Tagged With "save"

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Re: How To Save Money on Groceries

Leslie Kay ·
Coupons, sales, specials, rebate programs...If it doesn't have a spiff I avoid purchasing it. Lately, I am overspending on delivery food due to an injury and illness but I still participate in whatever deal is going on. Doordash has the most promos. just google doordash discounts or the like. Just know if there is something wrong with your order that you can report it by hitting help on your order page and give a detailed review. They are generous with offering refund dollars for your next...
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Re: How To Save Money on Groceries

lismox ·
I just posted about using Aldi vs. Publix. Aldi has the same high quality merchandise as Publix (with the exception of a fresh bakery). I am going to be using them exclusively for the coming months. I'm looking to save $400-500 per month on groceries, and I know I can do it. Groceries are our single biggest expense after our mortgage payment.
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Re: How To Save Money on Groceries

lismox ·
Aldi is awesome and so close to my house. I will be going there now!
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Re: How To Save Money on Groceries

AverageJoe ·
@lismox I grew up on Aldi's grocery stores groceries. A lot of people we knew wouldn't shop there, but they were the "ritzy" type who liked to shop at the larger, better-known stores like Kroger, and in our area Korsmeyers and Thompsons. We didn't have a Wal Mart at that time. Many times that grocery store helped a family of eight live quite well. I still shop there. It's a great money-saving tip!
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Re: How To Save Money on Groceries

Shannon H ·
Love Aldi. Most of their items are better quality that regular store brands you get at Walmart or Kroger and cost less. More fresh foods and less processed foods will help with keeping grocery bills down once you learn to plan meals around what is on sale and available.
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Re: How To Save Money on Groceries

AverageJoe ·
@Shannon H You're correct. I was told if you had to buy from other stores like WalMart, Kroger or Publix, avoid using the center aisles because that is where all the canned goods and processed foods will be. I'm diabetic, and the dietician told me that. After a few months of looking through what we bought in those areas, we found out that she was so right. Now we try to take her advice on that.
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Re: How To Save Money on Groceries

Mrsmcbride ·
I love Aldi!! I even found that you can use coupons on some of the name brand items that they have in the store. We save money with our family of 6, five gentleman and myself, by couponing as well. I buy fresh vegetables and fruit but sometimes purchase the frozen because they last longer in my house.
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Re: How To Save Money on Groceries

AverageJoe ·
Growing up using Aldi's, we had to use both frozen AND fresh fruits and veggies. With eight of us and friends to boot around all the time, we always had apples, oranges and other things around to eat after school. Of course, we had chips and the fried apple and cherry pies as well, but we were usually directed to the FRESH things first! Mom always made sure of that. We were also blessed in the fact that we had a friend who grew veggies in an acre leased lot close to our church who brought us...
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Re: What has been your money epiphany?

Zara Zoey ·
I have this habit of compartmentalizing things on my mind money wise. I have a very strict policy regarding how much to spend on gas and wardrobe. I have opted to live for me and avoid spending on unnecessary shopping. Food, gas, saving account. It worked so far.
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Re: Saving money

Zara Zoey ·
Pretty much a success story of saving money. It's been months I have been saving to solo backpack to Europe. The mantra other than an intensive scrutiny of budgeting is to see what really matters and what seems like a excessive junk!
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Re: What has been your money epiphany?

Leslie Kay ·
This sounds like a dream to me. To go back to the days when I could focus on savings. My grandchildren are my biggest challenge because any money I have I spend on them and feel good about it. But I need to bulk up my savings while things are going well. Good Job @Zara Zoey !
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Re: What has been your money epiphany?

mintjulep ·
Grandkids are amazingly pricey!! I realized this when I started tracking my spending 6 years ago! Wow! And tho I knew I was probably being too generous, just how generous showed up in bright RED!!! LOL! It wasn't all the spoil, either. When they stay weekends or weeks, the special foods, entertainment, activities all add up. Wouldn't have it any other way, but goodness it was an eye-opener!
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Re: What has been your money epiphany?

mintjulep ·
After a divorce in my early 30's, and the need to find a good, reliable income, which turned out to be real estate sales, and some roller coaster income years........well, the lightbulb went on. My neighbor happened to be a CPA and I consider his financial advice to be the best ever received at a crucial time in my life!
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Re: Paying Off a Loan Early

Briana ·
I actually wanted to get a handle on my debt and loans too, so I started seeing a financial advisor who now holds me accountable for certain payments each month. It's really helped!
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Re: EZ As 1-2-3 Healthier Snack Attacks Cravings & Savings

Men On A Budget ·
More of my story? Here's an article that I wrote for Diabetic Connect "Now Just Weight A Minute!" Diabetic Connect is an amazing online support group... http://www.diabeticconnect.com...just-weight-a-minute
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Re: Watts Zappening? (Saving Money On Energy Costs)

Men On A Budget ·
"Shift Your Habit" by Elizabeth Rogers is part of my keeper collection of books. Although an older title, much of the information is as pertinent today as the day it was published...
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Re: Watts Zappening? (Saving Money On Energy Costs)

Men On A Budget ·
Are you leaving your computers and appliances on or plugged in 24/7 even when you are away from home and/or sleeping? Why not get in the habit of unplugging rarely used items like toasters, computer printers and even unnecessary cordless phone handsets? What if you start to use the power saving features on your computers and turn off those surge protectors for the sixteen or more hours each day when not used and even more when not used daily? How often do you make toast? Why not make a toast...
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Re: Watts Zappening? (Saving Money On Energy Costs)

Men On A Budget ·
I found this Vampire Calculator from Duke Energy that I want to share ... This cool tool says it best, " Slay Your Energy Vampires The average U.S household spends $100 a year on plugged-in electronics they aren't using. Spooky, right? Tell us what you've got, and we'll show you how much you could save by pulling the plug." https://www.duke-energy.com/en...e0XbV6nyD9RLAzKXuYj4
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Re: Watts Zappening? (Saving Money On Energy Costs)

Melissa ·
This is so cool and easy to use! I thought you were joking but it really is called the Energy Vampire Calculator.
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Re: EZ As 1-2-3 Healthier Snack Attacks Cravings & Savings

Melissa ·
I think frozen fruit is another great alternative. Especially in the winter months, when the fresh fruits are out of season and expensive. I love putting frozen blueberries in my oatmeal for breakfast!
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Re: Paying Off a Loan Early

Kirsten Cherry ·
That's awesome! My parents finally have a financial advisor now that they are in retirement and I think if they got one sooner they would have learned a lot!
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Re: Paying Off a Loan Early

Briana ·
I was pretty amazed by all of the things I was able to apply in such a short period of time. I also like the accountability piece - they give me pretty great goals to work towards!
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Re: Watts Zappening? (Saving Money On Energy Costs)

Simbalittle3 ·
We've installed several smart plugs since joining OhmConnect and now reduce a large portion of our passive power usage
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Re: Watts Zappening? (Saving Money On Energy Costs)

Men On A Budget ·
Note: I have communicated with people who have had energy audits (free) from their electric suppliers and who have been given some cool freebies... smart bulbs, surge protectors and even one who was given a free replacement Nest Thermostat. Everyone's mileage may vary but it does not hurt to ask for the free audits just for the professional testing and advice on ways to conserve energy and money.
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Re: Watts Zappening? (Saving Money On Energy Costs)

Simbalittle3 ·
Yes years ago my neighbor did that and she was given a Free refrigerator
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Re: Watts Zappening? (Saving Money On Energy Costs)

Bonnie Squires ·
i unplug the toaster and any other small thing that the kids have plugged in. Changed lite bulbs to. Even the newer computer have a energy mode on them now
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Re: Watts Zappening? (Saving Money On Energy Costs)

Kathy Luchka-Zahansky ·
Check with your utility to see if they offer rebates for upgrading to energy efficient appliances and/or LED light bulbs. Some utilities give them away for free. Some will even give you power strips that have a "sleep" mode if you forget to turn them off. They want to get load offline, so they are happy to help you reduce your KWH usage.
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Re: Watts Zappening? (Saving Money On Energy Costs)

Bonnie Squires ·
thank you
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Re: Paying Off a Loan Early

Moore Income ·
I got a loan on a used car as well, it was terrible timing and also not my smartest financial decision. Looking back I wish I had kept my old Honda Accord which got much better gas mileage and is still running smoothly to this day. (Except for the fact that the person who purchased it from me messed up the front end a bit) The only decent decision I made was to get a loan through my bank instead of with the dealership so I am only paying around 3% interest. I have over 2 years left on the...
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Re: Paying Off a Loan Early

Briana ·
I'm currently looking into refinancing my car loan with a credit union because I've heard good things. The 3% is pretty incredible and it's what I'm shooting for! I currently pay 5% but it's worth trying to get it down a bit.
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Re: Watts Zappening? (Saving Money On Energy Costs)

Moore Income ·
Thanks for all the info. It is something I guess I don't pay as much attention to as I should. I will have to take a closer look at my energy consumption now and see how I can save more energy.
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Re: Apps to earn rewards and cash

Moore Income ·
I just tried out Get Upside the other day. It is not available in my area but I was traveling so I figured I would give it a shot. But every time I tried to upload my receipt it would fail, and since there is a time limit, I wasn't able to get my reward. Not a great first time experience. I just started using a newly launched app that gives cashback for purchases with many big retailers and in the future they are introducing more local ones as well as a cryptocurrency that you will also...
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Re: Apps to earn rewards and cash

Karen Campbell ·
Ana: Please send me information.
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Re: Apps to earn rewards and cash

Ana ·
@Karen Campbell I will send it you now.
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Re: Apps to earn rewards and cash

Ana ·
@Moore Income Sorry to hear about your experience with Get Upside. I haven't had that issue. I signed up for Dosh but haven't used it yet.
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Re: Apps to earn rewards and cash

Moore Income ·
@Ana the cashback is not that much honestly and you have to have $20 before you cash out but most cashback sites have a minimum. I have had the most success by referring other people.
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Re: Apps to earn rewards and cash

Ana ·
@Moore Income Oh ok. Thanks.
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Re: Rebate apps for purchases you already made?

Jeff ·
Try Paribus, I am not sure if it works on Amazon though
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Re: Apps to earn rewards and cash

KathyH18 ·
What’s the name of the cash back app you are referring to in your reply? I would like to try it.
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Re: Rebate apps for purchases you already made?

KathyH18 ·
I, personally, like Receipt Hog. They take almost every receipt and turn it into points which eventually turn into cash. It also is fun because there is a slot machine and prize drawings.
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Re: Apps to earn rewards and cash

Moore Income ·
@KathyH18 are you referring to the one I am talking about? I will send you a message with details.
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Re: Rebate apps for purchases you already made?

Moore Income ·
Like @Jeff said you could try Paribus. I believe it did work on an Amazon purchase I made, but that was a while ago. I am not sure if it would work retroactively though.
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Re: Rebate apps for purchases you already made?

Wen Dee ·
Thanks
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Re: Investments for Beginners

Michael Molnar ·
Dont worry abt markets up and down just put something away every month in a good Fidelity Investments or Vanguard mutual fund. General Market fund. Look at it in 40 years and you will be Happy
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Re: Investments for Beginners

Michael Molnar ·
A 1 yr CD or Treasury Bills or money mkt with a Broker aka Fidelity, No stocks
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Re: Investments for Beginners

Former Member ·
Could you put it in an IRA? Even though you're close to retirement age, you wouldn't be taking the whole amount out the day you retire - so beyond your distribution, the money in your account would still have opportunity to grow.
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Re: Apps to earn rewards and cash

Ana ·
Anyone use Earny or Paribus?
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Re: Energy saving -- via Arcadia Power or any other similar service?

Former Member ·
I signed up for Arcadia about six months ago. It's easy to use, and they usually offer an initial signup perk or referral bonus, but otherwise I wouldn't say I'm saving money. I'm paying pretty much the same I did with my old utility service, but I know that half of my usage is "clean". Customer service is great so far.
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Re: Traveling

Raymond Martin ·
From where??
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Re: Traveling

Samba ·
Dulles.. or any international airport close to Maryland.
 
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