Tagged With "free"

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Re: Can Budgeting Come with Baggage?

The Saving Scientist ·
Exactly, Ron! I'm really glad to hear that you're taking steps in the right direction. I look forward to reading more of your posts and seeing how your financial journey goes. We can all learn something from each other! Feel free to reach out at any time if you need any advice
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Re: Is Your Life Taxing?

FreebiePharm ·
I have only ever done my own taxes. IRS website has great resources if you need assistance and I pay a minimal fee for Turbotax for extra guidance.
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Re: How *I* Shop For Free

FreebiePharm ·
That's impressive....$4/week. I have made meals for 5 for $4 but I could never see myself stretching our budget this well!
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Re: Can Budgeting Come with Baggage?

FreebiePharm ·
My biggest setback with budgeting is consistency. I feel I would start it but not continue. I am halfway there on budgeting. I write down my expenses bi-weekly but do not account for "small" purchases. This would be my goal as well as an envelope system.
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Re: How *I* Shop For Free

Bonnie Squires ·
Thanks I'll have to check this out
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Re: Is Your Life Taxing?

Bonnie Squires ·
thank you for the info
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

KimK ·
Erin M - we are saving about $80 per month by dropping DirecTV ($120/month) and adding YouTube TV ($40/month). No commitments; there's unlimited recording; you can pause, fast-forward, rewind; have 5 different accounts for $40; and we get almost every channel we got with DirecTV (to name a few: all locals, FOX News, CNN, all ESPN channels, Big 10 Network, FOX Sports channels, NFL, MLB, Freeform, TNT, numerous others). Three channels we don't get are Weather Channel, History, and HGTV; but to...
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Former Member ·
But then you still have to pay for internet, right? The cable companies want to charge so much for only internet. It is the only reason I haven't cut the cord yet!
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Virginia J ·
Yes, you still need internet and unfortunately, you're right, many cable companies are either raising the rate of internet only plans, or pricing the video/internet bundle so competitively (to slow video sub declines) that they make it an offer you can't refuse -- that is, until the promotional rate ends -- and it always ends. You should shop around for other internet only packages in your area. Many times, there are smaller companies that offer internet-only services at competitive prices...
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Isabel ·
UPDATE: I am extremely happy with HULU Plus with Live TV. I get the news channels I like to watch plus Live TV and can watch on any cell, TV, Tablet, computer I own. It's $49.99 for everything I want and like to watch instead of getting 50 million channels I don't care for. Yes, I pay for internet on the side $70 promotion for a year for fiber optics and yes it's very fast. After the promo is done I think it goes up to $80 or $90 which I will then go with a lower service. I really don't need...
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Re: Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Isabel ·
Update: Love Hulu Plus Live TV ($49.99) (I get all news channels, plus a plethora of must watch channels, i.e., HGTV, H, ID, FX, Nat Geo, TNT just to name a few. Still have Netflix ($8.99), but not too happy with the movies on there, so I will probably cancel it. Love Amazon Prime for the obvious reasons ($10.00) and ATT fiber optics internet for $70.00 promo 1 yr. After promo I believe it will go up to $80/$90 which I will then maybe go to a lower fast internet. Unless you have a home...
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How *I* Shop For Free

Men On A Budget ·
A few years back, I found a library book where the title, "How To Shop For Free" caught my eye. My initial reaction was "the lengths some people go to in order to sell books" but in my frugal world, free is not a four-letter word. What did I have to lose? “Wow… just Wow” would be a very good recap on the impact that Kathy Spencer'’s book had on me by the end of the 226-page quick read manuscript. I was so impressed that I immediately joined the www.howtoshopforfree.net web site that...
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Is Your Life Taxing?

Men On A Budget ·
One of my neighbors was heading out last year to drop off a folder with his taxes at a Tax Prep office when I asked why he didn't do his own. "Well, I have the condo mortgage to claim," he said as though that made a difference. I explained that I, too, have a mortgage although the interest does not even make a dent in the standard deductions for our property values. He was intrigued. "I can show you how to do your own and save that hundred or so dollars." He was even MORE intrigued. :) There...
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Marketing Without Money

Men On A Budget ·
For the group members who are rocking it with profitable full and/or part-time businesses, you are probably well aware that keeping expenses as low as possible in your personal and professional lives has had the biggest impact on your success. This post may not be of much interest to you. For the rest of us looking to attract more followers and/or clients and customers, I just want to offer a book suggestion, "Marketing Without Money" by author Nicholas E. Bade. The most recent publication...
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Publish your eBook on Amazon at No Cost

Deon Christie ·
There are so many ways to generate an income online, it's overwhelming. But there are also numerous scams, just wanting money and more money as you go along. There are free ways to make money online, but the key is to find the ones that actually work. Like BookRix , a publisher I have been using for quite some time. A free publisher that will publish your work on all Major Online Bookstores like Amazon, Kobo and many more. They do not charge you anything for all their work, but does take a...
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The American Dream v2.0

Rob Loftus ·
Out With The Old And In With The New The American Dream. A house in the suburbs, 2.5 children, fancy car in the driveway and a job with a pension and gold watch. This may sound a little bit outdated, but it’s still the structure, on the whole, of the American Dream. However, there has always been one flaw in this dream. DEBT. 78% of Americans live paycheck to paycheck and are literally two paychecks away from losing everything. When this happens, and it does, people find themselves losing...
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Apps to earn rewards and cash

Ana ·
Ebates - earn money when you shop via stores on Ebates. Ibotta is a great way to earn money while you shop. Check out Fetch Rewards. Turn any grocery receipt into savings! Shopkick - Earn points toward a free gift card while you shop in stores or online - Get Upside - earn money back when you get gas for your car. I can privately send you the links to the apps with my referral codes in which you will earn a bonus. Just let me know. Are there any others that I should check out?
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Can Budgeting Come with Baggage?

The Saving Scientist ·
Similar to how we enter into new relationships with some of our own baggage, we tend to do the same with our relationship with money. One area that often carries the most is budgeting. If I can draw parallels with emotional baggage, our mindset about budgeting may simply be caused by our unwillingness to address unresolved issues and fears. Is the stress of creating a budget caused by the fear of having to face the amount of debt you owe? What if it’s too overwhelming? Are you delaying your...
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Cutting the Cable Cord - how to save $ and cobble together the right streaming services

Virginia J ·
Just read the 'Cut the Cord' article by Kelly Gurnett on Penny Hoarder today. It's very true that people are spending at least $1200 per year on cable and hate the fact that they are forced to pay for channels they don't want and don't watch. But with 200+ streaming services out there, it’s difficult to figure out which streaming services to use. So I thought I'd pass along that there is a free website and app called CobbleCord, which helps you cobble together the best combination of both...
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