Tagged With "Day 13"

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SonnyStPete

SonnyStPete
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Nikki Dawn

Nikki Dawn
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Linda Floyd

Linda Floyd
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David Yamvwa

David Yamvwa
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Dulguun 13

Dulguun 13
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Re: Hello new members!

Kiki48910 ·
Hello everyone, I'm from Michigan and I'm hoping that this community will help my husband and I learn how to FINALLY get our finances in order so that when our Chapter 13 bankruptcy is discharged we'll already be ahead of the game.
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Re: What's the best way to teach kids about money?

jmarr ·
I am very transparent with my kids. They are 12 and 13. We started telling them what things cost when they were 9 and 10. They sit down with me sometimes when I am paying the bills and I have gone over with them the importance of appreciating what they have and how much things cost. My son, the 13 year old, is grasping on a little faster than my daughter, the 12 year old. Now when he wants something, he looks at the cost and decides if he really wants it or if he thinks he will be bored with...
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Re: What's the best way to teach kids about money?

Bonnie Squires ·
KELLYFROMKEENE When our kids was younger. We had 3 jars for them. 1 was for spending 1 Donate 1 for family fun . We give our kids allowance each week about $10 to $20 They had a choice when it could came to spending there money. They could spend it rite away or save it for some thing bigger. The Donate was for them to give to a charity homeless person or school,church. There choice. Last 1 was for family fun they could choice what ever they wanted as long as they had the money for it. When...
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Re: You heard someone on TV say student loans are “good debt” that pays for your education and usually carries low interest. Go or no-go?

Amy_patt ·
And the job listings put there are insulting ..amazon requires a bachelor's for a CSR position that pay $13 per hour? Entry level everything requires degrees and/or experience? Some places would like a master's before they will hire you for $10 Who can afford to rack up all that debt and think they can pay it and support themselves on barely over min wage.
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Re: Corona-Cash

Dear Penny ·
@Theodora So much in this bill! It still needs to go to a vote by the House, which will happen on Friday, and then to President Trump for signing. It's expected to pass easily. Here are the big points: - Singles who make less than $75,000 will get $1,200 and married people who make less than $150,000 combined will get $2,400, in addition to $500 per child under age 17 in the household. If your income is above these amounts, you get 5 cents less for every $1 above that — so you don't get...
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This week in... The Penny Hoarder Community!

Briana ·
Happy Tuesday, Penny Hoarders! And welcome all of our newest members! For those of you who just joined, each week we'll be showcasing the latest community news and updates in an announcement post. This is a great way to keep you all up-to-date on the latest happenings. Announcements Share your favorite posts in our new social contest! Have a favorite thread in the community? We want to know which one and all you have to do is tag us when you share a link to the post on your favorite social...
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This week’s Community Announcements 1.10.20

Maryann ·
Hi everyone, We’re in the second week of the New Year. How is everyone feeling so far? How are those financial goals coming along? We have a lot going on in the community this week. Here’s what you need to know: A few Penny Hoarders organized a no-spend challenge for the month of January . After a busy holiday period, January is a great month to reset. If you’re looking for a way to conserve your money this month, you’ll want to check out this thread. If the no-spend challenge isn’t for you...
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This week’s Community Announcements 3.27.20

Maryann ·
Hi everyone, I hope you all had a chance to ask Dear Penny a question this week. If you didn’t know, we’ve had Robin Hartill, the voice behind the personal finance column Dear Penny and The Penny Hoarder’s Sr. Editor, join us in the community this week to answer all your money questions as related to COVID-19. There have been so many fantastic questions, and Robin will be available through today to answer your most pressing questions. If you haven’t already, drop by the thread and leave a...
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To stay in bankruptcy!

Kiki48910 ·
Hello everyone, I'm going to completely put my business out here so that I may get some help/advice on what I should do. Ok, here it goes. My husband and I filed for Chapter 13 Bankruptcy last year and we're in it for 5 years. The main reason we filed was because we were looking at losing our house (which belonged to my grandparents, so I've lived in it my entire life basically) because we got so far behind on our mortgage due to my husband losing a really good job back in 2016. My husband...
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What is the worst financial advice you've ever received?

BeckAtsila ·
I'm feeling playful today--what is the worst financial advice you've ever received? Mine was so bad it was epic and funny, at least to me. I am a professional author of a trade paperback and two e-books, one of which is self-published. This "make a six figure income and travel the world" guru wrote that you could get a six figure income by hiring a ghostwriter (I've done that, too) to write 100 books and sell them on Kindle. This is funny to me because of what all goes in to writing a book.
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Zero Based Budgeting

Scotirish ·
Let me get my morning dissertation out of the way because I have big plans for today. I do have to remember its National Fried Chicken Day and I have to fit that in later as well but I better not wait to long. Zero Based Budgeting: The term seemed frightening at best especially since In the letter I had sent out that I only had the 'Rudimentary skills of a bookkeeper' And even that course I learned in prison some 13 years ago. I also mentioned in the letter that I ha d just gotten out of...
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Emergency utility bill help

Kiki48910 ·
Hello everyone, My husband and I are currently in Chapter 13 Bankruptcy and our money is very limited. We've been trying to keep up with our utility bills by getting on their budget plans and were doing well until he got switched to 2nd shift from 1st shift and he's getting less hours therefore the money is less. Now we've fallen behind and we've been begging and pleading with them to not shut off our water & electricity but there's no more negotiating and we have no way of paying even...
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Financial Fitness February: Day 13

Moore Income ·
Today was a tiring day for me, mostly because I didn't get a lot of sleep last night, however, financially speaking things went pretty well today. 1.) Sourcing Discontinued Items Although, I am trying to slow down my sourcing and focus more on listing, there were two stores that I still wanted to check out. Ace Hardware & The Home Depot I was able to get around to all 3 Ace Hardware stores in town today but only scored big at one and then got 3 of one profitable item at another. The...
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Christmas Gifting

Shannon H ·
September is upon us and the holidays are getting closer. I have started by preparations for gift giving this year.... I normally gift the male members items they use for grooming, socks or consumables (jerky, nuts, ect..)......... trying to thing outside the box for the male family members and could use some suggestions... ages 13, 27, 60
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Got credit card debt? Join us next week for a live Dear Penny Q&A about credit card debt with The Penny Hoarder’s Sr. Editor Robin Hartill

Maryann ·
Hi everyone, We have some exciting news! We’ve noticed one of the topics that has routinely come up here is credit card debt. You all have asked everything from how to bounce back from a plunging credit score, to whether or not step in to aid a friend drowning in debt. We’d love to help support you in realtime! On January 13, we’ll have Robin Hartill, a senior editor at The Penny Hoarder and the voice behind the personal finance advice column “Dear Penny,” join us here in the community to...
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Re: To stay in bankruptcy!

Robin Hartill ·
Hi there, Kiersten, @KellyFromKeene has some great advice above about what to consider in this situation. Since you're struggling with your monthly bills and you may be reaching a point where you need to seriously consider whether to give up the house, you may be a candidate for converting your Chapter 13 bankruptcy to a Chapter 7. (Disclaimer: I'm not a lawyer, and you should definitely speak to one before making any decisions involving bankruptcy. If you can't afford one, there may be a...
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Re: Got credit card debt? Join us next week for a live Dear Penny Q&A about credit card debt with The Penny Hoarder’s Sr. Editor Robin Hartill

redcatcec ·
Here you go, it was at the top of this page: Got credit card debt? Join us next week for a live Dear Penny Q&A about credit card debt with The Penny Hoarder’s Sr. Editor Robin Hartill You’ll have the chance to have a direct conversation with Robin aka Dear Penny. The live forum will be available exclusively to community members from Monday, January 13 at 12 p.m. until Friday, January 17, 2020 at 12 p.m. ET.
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Re: Got credit card debt? Join us next week for a live Dear Penny Q&A about credit card debt with The Penny Hoarder’s Sr. Editor Robin Hartill

Dear Penny ·
Happy Friday! It's Robin, aka Dear Penny. Just wanted to say how excited I am about getting your questions and also getting to know you all during next week's credit card debt live Q&A. See you on Monday, Jan. 13... Until then, have a wonderful weekend!
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Re: What does your perfect idea of retirement look like?

Kathy Shelton ·
Working part time, credit card debt paid off, retiring before I’m to old so I can enjoy, and the main plan is having enough money to NOT have to worry about paying my bills for essential necessities!!! I’m turning 62 this year so any advice would be welcome....oh, plus I’m raising my grandchild who just turned 13 with no outside help Would just like to be comfortable with less stress surely I deserve that much after working all my life , helping raise 6 grandchildren, always helping others,...
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Re: 1,200

Dear Penny ·
@Lucinda M Denton Yes, @Sharon Hart is right! If you're getting Social Security, they should be able to use your information to automatically get your payment to you. Now, it looks like the IRS is going to start making direct deposit payments around the week of April 13, so at least this relief is in sight!
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Re: Stimulus Check

Dagmar Mracna ·
They will be send out april 13
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Re: Stimulus Check

Leslie Kay ·
They will, however, take it for back child support. But not for any arrearages on any other government loan or debt. I have read both 4/9 and 4/16 as the first date for direct deposit payments. What is your source of the 4/13 date?
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Re: SSDI recipient with Direct Deposit

Leslie Kay ·
Oh my goodness girl. That is a mess and the first time I have heard this one. Very few SSDI or VA people have received any money and the new date on the website is 5/13. You will need to talk to a person at IRS. I know they have agents working from home and I've only heard of very few people that have gotten thru. Especially right now when everyone needs them and has questions albeit the same questions. IRS has fillable forms to fix a variety of issues that you could try searching for. There...
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Re: SSDI recipient with Direct Deposit

Miriam Gerber ·
Hey Girl. You will be getting your stimulus check by mail. ... Unless you made more than 12,200 in 2019, in which case you need to file a 1040 tax return. I dug up this little nugget of information while perusing either the IRS website or the IRS2Go website (the latter website is for persons using their phones to find info or to file taxes). But if you want to file, you need to do so by noon on May 13. ... After Noon on May 13, everybody gets a paper check either in late May or early June.
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Re: What Would You Do If You Won The Lottery?

friardave ·
I'm close to retiring. 6 years or so. We have no debt, a paid off house, and our lifestyle costs us less than I make. I would quit work instantly. Well, I would give a 2 week notice as I love my job. Let's assume for this scenario, I got $100 mill after taxes. TX has no state income tax, so I'm ahead there. $90 million would be invested in conservative stocks and bonds. It would be in some kind of trust, etc. Obviously, have advice from lawyers, tax people, etc. Since I know nothing about...
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