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Tagged With "coin collector"

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Re: Medical Bill In Collections

Roy ·
The first step is to ask the creditor to send you a copy of the mandate they received from the creditor. That will buy you quite a bit of time while they research it. Eventually if they are legit. they will send you a copy of your invoice from the creditor. Once you get that call the creditor direct and offer them about 20 cents on the dollar in exchange for full settlement. If they send you back to the collector tell them you are disputing the debt and need to take it up with their...
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Re: Medical Bill In Collections

Moore Income ·
@Roy I requested and got the invoice back. I called the hospital and they said that they had already written it off and they can only accept payment for the bill. I will see if I can negotiate it with the collector. (It isn't that much money, thankfully, but it is kinda annoying to get billed 2 years later.) @Sadierose555 Thanks for your helpful input!
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Re: Medical Bill In Collections

Roy ·
Hold tight. Go to the collector and make the same offer. tell them it is all you can afford right now and just want to get it sorted out. Collector will ask for full amount probably, so you tell them to give you their best offer see how they go. The collector is on commission on how much they collect and something from you is better than all those who just don't care. You have to stone face this for a while so they can think about it. Time is on your side so use it!!!!! Court is a last...
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Re: Anyone pursuing a F.I.R.E. strategy?

Leonard J Waks ·
The real question for FIRE is not how to get enough money to retire early. There are many ways to do that, especially if you start young. On the other hand, if you put this goal off too long, there is no safe way. So here the simple answer is: start relatively young! The BIG question is what to do with all of those years. You may think you can lie on a beach sipping pinacoladas for 25 years, but I assure you, if you are human you cannot. Same for that cabin in the Maine woods. Boredom and...
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Re: Credit card Debt

Leslie Kay ·
I've found that these companies, for the most part, are ruthless and not interested in communicating good outcomes for the consumer. They do things like not remove the poor payment history once its paid off or label the account as Settled in Full which is not PAID in full. Refuse to remove the debt from your report after you pay it off or accept a settlement. Usually, once it is a write off paying the debt will not change your credit score if it has reached collections. It still remains a...
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Re: Emergency debt

Evelyn Orourke ·
hello , I love penny hoarder , I learn a lot on this page,2016 I tried to settle out medical bill with debit collector, I agreed to there payment terms I had autopay around middle of month , like they asked they all spoke Asian or Spanish, but they claimed, they were going to come arrest me,these guys were persistent until I waived white flag, I kind of laughed cause my hubby said they can not arrest u this is tacktic they use when collecting a debit ......……. I don't trust any debeit...
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Re: Emergency debt

Alisak ·
Haha yes those bill collectors are the scum of the world and your husband is right they cannot arrest you for not paying your vet bill. Not paying your income taxes is a different story. take care
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Re: Coin Collecting Help

Bonnie Squires ·
Hi @Moore Income I've been collecting coins for awhile. I just done it because i new the coins was old or sliver or copper even coins from the year i was born or a family member. Well in 2017 our son got me a gallon size zip lock bag filled with old colds and new coins. There is a 1943 sliver penny and some copper pennies not sure what else is in there. But i've asked around about them not many heard of the sliver penny. What i found out so far is the copper is worth more than the sliver...
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Re: Coin Collecting Help

Moore Income ·
Thanks for sharing this resource @Bonnie Squires I will take a look into it!
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Re: Coin Collecting Help

friardave ·
The penny is not silver. It was produced during WW2 out of zinc, I think.
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Re: Coin Collecting Help

Bonnie Squires ·
Your welcome @Moore Income I hope it helps
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Re: Coin Collecting Help

Bonnie Squires ·
@friardave yes it is zinc over steel. not sure if that's the correct way to say it or not. But there are some that are silver just like the cooper ones.
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Re: Coin Collecting Help

friardave ·
I had no idea. Very cool. https://coins.thefuntimesguide...-silver-wheat-penny/
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Re: Coin Collecting Help

Bonnie Squires ·
@friardave yes it is very cool. I'll have to dig out my change and go threw the bag again to see what I've. We moved so things are still packed.
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Re: SUMMONS

Sango ·
A debt collector has sent a server to my home to give me a summons from a debt collector. I need help in providing an Answer to the summons. That is my concern. How do I reply to said summons?
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Re: SUMMONS

Moore Income ·
@Sango this is not an issue I am very familiar with and I of course am no lawyer. But there is hope! Google to the rescue! I found this article detailing how to respond in 3 easy steps . Also this one about answering a civil summons . Hope this helps somewhat! If you need more info, just type this search term in google: " how to respond to a summons from a debt collector "
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Actual value of possible collectible $1 bills

Savvysaver ·
Hi there, I am new here. I have several $1 bills saved up thinking/hoping they may have more value that their $1 face value. Does anyone know how to find out if what I think is a collectible $1 bill is and/or how to have a realistic worth to be able to potentially sell to a collector (EBay?)? I have many that are, what I think, matching some of the collectors' wants (i.e. low serial #, quad numbers etc...) Any input would be great! i would like to either use or sell as soon as possible!
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Coin Collecting Help

Moore Income ·
Hey fellow Penny Hoarders. Coin collecting has been something I have been interested in for quite some time now but haven't really known where to get started. I have a few older coins that I have gathered over the years mostly from going through coins but nothing too fancy. I am wondering if there are any serious coin collectors out there who could advise me where I could go to find coins to start a real collection. I have seen coins on eBay and other marketplaces that claim to be unsorted...
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Re: SUMMONS

Leslie Kay ·
Check the date of the debt I received one that is for an old account over 9 years old to be able to arnish my income tax. I need to know how to cancel this order. It was issued over many years earlier and court ordered but obviously outside of the limit of years to even be collected. Do I call the debt collector or the court on this.
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Re: Money

redcatcec ·
You might try a coin collector on line, get multiple ones.
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Re: Very Old Debt Question

Laura G ·
I agree. If already dropped, Do Not Pay. It will return to your credit as a paid charge off (or whatever the negative status was before, only paid) for another 7 years. Also, once it is dropped from your credit report, you may have trouble paying it as the original creditor has already written the debt off (and has already deducted the loss against their income for IRS purposes) so the likelihood of them having your paperwork still is slim. If the paper has been sold to a debt collector,...
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Re: Very Old Debt Question

Rick Campbell ·
Thank you, I appreciate it. That's what I thought. It is a 3rd, 4th or 80th party debt collector wanting to settle for a small amount but not taking a chance it will be added to my credit as a paid chargeoff. There is a good chance I could get it removed as its the same debt that has already been on and fallen off, but I am not going to worry about it. Thanks for all the help.
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Would you ever sue your family?

Dear Penny ·
If you've ever lent money to family, did you treat it like a gift or did you expect to be paid back? It seems like in a lot of cases, the borrower treats it like a gift while the person doing the lending actually expects to get their money back. If a loved one borrowed money from you and then refused to pay them back, would you chalk it up to a tough lesson learned? Or would you sue them for it? I recently answered this letter from a woman who paid $100,000 to save her brother-in-law's home.
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Re: Possibly Idiotic Credit Question

Glen Warner ·
Thanks, Kelly! Unfortunately, a local court has taken my driver's license away because of an illegal U-turn I made back in 2014 to avoid driving a mile down a steep hill to turn around. He gave me the ticket, and made my non-stick-driving passenger drive my car for two miles while he followed. Good thing I'm a good teacher! Went to court, got fined $400 or so, payable in $25/month increments ... and then that nasty cold snap hit the east coast, and particularly hard hit was the area my...
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Re: Coin Collecting Help

Eddie Hankins ·
They were made during the war but they needed the copper should I change the conversation to steal
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