Tagged With "Day 18"

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Re: Family and Finances- How much did you learn growing up?

Katie Pellicano Leslie ·
According to my parents and older siblings you could've called me a money hoarder. I did jobs around the house at 4 to earn money. My mom was a saver, but my mom always had trouble with my dad. They ran a business until he retired. Out of the 3 of us, my mom said I am the best at saving, then my brother, and my sister use to be okay at it but not good over the years. I guess I remember always afraid of being broke. I cried when my mom took my money to the bank (age 4)until I understood the...
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Re: Financial Fitness February: Day 18

mintjulep ·
Sounds like a good day @Moore Income except for the couple of non-tippers. I'm sorry that happened.....and little surprised, really. Would not imagine that of people ordering dinner or groceries thru a delivery service to their front door. I seem to be going the other way these last several days. I'm spending money on some things I've considered unnecessary. However, the items are not big ticket, 2 under $25 and 1 under a $100, but I've considered all the purchases for years, not weeks or...
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Re: Time to buy stock?

Elon Must Save ·
Yes do it, Join Robinhood, it's a free-trading app that millions of people use. All trades are free as long as you trade less than $3000 per day. It's amazing. I am already up 18% this week from the bottom. Also, no one knows if it will go back up or down so be ready to hold for a long time. Buy and hold - look at Warren Buffett's 10 rules Stocks you would look at: these 5 are a little riskier Delta airlines Azaul airlines Carnival cruise Any restaurant stock is probably good Purple mattress...
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Re: Long term effects of Covid-19

sthom ·
Don't get me started on the snacking and eating in general . I think there will long-term effects that we can't accurately predict. Suffice it to say that lots will change. I think more people will get onboard with freelancing (I'm watching a Moonlighting webinar as I write this). Whatever debt payoff goals I had for 2020 have gone by the wayside. I'm just trying to hoard money and food, all while staying isolated. What I was happy to see that there was provision in the Stimulus package for...
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Re: Hello new members!

Denna Welcher ·
Hello, my name is Denna. I am so excited to be a part of your community. I am a mother of four grown children and 9 grandkids. My career was in Nursing for about 18 years but I am changing that. Nice to meet y'all can't wait to read your site and learn new things. Have a great day
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Re: Growth

Big Lew ·
Yes, but it might take 6 to 18 months for the World as a Whole to make a come back. The 6 months I mentioned above is for countries like the U.S.A., Canada, etc...France and Spain and Italy about 12 months to recoup. Countries like Mexico, Philippines etc...18 months, that's after the virus has past through all countries. Just my thoughts people. Be Safe Everyone.
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Re: Economic Stimulus Check

E Nelson ·
"-Issue: Business Rule R0000-902-01 - Taxpayer TIN in the Return Header must not be the same as a TIN of a previously accepted electronic return for the return type and tax period indicated in the tax return.-" I'm Not a tax person WhatSoEver but I'd interpet this as it saying that someone previously used the same tax TIN on these forms. I'm thinking she used the info from the 2018 return. Maybe your wife used the tax return your trying to use to file these forms. Did you in 2019 or 18 file...
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This week in… The Penny Hoarder Community

Briana ·
Hey there Penny Hoarders! Once a week, we’ll be sharing the latest news from the Community, as well as bigger company-wide initiatives and updates. Announcements + Reminder: If you haven't updated your email notifications settings yet, you can easily do that by going to your profile and clicking on "Notifications." + Have you updated your avatar yet? Make your profile stand out by using your own image or one of the fun avatars we've created! You can do that by going to "Update your Profile"...
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This week in… The Penny Hoarder Community

Briana ·
Happy Tuesday, Penny Hoarders! For those of you who might be new here, each week we'll be showcasing the latest community news and updates in an announcement post. This is a great way to keep you all up-to-date on the latest happenings. Announcements We’re halfway through the month of April, which means halfway to announcing our new Member of the Month! The Member of the Month is a contest that awards the most active member (posting, likes, comments) with a $25 gift card to a place (or...
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Time to buy stock?

Barbara Franklin ·
I have an 18 month CD that just matured this week. I moved the money into my savings account to have it sit there until I figure out what to do with it. A friend says I should buy stock while it is so cheap, but I have never done that and don't know where or how to start. Do you think this is wise advice?
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Financial Fitness February: Day 13

Moore Income ·
Today was a tiring day for me, mostly because I didn't get a lot of sleep last night, however, financially speaking things went pretty well today. 1.) Sourcing Discontinued Items Although, I am trying to slow down my sourcing and focus more on listing, there were two stores that I still wanted to check out. Ace Hardware & The Home Depot I was able to get around to all 3 Ace Hardware stores in town today but only scored big at one and then got 3 of one profitable item at another. The...
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Financial Fitness February: Day 18

Moore Income ·
Today I spent a lot of time working on doing bookkeeping for my business but I did have a few nice financial WINS to share today 1.) More Dropshipping Sales The sales continue with my dropshipping products, it is still things related to lighting. I believe it must be the time of year when people update their lighting both indoor and out because I sold one indoor lamp and two sets of landscaping lights. With each sale bringing in roughly $5 in profit, that's $15 in extra income and the orders...
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Rental assistance

Susan Highley ·
Hi, I'm actually writing because my oldest grandson shares an apartment with two roommates and his part of the rent is 600 a month and he got let go from his job as a server in a restaurant a few weeks ago and had no savings. He's very upset because he has been on his own since he was 18 and never asked anyone for help. I don't know what to say to him because I'm on disability and barely get by myself. Any suggestions?
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Re: Deep, Dark Hole - No Hope in Sight

Olivia ·
I'm not sure how much of this will help, but when we've been in tight spots, everything is on the table. Do you have a budget? Have you looked at where your money is going and if any category can be tightened up? What kind of monthly shortfall do you have? What did you charge on your cards? Could that situation happen again? Can you freeze your cards and go cash only for a time? That interest is a killer (18-20%?) and is probably the biggest drain on your cash flow. // How much longer do you...
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Re: Deep, Dark Hole - No Hope in Sight

Jeff Guldenschuh ·
More good questions: College - I receive full financial aid, mostly because I'm going to a 2 year community college, to start. I am trying to test out of as many as I can but have to pay almost $200 per credit hour out of pocket to test out. I just started my first semester last month. Boarder - unfortunately both of my over 18 sons live at home so we don't have room Personal car - unfortunately we live in the country so that's not an option Cars are fully paid off with only insurance and...
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Re: Deep, Dark Hole - No Hope in Sight

Detkar ·
I have to be honest, you seem very focused on the 'no's' and need to accept that there is some pain involved. I have no idea how much you make, but there has to be something to cut or some new way to bring in income. Both your boys are over 18, are they contributing financially at all? I mean, even $200 a month from each would make a difference for a few months. Since your wife is disabled, can't you sell one of the cars and put that toward the bills for a few months? Have you called your cc...
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Re: What are your rules when it comes to relationships and money?

dboothe ·
I think the woman who wanted to know about her boyfriend's finances is smart if she was thinking of having a future with him. I've heard a couple of horror stories where the spouse had no idea their significant other was deep in debt. Personally, my husband and I got married when we were young and dumb 48 years ago when I was 18 and he was 22. We pooled our money. I did a better job at paying the bills and had a free checking account (because I worked at a bank) so I was nominated. We had a...
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Re: $600.00 a week unemployment

Dear Penny ·
@NATE Byars Unfortunately, I don't think that's an option. You have to document your work history from the last 18-24 months when you file.
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Re: Joint return with ITIN

Leslie Kay ·
From the other sources I have heard over and over that they received NO check if an ITIN is listed on your tax return for 18 or 19. Check out Reddit under r/stimuluscheck.
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Re: $600.00 a week unemployment

Leda sun Smith ·
@Nate Byars Dear Penny is correct. If you have no work history from the last 18-24 months you are not eligible for the $600 benefit.
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Re: $600.00 a week unemployment

Jenny Lollar ·
Not sure if my first response posted. But yes, I was able to receive the federal $600 and also my weekly state benefits simply because I was looking for a job and even had a start date right as the stay-at-home orders were put in place. I also included 2 handwritten invoices for art I had sold. That was all I needed to be approved. I had been working from home doing a variety of cash paid odd jobs for the previous 18-24 months.
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Re: What financial wins (big or small) can you share?

Shannon H ·
April will be a good month for me as I get to travel for work and get to visit family while I'm there so almost a free trip on my part. Plan to keep packing lunch daily as working out of the house all month to keep food costs to a minimum. All work expense reimbursements are going to final credit card and hoping to be free of credit card debt by end of June..... which is 18 months ahead of what was originally put into the budget.
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Re: Giving to Charity

Melinda Longtin ·
@Bonnie Squires The social media graphic for Spreading Joy is scheduled to post on Thursday, April 11 on all of inspirwing's social media accounts. @Regeniu$ The social media graphic for Holy Sews is scheduled to post on Thursday, April 18 on all of inspirwing's social media accounts.
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Re: The interest rate on your mortgage is 6%, and you plan on staying in your current home for a long time. Your financial advisor says it’s a great time to refinance. Go or no go?

LaLa21 ·
I bought my house at 5.5% and refinanced 18 months later at 3.25%. It brought my mortgage down 300$ and it was the best decision I’ve made in adulthood👌🏽
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Re: Have you ever had a pet with diabetes?

Deon Christie ·
Thanks for the kind words @Moore Income . There's a history with her mother and sisters, and she's the only one left. I'm much more of a cat person, don't have a particular bond with dogs. Although I love animals all the same. Nothing wrong to not be a pet person. And I admire the fact that in this case you don't have animals. Perhaps for the same reason I don't have dogs. Because they may not quite receive the love they deserve. But my history with dogs also contribute to this. As a 7 year...
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