Very interesting reviews. I use Instacart to have my groceries shopped and delivered, and have thought about working with them when I get a car, but I thought more seriously about it... NOT!! I don't do my own grocery shopping!! LOL I like having the groceries delivered, but my shoppers/drivers tend to shop neighborhood stores. Normally, I would not. Some are very inexperienced as shoppers and what you get may not be exactly what you ordered. Food prices are too expensive (can't take...
Since I started delivering for Instacart some time ago, they have implemented something in their app that allows you to pick up any extra orders that people scheduled to work can't do. Since then, I have never scheduled myself for shifts but rather just picked up any orders that I had time to do. I really like the flexibility this allows and it means you can choose to do delivery only orders or do orders that include having to shop for the items. This way, if the distance for delivery is too...
Coupons, sales, specials, rebate programs...If it doesn't have a spiff I avoid purchasing it. Lately, I am overspending on delivery food due to an injury and illness but I still participate in whatever deal is going on. Doordash has the most promos. just google doordash discounts or the like. Just know if there is something wrong with your order that you can report it by hitting help on your order page and give a detailed review. They are generous with offering refund dollars for your next...
I just posted about using Aldi vs. Publix. Aldi has the same high quality merchandise as Publix (with the exception of a fresh bakery). I am going to be using them exclusively for the coming months. I'm looking to save $400-500 per month on groceries, and I know I can do it. Groceries are our single biggest expense after our mortgage payment.
@lismox I grew up on Aldi's grocery stores groceries. A lot of people we knew wouldn't shop there, but they were the "ritzy" type who liked to shop at the larger, better-known stores like Kroger, and in our area Korsmeyers and Thompsons. We didn't have a Wal Mart at that time. Many times that grocery store helped a family of eight live quite well. I still shop there. It's a great money-saving tip!
Love Aldi. Most of their items are better quality that regular store brands you get at Walmart or Kroger and cost less. More fresh foods and less processed foods will help with keeping grocery bills down once you learn to plan meals around what is on sale and available.
@Shannon H You're correct. I was told if you had to buy from other stores like WalMart, Kroger or Publix, avoid using the center aisles because that is where all the canned goods and processed foods will be. I'm diabetic, and the dietician told me that. After a few months of looking through what we bought in those areas, we found out that she was so right. Now we try to take her advice on that.
I love Aldi!! I even found that you can use coupons on some of the name brand items that they have in the store. We save money with our family of 6, five gentleman and myself, by couponing as well. I buy fresh vegetables and fruit but sometimes purchase the frozen because they last longer in my house.
Growing up using Aldi's, we had to use both frozen AND fresh fruits and veggies. With eight of us and friends to boot around all the time, we always had apples, oranges and other things around to eat after school. Of course, we had chips and the fried apple and cherry pies as well, but we were usually directed to the FRESH things first! Mom always made sure of that. We were also blessed in the fact that we had a friend who grew veggies in an acre leased lot close to our church who brought us...
ON A CONTINUING BASIS, YOU SHALL BE SOLELY RESPONSIBLE FOR, AND TO THE EXTENT REQUIRED BY LAW: A. SECURING AND PAYING FOR WORKER'S COMPENSATION INSURANCE; B. SECURING AND PAYING DISABILITY INSURANCE, HEALTH INSURANCE, AND/OR OTHER SIMILAR INSURANCE; C. SECURING AND PAYING UNEMPLOYMENT OR OTHER SIMILAR INSURANCE CONTRIBUTIONS; D. SECURING AND PAYING ALL NECESSARY LIABILITY INSURANCE FOR YOU AND ANY PERSONNEL; E. SECURING AND PAYING FOR AUTOMOBILE INSURANCE IN COVERAGE AMOUNTS CONSISTENT WITH...
I have this habit of compartmentalizing things on my mind money wise. I have a very strict policy regarding how much to spend on gas and wardrobe. I have opted to live for me and avoid spending on unnecessary shopping. Food, gas, saving account. It worked so far.
Pretty much a success story of saving money. It's been months I have been saving to solo backpack to Europe. The mantra other than an intensive scrutiny of budgeting is to see what really matters and what seems like a excessive junk!
This sounds like a dream to me. To go back to the days when I could focus on savings. My grandchildren are my biggest challenge because any money I have I spend on them and feel good about it. But I need to bulk up my savings while things are going well. Good Job @Zara Zoey !
Grandkids are amazingly pricey!! I realized this when I started tracking my spending 6 years ago! Wow! And tho I knew I was probably being too generous, just how generous showed up in bright RED!!! LOL! It wasn't all the spoil, either. When they stay weekends or weeks, the special foods, entertainment, activities all add up. Wouldn't have it any other way, but goodness it was an eye-opener!
After a divorce in my early 30's, and the need to find a good, reliable income, which turned out to be real estate sales, and some roller coaster income years........well, the lightbulb went on. My neighbor happened to be a CPA and I consider his financial advice to be the best ever received at a crucial time in my life!
Thanks! estatesales.net can be really helpful for this. You can buy in as large or small a quantity that way. Additionally, writing to consignment stores in your area and asking if they would be interested in selling any items in bulk that haven't sold and the original donors/customers have surrendered, can be a wonderful way! Obviously, garage sales too.
More of my story? Here's an article that I wrote for Diabetic Connect "Now Just Weight A Minute!" Diabetic Connect is an amazing online support group... http://www.diabeticconnect.com...just-weight-a-minute
Are you leaving your computers and appliances on or plugged in 24/7 even when you are away from home and/or sleeping? Why not get in the habit of unplugging rarely used items like toasters, computer printers and even unnecessary cordless phone handsets? What if you start to use the power saving features on your computers and turn off those surge protectors for the sixteen or more hours each day when not used and even more when not used daily? How often do you make toast? Why not make a toast...
I found this Vampire Calculator from Duke Energy that I want to share ... This cool tool says it best, " Slay Your Energy Vampires The average U.S household spends $100 a year on plugged-in electronics they aren't using. Spooky, right? Tell us what you've got, and we'll show you how much you could save by pulling the plug." https://www.duke-energy.com/en...e0XbV6nyD9RLAzKXuYj4
I think frozen fruit is another great alternative. Especially in the winter months, when the fresh fruits are out of season and expensive. I love putting frozen blueberries in my oatmeal for breakfast!
Note: I have communicated with people who have had energy audits (free) from their electric suppliers and who have been given some cool freebies... smart bulbs, surge protectors and even one who was given a free replacement Nest Thermostat. Everyone's mileage may vary but it does not hurt to ask for the free audits just for the professional testing and advice on ways to conserve energy and money.
Check with your utility to see if they offer rebates for upgrading to energy efficient appliances and/or LED light bulbs. Some utilities give them away for free. Some will even give you power strips that have a "sleep" mode if you forget to turn them off. They want to get load offline, so they are happy to help you reduce your KWH usage.
Wow! I am a new Author. I was line editing my 1st Book. Playing it all by ear. To me for me to see your post is so Heaven sent to me. Thank you! For sharing this info. This motivates me so much to get threw. I bought my book cover. I need to increase my word count. I will be ready to submit by Feb. You dont understand how inspiring this is!
@Adam Work from home jobs can indeed sometimes be to good to be true. One need to be so careful these days. Quite a bit of hype going on, which is nothing but hot air and empty promises. Although I'm not quite familiar with the mentioned sites in your outstanding post. I have however worked with sites like Upwork, Guru and Freelancer. But job applications get approved based on your resume. Mostly online writing and social media jobs.
I'm humbled by your kind words, and glad I could help. You may also have saved a bit of money by designing your own book cover. And I'm going to give you access to the tools I use. For image editing from social posts to presentations, info-graphics and even book covers. You may want to check out Canva (just search your browser for the keyword) which I have been using for a few years. But you may also want some royalty free, high definition images. Which you can access unlimited free...
Awww thank you. I just Graduated from ohio media school on 12/17/18. The day before I started my own Online Beauty Supply Business. A fellow student of mines told me about Canva to make my own flyers. This is so exciting and so blessed. God is directing my steps. Leading me to good people to help steer me in the right direction. You had to be a part of his plan for me. I cannot thank you enough! On Mon, Jan 14, 2019, 11:06 AM The Penny Hoarder Community < [email protected] wrote:
@Deon Christie this is wonderful information, as I too, would like to begin working on my content for my first book. It is so hard to get started and I’m nervous that my material will be lacking and/or fluid enough to attract and keep an audience, but after all of that stated, it is my dream. Your added resources will help in moving the train along. I wish I could afford a ghost writer, lol. Thank you for your valued info.
Sounds like you are doing a great job! I don't sell muchmuch clot but I have personally sold things on both eBay and Mercari. eBay is great because they have such a huge audience, but it does take a bit of a learning curve and the fees can be a lot. Mercari was a great place to sell until they suspended my account randomly will no explanation. I tried to get them to unsuspend me but they never would.
A lot of companies are making it possible to work from home. Especially with the the generational shift in our work force. I personally work for a company that was very traditional, but since I do digital marketing, I could do it from anywhere. I moved to be near my fiance for 6 months before we got married and since my job didn't want to lose me, they made it possible to work from home. Now there is someone else in the company who works part time from home. Sometimes, all you gotta do is ask.
for a new comer like me...how should i approach the shipping aspect of e-bay...more specifically, do you own a scale to determine postage? trying to map my mind around the whole process. thanks everyone!
@Carlos Ortega I personally do a lot more estimating. I do however have a scale which I use sometimes. I generally charge FREE shipping so I just try to estimate a number into the price. One thing you can also do is if you are selling a similar item that other people have listed, if you go to their item and click on the "sell one like this" link, it will copy the weight and dimensions that person has set. This is not always accurate but you can get a ballpark number. For the most accuracy I...
I just tried out Get Upside the other day. It is not available in my area but I was traveling so I figured I would give it a shot. But every time I tried to upload my receipt it would fail, and since there is a time limit, I wasn't able to get my reward. Not a great first time experience. I just started using a newly launched app that gives cashback for purchases with many big retailers and in the future they are introducing more local ones as well as a cryptocurrency that you will also...
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