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Tagged With "financial"

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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Wen Dee ·
My main issue is not keeping strict records of where our monthly income goes too. Like after the bills/mortgage are paid what the remaining funds are spent on.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

MsKimberly ·
I cannot afford to have bad habits with money. My worst habit might be paying too much for rent.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Stepfairley ·
I make a grocery list. Go to Walmart and just grab because I see it.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Shirley ·
Mine would be lowering our electric bill. One thing we need to do is not run the A/C so much. I guess we have to much stuff plugged in. Our electric company keeps sending us mailers saying we use more electric in our area than 100 neighbors in your area. I wonder if that is true or not. I don't know my neighbors enough to ask.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Babsie ·
I score five out of six of these habits. I would like to squash them all.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

O.REYES ·
Impulse buying. I definitely need to start working on that.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Lynn Rosenfeld ·
Although I had a good paying career disability just doesn't cover it. And because of the disability I am unable to work. Even from home and I've found your links are pretty much just advertisements once I read the reviews.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Moore Income ·
Although I am not the worst when it comes to impulse buying, a lot of times I go to the store without a clear plan and end up with things I don't need or did not plan to purchase so for me, eliminating that would be awesome!
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Brenda Klaassen ·
I dip into savings to pay bills like car repair and household needs. I wish I could budget better so I could have a savings that I could live off of for a year.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Kakigirl05 ·
My other is gambling. I've been working on it but it's still enough of a problem.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Eileen Golisz ·
since i live alone, with 2 cats, going out to eat is socializing for me. I usually go to the same place.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Leslie Kay ·
My impulse buying is so hard for me to control. I often buy for my grandkids. If I have extra money sitting there or I find a great deal I have a hard time just putting the money in my savings. I used to have a really good paying career, achieved all my goals then tragedy struck and I lost everything and went on disability unable to work. I lost everything. So for a number of years, I went without now that I make extra money on the side hustles I feel so driven to have things I want or may...
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Leslie Kay ·
Try secret shopping as a side hustle. Spread it out over many companies and you don't make enough to generate a 1099 at the end of the year to mess up your disability pay. I was making over $1000 a month when I was doing it. They have easy jobs. Just google secret shopping.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Leslie Kay ·
I stay out of Walmart because there are so many cheap deals. I check them out online and comparison shop against Amazon. After the work you are less likely to make the purchase. But in the store is a losing battle.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

MsKimberly ·
Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

MsKimberly ·
A Shirley, getting my electricity down was a goal of mine. It was over $100. I have it down to $47. I don't used heat or air conditioning. I am not even using the ceiling fans. I don't use the microwave. Rarely, do I watch TV. Two of my kitchen lights went out, and I have three. I did not replace the bulbs because I can see with one light. When it gets really hot, I will either use a fan in the room I am present in or turn on a ceiling fan. There is a nightlight in my bathroom...so I don't...
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

KellyFromKeene ·
I'd love to be able to go to a store and just get only what I went there for, without it being hard for me to do so. Not that I come out with crazy things, they are things that I need but may not have budgeted for. Delayed gratification can be tough.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

MsKimberly ·
You could do that. Give someone you trust a $20 bill. Tell them you get it back if you can spend one month following your grocery list. You can make a competition out of it. You are competing with yourself. The longer you do things like this, you more you will not even have to do it. It will become a habit.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Nicole ·
I struggle with no being an income earner in the household. Because we have a child with a medical condition, I don't work outside of the home. I do lots to save money & run the household. Tax wise, it isn't worth it for me to do side hustles or work part-time. I do know that I contribute a lot to the household & family.
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Coreen Taylor ·
Has everyone gone around an unplugged appliances lights that are only used occasionally... Phantom electrical usage could you drop your electric bill even lower clear... I was told years ago buy an Electric Company representative to do this and I did and the next month I had a savings of $35... My husband was skeptical until that bill came in but quickly became excited!
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Leslie Kay ·
There are a lot of mystery shopping companies that you can do tasks online or over the phone! just google mystery shopping.I am signed up for about 200 companies but have scaled back because you need to stay really organized and keep track of everything. Have a separate folder for each task is helpful. Try IPSOS, GFK, summit scheduling, ath power, Reality based, About Face, Alta 360..
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Leslie Kay ·
Many side hustles don't report income until you make $500 or they pay in cash or trade. Secret shopping, buy and sell on Marketplace, letgo, Poshmark, Thredup. Waitressing for a few hours that pays tips. I have never found a side hustle to disrupt my disability or tax situation except straight out part time jobs such as taking care of elderly or disabled family or babysitting or I worked for American Greetings and Hallmark stocking cards. Its all a few hours a week. You can negotiate pay.
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Re: What's a financial goal you hope to accomplish in the next six months?

Ngozi Uche-Oji ·
I need a side hustle to add to my merger salary. I am also tired of working for somebody. I need my own business so I will have own time.
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Re: What's a financial goal you hope to accomplish in the next six months?

BrokeAsF* ·
I started a new role making pretty decent money now. I would like to pay off most of my credit cards. All except one are under 3K so it should not be hard. Also, want to start banking more money and investing more. I currently use Stash, and will be increasing my pay in amount.
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Re: What's a financial goal you hope to accomplish in the next six months?

Arthur Mantzouris ·
My goal is to set a no SPENDING for 6 months to a year.
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Re: What's a financial goal you hope to accomplish in the next six months?

Tammy W ·
With the helpful tips from The Penny Hoarder, I have been able to raise my credit score and I'm just a couple months away from owning my own home again.
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What's a financial goal you hope to accomplish in the next six months?

Maryann ·
With half a year behind us, now is the time to reassess and set financial goals.
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Re: What's a financial goal you hope to accomplish in the next six months?

Sheryl Davis ·
To get out of as much debt as possible.
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Re: What's a financial goal you hope to accomplish in the next six months?

irishnanny ·
save as much as i can, i was able to get back into my pension at school that makes me very happy
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Re: What's a financial goal you hope to accomplish in the next six months?

lucinda mscarenas ·
i would like to get a little house,but i have to fix my credit first!!
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Re: What's a financial goal you hope to accomplish in the next six months?

Cheryl Harris ·
Save $10,000 to use for my move
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Re: What's a financial goal you hope to accomplish in the next six months?

Chantal Voltaire ·
I want to be debt free . Chantal Voltaire
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Re: What's a financial goal you hope to accomplish in the next six months?

maria rose ·
As I got the bankruptcy mark off my credit report, I am planning to continue to eliminate my debt without losing my credit limit level. I would love to consolidate all debt into a single loan with a single payment if I could not lose any credit cards by them (the credit card company) closing the accounts if I don't use the account. It's a dual-blade problem. I am holding off on the consolidation idea and will stick with the snowball payment versus the avalanche attack because I am living...
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Re: If you could squash one of your bad financial habits today — without having to work hard at it — which one would you choose?

Geo ·
Please don't beat yourself up over not being an "income earner." What you do for your child is more important than money. And the money you save from not having to hire an outside caregiver counts as "income."
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Re: What's a financial goal you hope to accomplish in the next six months?

Pax ·
Pay off all my debt and get a strong passive (eh, mostly passive) income stream established.
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Re: What's a financial goal you hope to accomplish in the next six months?

homewinemaker ·
Currently beginning a new job search after being out of the work force for several years. As for the next 6 months, hopefully if the job search is quick and results in a good paying job, I'll be able to move on from where I am now, who knows? I've learned to be open to what the future may bring as things can change quickly.
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What financial mistakes do you need to fix?

The Penny Hoarder ·
Hey, nobody's perfect when it comes to their finances – and that's OK. But with Financial Literacy Month on our minds, there's no better time than today to start learning about and finding solutions for common financial mistakes. How many of these mistakes do you make? Are there any not on the list? Related content from The Penny Hoarder: 5 Times You Need a Financial Adviser Study: Lack of Financial Literacy Means Less Income and Savings _____
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Re: What financial mistakes do you need to fix?

Tata ·
don't get me wrong i pay off my credit card in full every month. however i know that i am doing senseless spending. what i need to do is give myself an amount to spend in a month and when it reaches the limit I have to stop. easier said than done, never the less i am aware and will work at it...good luck to me 🙂
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Re: What financial mistakes do you need to fix?

sthom ·
Another thing I do is instead of pacing how I spend my personal cash allowance (for frivolities) for a 2-week period, I tend to spend it all right away. It's like I think I'm going to lose it or it's too hot for my pocket. Thank goodness I put money in savings first and don't violate my gas and grocery allowance fund. I'm a weakling with cash 🙄 .
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Re: What financial mistakes do you need to fix?

Angela Urbistondo ·
I learned that I should not allow my husband on my accounts. We should have kept separate credit cards. Turns out he shops, while I save, but now I have debt that I do not want. I am working on paying off and CLOSING those credit cards. Yes, he is aware and he understands. LOL We just have two different philosophies on spending.
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Re: What financial mistakes do you need to fix?

Eubie12 ·
My greatest regret is always having enough money to go out and play but not always enough to put into investments. A lesson I learned late in life, the magic of compounding, the 8th wonder of the world.
 
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