Skip to main content

Tagged With "Dear Penny"

Member

Penni

Penni
Reply

Re: Credit Scores during the Crisis

Dear Penny ·
Thanks for your question, Theodora! I can't predict what lenders will do, but I can predict that A LOT of people aren't going to be able to pay all of their bills, or their credit card balances are going to creep up. And when this passes, lenders are going to want to lend money and give credit cards to the same people again, especially those people who paid their bills faithfully until this crisis hit. Think about how many people were able to buy houses again within a few years of losing...
Reply

Re: Corona-Cash

Dear Penny ·
@Theodora So much in this bill! It still needs to go to a vote by the House, which will happen on Friday, and then to President Trump for signing. It's expected to pass easily. Here are the big points: - Singles who make less than $75,000 will get $1,200 and married people who make less than $150,000 combined will get $2,400, in addition to $500 per child under age 17 in the household. If your income is above these amounts, you get 5 cents less for every $1 above that — so you don't get...
Topic

Taxes and Mortgages - so much confusion

Theodora ·
@Dear Penny Can you clarify what the actual relief/emergency policies are affecting taxes and mortgages? I think many people are very confused about what these mean for their situations.
Topic

This week in... The Penny Hoarder Community

Ashlee ·
Happy Friday Penny Hoarders! We finally got a taste of fall weather earlier this week here in Florida. It didn’t last long, but made me think of my favorite things about this time of year. What are some of your favorite budget friendly fall activities? Growing up in the Pacific Northwest, I love apple picking and pumpkin patches. And now for this week’s announcements… Thank you again to everyone who participated in our member survey, your feedback is invaluable! Join me in giving a shout out...
Topic

Corona-Cash

Theodora ·
@Dear Penny Can you explain the details of the "Corona-Cash" relief package? Is there a provision for small businesses as well?
Topic

Credit Scores during the Crisis

Theodora ·
Thank you, @Dear Penny , for your support! Some of us will likely have a negative impact to their credit scores during this time due to taking more debt or not paying off balances. Do you think it's likely or unlikely that lenders will become more lenient in terms of requirements related to credit scores for lower interest rates? (Not referring to super high-risk scores - understand that those would be subject to the same policies.)
Reply

Re: This week in... The Penny Hoarder Community

Alisha James ·
Thanks for the Gift Card! It was an easy survey and I didnt even realize there was a drawing to win anything. 😂 This is a great community and I'm happy to be here!
Reply

Re: This week in... The Penny Hoarder Community

Adam Clark ·
Hi n good bye
Reply

Re: This week in... The Penny Hoarder Community

D Varma ·
Hi
Reply

Re: This week in... The Penny Hoarder Community

Moore Income ·
Congrats on the win @Alisha James & @Lesley Michele !
Reply

Re: This week in... The Penny Hoarder Community

Carol Zelma Cox ·
Thank you for the add in your community. I'm from Kenduskeag ME. I'm recently retired because of illness. My husband s income is our only income.it cost alot of money for him to add me to his health insurance, over $200. A pay period. So I'm looking for other ways to save so we can afford the insurance.
Reply

Re: This week in... The Penny Hoarder Community

Ashlee ·
Hi @D Varma and @Adam Clark !
Reply

Re: This week in... The Penny Hoarder Community

Ashlee ·
Hi @Carol Zelma Cox , we are so happy to have you here! Be sure to check out our Retirement and Insurance topics, you can find some really great info from your fellow Penny Hoarders there. I also suggest posting any questions you may have, this community is a great resource. Your fellow members are always willing to jump in and answer questions or share their experiences. If you have any questions, don't hesitate to reach out!
Reply

Re: This week in... The Penny Hoarder Community

Lesley Michele ·
Thank you so much!!!
Reply

Re: This week in... The Penny Hoarder Community

MsKimberly ·
Congratulations @Alisha James and Lesley Michele!
Reply

Re: This week in... The Penny Hoarder Community

Lesley Michele ·
Thank you💖
Reply

Re: This week in... The Penny Hoarder Community

KikiMami ·
Hi All, Looking to get my affairs in order money wise! Happy to be here! Thanks,
Reply

Re: This week in... The Penny Hoarder Community

Lesley Michele ·
Welcome😃😃😃😃
Reply

Re: This week in... The Penny Hoarder Community

MsKimberly ·
Welcome Kikimami!
Reply

Re: This week in... The Penny Hoarder Community

AverageJoe ·
Welcome to the Penny Hoarder Community, Kikimami! We're always glad to see the community growing and people interested in learning as well as giving some advice from experience.
Reply

Re: This week in... The Penny Hoarder Community

Monica McAfee ·
Hi Everyone I'm Monica.....married and my husband lives in a nursing home...between us we have 4 children but one who is no longer with us....and 9 grandchildren Happy to be here
Reply

Re: This week in... The Penny Hoarder Community

Marsha Scott ·
Seems like my Social Security is getting smaller and prices are getting higher! I have to hoard pennies to survive in today's society. Medications are getting higher and medical bills get outrageous!!! I love some of your tips. Thanks for letting me in!!!
Reply

Re: This week in... The Penny Hoarder Community

AverageJoe ·
@Monica McAfee Welcome to the Penny Hoarder Community! We're glad to have you here. We look forward to hearing more from you. I'm sorry to hear that your husband is in a nursing home. It must not be easy to have a member of the family living in a care facility. From what you say, you seem to be an "empty nester". My wife and I are the same. We never had any children. But, I bet you're a wonderful, loving grandmother to your grandchildren! Again...Welcome!
Reply

Re: This week in... The Penny Hoarder Community

Monica McAfee ·
Thank you for the acceptance....and yes all my free time is all about my grandchildren
Reply

Re: This week in... The Penny Hoarder Community

MsKimberly ·
@Monica McAfee Hi Monica! Welcome! I hope we can all be of help to you. Surely, you must have some great ideas, too.
Reply

Re: This week in... The Penny Hoarder Community

AverageJoe ·
@Marsha Scott You are definitely right when you say that it's hard to get by on what Social Security pays out. I have my wife's income to depend on as well, but my SSDI is hardly helpful in maintaining everything. We both have prescriptions and need to take several supplements on top of these. We sometimes feel like we should be investing in Pharmaceutical companies! There are many ways to save on many of these medications. Many times your pharmacist will be able to assist you in finding...
Reply

Re: Taxes and Mortgages - so much confusion

Dear Penny ·
@Theodora Yikes, I'll try! Things are happening very fast right now, so we Penny Hoarders will do our best to update everyone as things unfold. You now have until July 15 to file your federal tax return and pay any taxes you owe. If you live somewhere with a state income tax, you may or may not get more time to pay. Check out the latest on what your state is doing here . The IRS is still processing returns, so if you’re owed a refund, file a return ASAP to get your money as quickly as...
Member

Penni Glass

Penni Glass
×
×
×
×