: How to save when grocery shopping

JoJoJennifer ·
I don’t have a shopping club membership. I can’t seem to justify the membership fee when I’m just buying for a family of two who does not use paper plates or cups and very few paper towels. I buy my paper products at Walmart or the grocery store when on sale.
Reply

Re: How to save when grocery shopping

redcatcec ·
As a family of 2, we do have a Sam's Club membership and buy TP there in the large bundle, they do offer in-store instant savings at times. The TP is the only paper product we buy. When we pay we use the Sam's Club credit card and get kick-back savings for an annual check (Feb), great for Christmas spending. We use cheap paper towels sparingly, never plastic "silverware", no paper cups, no paper plates. Just wash the dishes when done. We do have a dishwasher, but don't use it-a big water...
Reply

Re: How to pay off medical bills?

KellyFromKeene ·
I don't know of any grants, but I'd start with the medical facilities and apply for their hardship assistance. Then ask your local Rotary or civic club about any assistance that they offer or know of. You may find medical professionals in those organizations that have some connections. Do a grant search on Google- you may be directed to a grant website that may have a membership fee, but again, it may be worth it to check out. Ask town welfare or 211 if they know of any resources.
Reply

Re: Raise credit score

Cheryle Corsini ·
Much like the suggestion to take a small loan thru a credit union, there is a site called self-lender which works the same way. It is very popular. You choose how much you want to pay each month, make the timely payment, they report to credit agencies and at the end of the contract you can take your money or do it again to continue to improve your score. You could look at it like a Xmas club account, but the payments are reported.
Reply

Re: Not Starting, Is FAILING!

DMB ·
Actually I look at things a bit differently in regards to this subject although I do agree that not stepping out isn't beneficial in any endeavor (not just financially). My take is that it's a given that anyone who takes on something new (whatever it may be) is going to make mistakes. You fail only when you do not learn from those mistakes. How many times did Edison try before success. He looked at all those efforts as opportunities to learn better ways to make a lightbulb. And now the whole...
Reply

Re: January No Spend Challenge

redcatcec ·
For your furnace filter subscription (honestly I have never heard of this) have you considered getting the kind where you cut it to fit and then wash it every 3 months? Maybe put a reminder on the cell phone calendar? Or for a reminder attach a label to the furnace of near it and write when it was changed? My husband has the dollar razor blade club too, he manages that-that's pretty cheap. So good to hear you are using reusable K cups, that's a savings. Since we found a really good deal on...
Reply

Re: Subscriptions

Angela Diffee Wiggins ·
We cut cable couple years ago and got Sling. I have to say it rivals cable, but is around $30 monthly, with no subscription. We also have ROKU and stream through Xfinity internet, about $90 month. We have Amazon Prime (I first got it when we were overseas and I love it); it’s about $13 month with thousands of free movies, TV series, free online books, free music, free photo storage, and free two-day shipping on thousands of items, that come straight to your door. We also have Netflix, my...
Reply

Re: Subscriptions

Eber A. ·
Thanks for your input everyone! I had about $129 of total subscriptions and cancelled the majority of them. I’m paying for Netflix and my sister pays for Hulu. I love that high services let you set up profiles so we basically have our own accounts. I also have a monthly Dollar Shave Club subscription for $7, Apple Music for $9.99, Internet for $69.99 and a Microsoft subscription for $6. I made the mistake of getting into a contract with Direct TV 2 years ago. My monthly rate went from $64 to...
Reply

Re: I Need Debt Consolidation Knowledge

Hanna ·
I am proficient in Debt Consolidation Loans! I have gotten all different types. Loans from credit unions, loans from Lending Club, Best Egg, Upgrade, etc. I've also refinanced my car before to use to consolidate my debt. My biggest piece of advice to give you is, choose a loan that doesn't have an origination fee. My experience with loan sites like Lending Club, Best Egg and Upgrade are that they take a big chunk of money as soon as your loan is approved. That means, if you have a specific...
Reply

Re: Coronavirus - options after getting laid off

Leta Muncie ·
I open accounts for an online shopping club. People shop every single month so it is a great way to create some residual income. We have products that address peoples' current health concerns: hand-sanitizer, anti-bacterial soap(s), disinfectants; along with products that will boost our immune system. People order and it comes directly to their door. No fighting the crowds of hoarders. I have been with the company for many years. I help people open their account. This is a great option for...
Reply

Re: Grocery Shopping - How far away is your usual store?

Veronica ·
We have a Publix, Kroger, Walmart, and an Aldi all within 2.9 miles. We live in a major metropolitan area in the southeast. We have 2 smaller independent grocers within 6 blocks. We have a huge Famers Market that is about 8 miles away. We shop at all of them. Aldi is my favorite, and the cheapest. Kroger is second. Walmart is my husband's favorite. We have Costco and Sam's Club membership. Costco is 22 miles away and Sam's Club is about 10 miles away.
Reply

Re: Grocery Shopping - How far away is your usual store?

redcatcec ·
There are many stores within a 5 mile radius, Walmart, Food Lion, Giant, Sam's Club, Shopper's Food Warehouse, & Aldi,
 
×
×
×
×