Tagged With "free"

Topic

The American Dream v2.0

Rob Loftus ·
Out With The Old And In With The New The American Dream. A house in the suburbs, 2.5 children, fancy car in the driveway and a job with a pension and gold watch. This may sound a little bit outdated, but it’s still the structure, on the whole, of the American Dream. However, there has always been one flaw in this dream. DEBT. 78% of Americans live paycheck to paycheck and are literally two paychecks away from losing everything. When this happens, and it does, people find themselves losing...
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Re: Is Your Life Taxing?

Lisa Eichinger ·
I also have been doing my own taxes for well over 20 years. It's a money saver if you know what you are doing. This up coming year will be a bit different due to tax changes but probably simpler for those who know how to do them.
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Re: Is Your Life Taxing?

Briana ·
What tax changes will be different this upcoming year @Lisa Eichinger ?
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Re: Is Your Life Taxing?

Lisa Eichinger ·
There are no more exemptions for each person, the standard deduction has increased, the tax rate has decreased, and W2 employees can no longer deduct unreimbursed work expenses, to name a few.
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Re: Is Your Life Taxing?

Briana ·
Thanks for sharing, I wasn't aware of some of these!
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Re: Is Your Life Taxing?

Lisa Eichinger ·
My pleasure! I prepare taxes as a second job so I have to keep up the changing laws
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Re: Is Your Life Taxing?

Wen Dee ·
In Florida and maybe other states AARP offers free tax prep/filing for anyone in the community. We have used this service for years.
Topic

Is Your Life Taxing?

Men On A Budget ·
One of my neighbors was heading out last year to drop off a folder with his taxes at a Tax Prep office when I asked why he didn't do his own. "Well, I have the condo mortgage to claim," he said as though that made a difference. I explained that I, too, have a mortgage although the interest does not even make a dent in the standard deductions for our property values. He was intrigued. "I can show you how to do your own and save that hundred or so dollars." He was even MORE intrigued. :) There...
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Re: Can Budgeting Come with Baggage?

Moore Income ·
You hit the nail on the coffin here when it comes to budgeting. All of those have been things that have held me back from really creating and sticking to a budget. I am still working on it actually, but at the beginning of this year I made it a point that I would do what it takes to get my finances in order and that includes budgeting. On the topic of fear, I just read the book Who Moved My Cheese? and it talks about the fact that a lot of times what we fear and image the outcome of...
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Re: Can Budgeting Come with Baggage?

The Saving Scientist ·
Exactly, Ron! I'm really glad to hear that you're taking steps in the right direction. I look forward to reading more of your posts and seeing how your financial journey goes. We can all learn something from each other! Feel free to reach out at any time if you need any advice
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Re: Is Your Life Taxing?

FreebiePharm ·
I have only ever done my own taxes. IRS website has great resources if you need assistance and I pay a minimal fee for Turbotax for extra guidance.
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Re: Can Budgeting Come with Baggage?

FreebiePharm ·
My biggest setback with budgeting is consistency. I feel I would start it but not continue. I am halfway there on budgeting. I write down my expenses bi-weekly but do not account for "small" purchases. This would be my goal as well as an envelope system.
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Re: Is Your Life Taxing?

Bonnie Squires ·
thank you for the info
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Re: How *I* Shop For Free

Men On A Budget ·
From a "Good Morning, America" segment, this video from you tube, titled "Mom Feeds Family On $4 A Week" is evidence of Kathy Spencer's savvy shopping skill in how she shops for free. You would think that the Christian Children's Fund would be calling Kathy for advice on how they can reduce their 30 cents a day claims to only feed one child. https://www.youtube.com/watch?v=vbbW6WpXWjw
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Re: How *I* Shop For Free

FreebiePharm ·
That's impressive....$4/week. I have made meals for 5 for $4 but I could never see myself stretching our budget this well!
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Re: How *I* Shop For Free

Bonnie Squires ·
Thanks I'll have to check this out
Topic

How *I* Shop For Free

Men On A Budget ·
A few years back, I found a library book where the title, "How To Shop For Free" caught my eye. My initial reaction was "the lengths some people go to in order to sell books" but in my frugal world, free is not a four-letter word. What did I have to lose? “Wow… just Wow” would be a very good recap on the impact that Kathy Spencer'’s book had on me by the end of the 226-page quick read manuscript. I was so impressed that I immediately joined the www.howtoshopforfree.net web site that...
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Apps to earn rewards and cash

Ana ·
Ebates - earn money when you shop via stores on Ebates. Ibotta is a great way to earn money while you shop. Check out Fetch Rewards. Turn any grocery receipt into savings! Shopkick - Earn points toward a free gift card while you shop in stores or online - Get Upside - earn money back when you get gas for your car. I can privately send you the links to the apps with my referral codes in which you will earn a bonus. Just let me know. Are there any others that I should check out?
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Re: Apps to earn rewards and cash

Moore Income ·
I just tried out Get Upside the other day. It is not available in my area but I was traveling so I figured I would give it a shot. But every time I tried to upload my receipt it would fail, and since there is a time limit, I wasn't able to get my reward. Not a great first time experience. I just started using a newly launched app that gives cashback for purchases with many big retailers and in the future they are introducing more local ones as well as a cryptocurrency that you will also...
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Re: Apps to earn rewards and cash

Karen Campbell ·
Ana: Please send me information.
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Re: Apps to earn rewards and cash

Ana ·
@Karen Campbell I will send it you now.
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Re: Apps to earn rewards and cash

Ana ·
@Moore Income Sorry to hear about your experience with Get Upside. I haven't had that issue. I signed up for Dosh but haven't used it yet.
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Re: Apps to earn rewards and cash

Moore Income ·
@Ana the cashback is not that much honestly and you have to have $20 before you cash out but most cashback sites have a minimum. I have had the most success by referring other people.
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Re: Apps to earn rewards and cash

Ana ·
@Moore Income Oh ok. Thanks.
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Re: Apps to earn rewards and cash

KathyH18 ·
What’s the name of the cash back app you are referring to in your reply? I would like to try it.
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Re: Apps to earn rewards and cash

Moore Income ·
@KathyH18 are you referring to the one I am talking about? I will send you a message with details.
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Re: Apps to earn rewards and cash

Ana ·
Anyone use Earny or Paribus?
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Re: Apps to earn rewards and cash

Ehwilson ·
Kidazzler, super easy and I love the idea of building a kid friendly searchable database. We don’t launch until March, but my current potential monthly earnings is over $1500.
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Re: Apps to earn rewards and cash

Janna Johnson ·
I use CoinOut, Fetch, Receipt Hog, and Dabble apps for easy peasy $. I'm also using several mystery shopper apps and have been successfully paid. Referrals would be appreciated and returned. Just send a message or FB message for links. Thanks
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Re: Apps to earn rewards and cash

Moore Income ·
@Janna Johnson I haven't heard of CoinOut or Dabble, what do those do? Feel free to send me a message with more info.
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Re: Apps to earn rewards and cash

Maryanne Meyerriecks ·
A lot of the cash back apps don't seem to require you go to the app before shopping. You just link your credit card, forget about it, and when you happen to be at that store, use the credit card. I have Dosh. I got $5 for signing up and just got 2% on a Sam's Club purchase. There aren't that many offers in my area, and some offers aren't available from my local franchisee (Dunkin Donuts, for example, is listed, but my local Dunkin isn't listed as a local merchant.) Swagbucks has some shop...
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Re: Apps to earn rewards and cash

Alexis Grant ·
We did some work with Shopkick (I work at The Penny Hoarder) and I couldn't believe how loyal their users are -- they have a serious fan base! People who use it absolutely love Shopkick, so much that they sometimes spot each other at stores. Something interesting I didn't expect was that a number of the people we interviewed use the app not only to earn/save money (by earning kicks and redeeming for gift cards) but also to lose weight, because the app motivates them to walk a lot.
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Re: Apps to earn rewards and cash

AshNdirt ·
I would like more info on some of the apps that actually work or worth trying ...son s I've tried in past didn't really earn much of anything..I'm a stay at home mom looking for ways to earn some extra income ...
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Re: Apps to earn rewards and cash

sphgrl35 ·
Checkout 51, Savingstar You can do surveys and earn gift cards too. I have good luck on Pinecone and MyPoints and Microsoft rewards(I do their daily searches and quizzes. It only takes a few minutes in the morning and I earn enough points for a $10 gift card every month).
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Re: Apps to earn rewards and cash

Brenda Perego ·
Have you heard of imoney? You earn cash, it adds up fast and you’re not doing surveys or scanning or seeds or anything like that. You’re doing simple tasks involving the Apple App Store. It is for iPhone users only and you can make extra for referrals on top of what you’re already making for doing the tasks. This is probably my favorite one and I’ve done a LOT of apps!
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Re: Apps to earn rewards and cash

BeckAtsila ·
I use an app called SPENT Money, which is a cashback app. It gives 1 percent back at Whole Foods and also gives money back for Uber. And it does the data entry for you. It pays out via PayPal.
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Re: Apps to earn rewards and cash

Karren ·
I couldn’t find imoney in the Apple App Store
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Re: Apps to earn rewards and cash

Brenda Perego ·
There are tons of them. I would have to send you my referral link. You can message me on Facebook Brenda Foster Perego
Topic

Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Virginia J ·
Just read the 'Cut the Cord' article by Kelly Gurnett on Penny Hoarder today. It's very true that people are spending at least $1200 per year on cable and hate the fact that they are forced to pay for channels they don't want and don't watch. But with 200+ streaming services out there, it’s difficult to figure out which streaming services to use. So I thought I'd pass along that there is a free website and app called CobbleCord, which helps you cobble together the best combination of both...
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

jenakle ·
The best thing about streaming sites is the ability to switch or cancel with a button click. We typically hop between services depending on the season. HBO for GoT, Philio for Walking Dead and Doctor Who, currently using Starz for Outlander and American Gods. Hulu and Netflix rotate in and out too, but my son grabbed a great student deal for Hulu and Spotify so we share that one with him. With a $55.75 internet only from CenturyLink and a couple of streaming sites we are still under any...
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

de1 ·
I will have to check these sites out, just got a new place and would love not to spend tons of money on cable... if anyone has more recommendations I'd love to hear!
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Isabel ·
I looked into Cobblecord, and although a good service, it didn't tell me anything I didn't already know. I cut the cord a couple years ago and save about $150 a month of cable. I find that I'm good with an HD antenna, Netflix and Sling, while streaming Fox News on Youtube gives me most of what I want to watch. Sling $25.00 and Netflix $9.00. If I want to watch HBO or Showtime on any given month, I sign up via Amazon Prime and you can cancel at the click of a button (which also has movies) or...
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Lisa A Bean ·
Just do Hulu for $7.99 a month less stress budget ur pocket..cable is pretty much out. Nextflix Hulu ,etc are taking over
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Michele Bain ·
How do I get to the article to read it ? When I click on it , it just takes me to the comments. Thanks
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

KimK ·
3 months ago we switched from $120 DirecTV to $40 YouTube TV. We get all our locals; FOX News, CNN, etc; all ESPN channels, MLB, Big 10 Network, 4 FOX Sports networks; Freeform; TNT; plus numerous other channels. Only channels we are missing are HGTV and The Weather Channel. Saving $70 per month is awesome!
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Theodora ·
@Michele Bain https://www.thepennyhoarder.com/life/cut-the-cord/
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Isabel ·
UPDATE: So I canceled Sling because it's missing FOX news. I instead am trying Hulu Plus Live TV and I am very pleased with it. It has movies, Live TV, and much more. It has every channel I like to watch. So Hulu plus LiveTV $39.99 (going up $4.99 in February) and Netflix $8.99 pretty much sums it up. I also believe Hulu gives you recording and pause, fast forward, etc. I may not keep Netflix because Hulu gives me pretty much all I want. No contract. So even at $55.00 I'm good and I won't be...
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Savvy Susie ·
Netflix allows up to 5 users on one account. Consider sharing the account (and the cost). Pretty much the same with Amazon Prime. Plus free streaming TV--Pluto TV comes to the top of my mind--is totally free and provides some interesting content. You can also watch a tremendous amount of content on YouTube's streaming app. At Christmas I was surprised to find that my favorite holiday movie (Scrooge, 1970, starring Albert Finney) is available on many streaming services for a fee, but free all...
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Former Member ·
How much do you actually end up saving from month to month, though? I feel like cable companies are getting smart and raising their internet-only bundles so high that it's almost not worth canceling cable. Thoughts? Does anyone save a significant amount of money?
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