Tagged With "money"

Topic

My 100 Year Old Wife

Men On A Budget ·
According to my wife's credit report when we got together, she will be turning 100 years old on her next birthday. My step son had late payments to Sears when he was two years old. My friend, Jackie, had a $1 million dollar mortgage balance while her only income source was Social Security. These are just three of many examples of errors that I've uncovered on credit reports since helping family and friends secure and read credit reports over the past fifteen or so years. One of the credit...
Topic

Who taught you your most important money lesson and what was it?

Briana ·
Growing up, I didn't necessarily have one specific person I leaned on for financial advice. But I spent a lot of time watching how my own parents struggled, which taught me that I didn't want to do the same. Now, I actively pay attention to what I can and can't afford and how to set myself (and my future family) up for more financial success. What's one money lesson you've taken with you?
Reply

Re: The Best Industries and Companies to Find Work From Home Jobs

Kirsten Cherry ·
You can add Rev Transcription to number 8! I have done transcription work through other companies and they pay decently and have an efficient platform for the actual transcription work.
Reply

Re: How I Paid Off My Student Loans By Selling on eBay

Moore Income ·
eBay is a great place to sell things and earn extra money. I have been selling things on eBay since I was 14.
Reply

Re: How I Paid Off My Student Loans By Selling on eBay

Briana ·
What types of things do you sell and how do you come up with how much to sell them for @Moore Income ?
Reply

Re: The Best Industries and Companies to Find Work From Home Jobs

Adam ·
Thanks for the recommendation, @Kirsten! That company checks out on GlassDoor, so I updated the post
Reply

Re: The Best Industries and Companies to Find Work From Home Jobs

Deon Christie ·
@Adam Work from home jobs can indeed sometimes be to good to be true. One need to be so careful these days. Quite a bit of hype going on, which is nothing but hot air and empty promises. Although I'm not quite familiar with the mentioned sites in your outstanding post. I have however worked with sites like Upwork, Guru and Freelancer. But job applications get approved based on your resume. Mostly online writing and social media jobs.
Reply

Re: Who taught you your most important money lesson and what was it?

Moore Income ·
Pay yourself first. This I learned from many books and successful people. It is a principal that truly works when you start applying it. There is a lot that could be said about it but the best book I have read on the subject would have to be The Richest Man in Babylon. You can find it on Amazon but if you want to save some money and get more books for less, I recommended Thrift Books.
Reply

Re: Who taught you your most important money lesson and what was it?

AverageJoe ·
If we tithe to a local church, how do we pay ourselves first? Should we come directly AFTER the church, and then bills, food etc? Just curious on your take on it.
Reply

Re: Who taught you your most important money lesson and what was it?

Moore Income ·
Good question. I personally view tithing as giving back a portion to God in thankfulness for what He has given me. Therefore I would apply the principle of paying myself first after tithe. For those of us who do this, it means we have to learn to live off of only 80% of what we earn instead of 90% but I think it is a good way to learn to live below our means. And if you practice the principle of tithing first, you can trust God's promises in His Word to take care of those who holds Him in ...
Reply

Re: The Best Industries and Companies to Find Work From Home Jobs

Moore Income ·
A lot of companies are making it possible to work from home. Especially with the the generational shift in our work force. I personally work for a company that was very traditional, but since I do digital marketing, I could do it from anywhere. I moved to be near my fiance for 6 months before we got married and since my job didn't want to lose me, they made it possible to work from home. Now there is someone else in the company who works part time from home. Sometimes, all you gotta do is ask.
Reply

Re: How I Paid Off My Student Loans By Selling on eBay

Carlos Ortega ·
for a new comer like me...how should i approach the shipping aspect of e-bay...more specifically, do you own a scale to determine postage? trying to map my mind around the whole process. thanks everyone!
Reply

Re: How I Paid Off My Student Loans By Selling on eBay

Moore Income ·
@Carlos Ortega I personally do a lot more estimating. I do however have a scale which I use sometimes. I generally charge FREE shipping so I just try to estimate a number into the price. One thing you can also do is if you are selling a similar item that other people have listed, if you go to their item and click on the "sell one like this" link, it will copy the weight and dimensions that person has set. This is not always accurate but you can get a ballpark number. For the most accuracy I...
Reply

Re: Who taught you your most important money lesson and what was it?

Sewspcl ·
My mother. She always said make a trash small. Save your pennies, pick up a penny. Water down everything to make more including soup, spaghetti sauces, gravies. We made and popcorn and VHS tapes to entertain ourselves. Always pay yourself 1st period try saving $50 a week by the end of the month you've got $200. If not weekly try bi-weekly. Don't throw out old clothes just cut them up and make a blanket or throw. Being thrifty doesn't mean being cheap. Because you always end up with more...
Reply

Re: Who taught you your most important money lesson and what was it?

Sewspcl ·
Pay yourself 1st then pay your bills and tithing. Is not ego it's economics. If you get sick because you're not eating could you can afford food but you going to church every week who are you helping? Let go of ego and pay yourself 1st. Then get back to others. Make sure the church that you are giving to does not squander your money on wines and fine china like my church did.
Reply

Re: Save Money on Travel

LaKisha Dillingham ·
Hopper (App) and Google Flights allow you to monitor the price of airfare for your destination and recommend when the ideal time is for you to purchase tickets.
Reply

Re: Who taught you your most important money lesson and what was it?

Moore Income ·
@SEWSPCL Interested in understanding why you consider it "ego"?
Reply

Re: My 100 Year Old Wife

Moore Income ·
Thanks for sharing this info. This is something I need to pay closer attention to.
Reply

Re: Day 2: Read Financial Books (28 Days of Financial Fitness Challenge)

Maryanne Meyerriecks ·
Janet Bodnar of "Kiplinger Magazine" has written several books about teaching women and kids to be money-smart. She also had a column for parents in "Kiplingers" called "Dr. Tightwad." She gives good advice. Here is a list of her books (none are recent, but I haven't seen many books out there on teaching kids financial skills): https://www.amazon.com/Janet-B...549288225&sr=8-1
Topic

Day 2: Read Financial Books (28 Days of Financial Fitness Challenge)

Moore Income ·
Day 2 is upon us for this February Financial Fitness challenge. If you want to follow along you can read more here or see Day 1 here . Today, I started reading The Financial Matrix and How to Escape It by Orrin Woodward. It is about breaking free from the financial traps that many people find themselves stuck in. Right before the first chapter there is a quote: This quote really rings true and sets a precedent for today's financial fitness principle. Investing in yourself especially when it...
Reply

Re: Day 2: Read Financial Books (28 Days of Financial Fitness Challenge)

mintjulep ·
Though not a pure financial book or guide, I keep The Fourth Turning by William Strauss and Neil Howe in my home library. To be honest, it's not a fun read, much of it was a bit over my head and I sought dictionary assistance often, but I plowed through it and found it amazing. In short, the authors studied hundreds of years of historical patterns throughout the world which go hand in hand with historical financial crises, as well. What we seem to be experiencing now is a period of...
Reply

Re: Day 2: Read Financial Books (28 Days of Financial Fitness Challenge)

Moore Income ·
@Maryanne Meyerriecks thanks for sharing this resource!
Reply

Re: Day 2: Read Financial Books (28 Days of Financial Fitness Challenge)

Moore Income ·
@mintjulep It does sound like a pretty deep read but something I am definitely interested in learning about. I had not heard of this before so I will for sure be adding it to my reading list. Thanks for sharing.
Reply

Re: Day 5: Stop Spending Money (28 Days of Financial Fitness Challenge)

Bonnie Squires ·
I started last month doing this. I'm a sucker for when Christmas things go on sale. So I've decided is it some thing I really want or is it some thing I can use. Its been working real good. Our $ stores Christmas stuff has dropped down to 13 and 10 cents ya I looked picked up things up and than looked at it and said do I really want this. I dropped it back down. It surprised my daughter was shocked she said mom you wanted that since Christmas. I said ya I know but its not some thing I need.
Reply

Re: Day 5: Stop Spending Money (28 Days of Financial Fitness Challenge)

Moore Income ·
@Bonnie Squires Great job! It isn't easy to do, but in the end it is much more rewarding than jusy spending the money!
Reply

Re: Day 5: Stop Spending Money (28 Days of Financial Fitness Challenge)

Diannemarie60 ·
I have 3 beautiful granddaughters who don’t live close to me. I will see something that would be perfect, and I instinctively want to buy it for them. Thankfully mom and dad are down sizing toys and outgrown clothes so it helps me somewhat! But it’s very hard and I seem to give in more often than not! I know they don’t need everything but it’s fun watching them rip open boxes I’ve sent and how excited they are. Help!
Topic

Day 5: Stop Spending Money (28 Days of Financial Fitness Challenge)

Moore Income ·
In a financial class I attended recently, the teacher said "The easiest way to become a millionaire is simply to NOT spend a million dollars" The truth is, most of us will make more than a million dollars in our lifetime, so if we would just not spend so much, we could be in a better financial position automatically. Now I understand that life has expenses, but if you really take the time to look closer at your spending, you will be sure to find areas in need of improvement. Not spending...
Reply

Re: February: 28 Days of Financial Fitness Challenge

Bri ·
I accept this challenge and will start paying off some unexpected medical Bill's and creating new 2019 budget.
Reply

Re: February: 28 Days of Financial Fitness Challenge

Former Member ·
One of the things my husband and I are doing for the month of February is to not purchase any snacks, drinks, coffees, etc. on the go (or what I call ‘niggly’ purchases) and limit our eating out to once a week. It is a challenge for us in that we both work jobs that we go from stop to stop. We hope to use the money we save to put toward our vacation fund
Reply

Re: February: 28 Days of Financial Fitness Challenge

Moore Income ·
@Bri That is awesome!
Reply

Re: February: 28 Days of Financial Fitness Challenge

Moore Income ·
@Former Member that is a great challenge. I too am trying to limit my spending on such purchases and keep it to a minimum. I understand how challenging it can be. It can be so easy to just stop somewhere for convenience sake and grab a snack or a bite to eat. Saving for a vacation is a great idea, I can't think of a better way to reward yourself! Keep up the good work!
Topic

February: 28 Days of Financial Fitness Challenge

Moore Income ·
It is already the last day of January! Time sure does fly! Seems like just yesterday it was the new year and now there are only 11 months left in this year. How many of you have already broken some of your new years resolutions? I have. No need to worry too much about it, there is nothing you can do now but look forward. For me personally, I plan to get back up and continue pushing forward to accomplish my goals and dreams. One of my goals for 2019 is to get in better financial shape than I...
Reply

Re: Day 5: Stop Spending Money (28 Days of Financial Fitness Challenge)

BeckAtsila ·
Ironically enough, Amazon. I have a few apps on my cell phone that give free Amazon gift cards--QuickThoughts is my favorite even though I hate surveys with a passion. I simply save up Amazon gift cards for what I want. I gave my nephews and niece a very Merry Christmas that way without spending a fortune--I even got one nephew a flying drone! Watch out for porch pirates, though--I've also spent a few hours on the phone with Amazon after they ignored my instructions to leave packages in the...
Reply

Re: Day 5: Stop Spending Money (28 Days of Financial Fitness Challenge)

BeckAtsila ·
I understand your position--I have five nephews and a niece, all age 8 and under, and they're the joy of my life. What I've found helpful is apps that give you free Amazon gift cards--QuickThoughts is my favorite because it gives you $1 for a complete survey and 10 cents for a DQ, the surveys rarely go longer than 10 minutes, and it screens out most surveys you don't qualify for. S'more is another good one if you don't mind it advertising on your lock screen, and it pays you 10 points a...
Reply

Re: Who taught you your most important money lesson and what was it?

BeckAtsila ·
"Pennies add up to dimes, and dimes add up to dollars." My across-the-street neighbor when I was 4.
Reply

Re: Who taught you your most important money lesson and what was it?

KellyFromKeene ·
I cant think of a particular person- but I can think of things I learned from several people. My parents taught me that tithing is important, although I have not always done that. My ex taught me that I don't need a lot of things to be happy- after I lost it all in a divorce. My boyfriend taught me how important it is to save and plan for the future. My kids taught me that people are the most important thing and that everything else is a distant second.
Reply

Re: The Best Industries and Companies to Find Work From Home Jobs

MiniPantherMom ·
Rat Race Rebellion is a great site for finding legit work at home jobs. They filter everything first and there is a huge variety of jobs on there.
Topic

Nickel Hoarding

Moore Income ·
I know, I know, this is The Penny Hoarder. But personally I have taken the concept of penny hoarding up a notch and instead, I hoard nickles! And, by the way, The Penny Hoarder even has a post about Nickle Hoarding here . The post above pretty much sums up the reasons I hoard nickels but I hadn't actually read that post until today when I was doing a little research. I personally like hoarding nickels because it is a great way for me to save money. Nickles are one coin I don't really spend...
Reply

Re: Nickel Hoarding

FreebiePharm ·
Unique post...I have started taking my change from transactions and saving them as an additional small savings fund.
Reply

Re: Who taught you your most important money lesson and what was it?

FreebiePharm ·
I would say my parents but by doing what they didn't do. I prefer not to spend my money, I am always looking for ways I can obtain things I need for free. The only financial footstep I followed was buying a new car and having that debt, which I wish I had never done. I should have bought a used car and had it paid off.
Reply

Re: February: 28 Days of Financial Fitness Challenge

FreebiePharm ·
I am not seeing the daily goals/ Am I missing it somewhere? would love to see these...
Reply

Re: February: 28 Days of Financial Fitness Challenge

Moore Income ·
@FreebiePharm it is not exactly in order but if you go to this 28 Days of Financial Fitness tag you can find all the days I have posted.
Reply

Re: The Best Industries and Companies to Find Work From Home Jobs

Adam ·
Hey all, I've added several other companies that I've come across lately and vetted that hire all kinds of remote jobs. Some new additions: Trafilea (marketing/virtual assistance) StudyPoint (tutoring) Qkids, gogokid, italki (English teaching) Starry (telecom customer service/virtual assistance) AAA (travel/customer service) Gametime (customer service) Walgreens and CVS (health care) 7Cups (mental health care & virtual assistance) Happy job hunting!
Reply

Re: Nickel Hoarding

Caitlin Constantine ·
I love the idea of saving up change but when I've tried to do it in recent years, I've found my stash always stayed pretty small because I just don't use cash that much anymore. When you do your nickel-hoarding, is it with change you randomly find, or do you still use a lot of cash?
Reply

Re: Nickel Hoarding

Moore Income ·
@Caitlin Constantine I actually go to the bank and withdraw money from my checking account in nickels for the purpose of hoarding. Because generally the money in my checking account is for spending, it is a way for me to save money that would otherwise be spent. I usually just get $10 in rolls of nickels when I go to the bank. I used to get $20 but then they started telling me that when anyone orders $20 or more in nickels, they charge $2.50. (Makes no sense to me why they charge money to...
Topic

Day 16: Track Your Money (28 Days of Financial Fitness Challenge)

Moore Income ·
We are already over half way through the month and well on our way to creating a better financial future! If this is your first time seeing one of these challenge posts, feel free to check out the challenge tag where you will find all the previous and future days. Today's challenge is to take the time to track your money and your financial progress. While it is simple to do, it does take some effort on our part to do it effectively. Today was the first Saturday in a while that I was not...
Reply

Re: Who taught you your most important money lesson and what was it?

Kenny Mathe ·
To pay myself first is the good idea for example if may salary is less do I have to pay half of my salary to make my tithe and I would be left with nothing to pay my bills and my children remain without food in the house.If I pay what I can afford is it a problem
Reply

Re: Who taught you your most important money lesson and what was it?

Bonnie Squires ·
Once I get my tax return I putting a good amount of money in the bank. Once I get a bill from my old place paid off than that will go into the bank account it wont be much only $10 a week but that an extra $40 a month in the bank.
Reply

Re: My 100 Year Old Wife

Bonnie Squires ·
Thanks but how does one go about fixing these mistakes?
Reply

Re: The Best Industries and Companies to Find Work From Home Jobs

Bonnie Squires ·
Thanks for the list I might look into some
×
×
×
×