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Tagged With "money challenge"

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Re: How To Save Money on Groceries

Briana ·
I've really started working on the first one here, Melanie! I used to go out and buy more food every time I was "bored" with what I already had in my fridge. Now I try to find fun ways to utilize the food I already have in my cabinets. Just last week, I forgot I had turkey burgers and fish still frozen (and perfectly good!) in my freezer.
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Re: How To Save Money on Groceries

Nicole ·
Meal planning is key for me. I do 1 'big' grocery shop a month for the basics & meat. Then weekly I buy milk & produce that we need as well as use any 'free product coupons' that I come across.
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Re: How To Save Money on Groceries

Kirsten Cherry ·
I love doing number one because it challenges me and usually turns out better than expected! I had no idea number two was even an option. Thanks for the idea! I try my best to meal plan regularly, but usually end up buying the basics to turn into different meals: proteins, fats, fruits & veggies, and grains. Sometimes it’s hard for me to balance a budget and a healthy diet but I think I’m getting better week by week.
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Re: Side Hustles

Crystal ·
I’ve done several side hustles. I’ve babysat, mystery shopped, product testing, focus groups, medical studies, let a beauty company test hair products out on me (this was my favorite because I got a free blowout and $40), Amazon delivery, and delivering organic fruit and veggie boxes for a local company (I got to take my daughter plus pay and all our fruits and veggies were free). Currently I’m trying out buying liquidations and reselling on Poshmark and eBay. We’re currently saving money to...
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Re: How To Save Money on Groceries

Men On A Budget ·
The "average" household should not exceed 10% of take-home income for food. The issue that I have, with my wife and I on retirement income, is that we do not have the average income those cited financial experts are talking about. We are literally only a few dollars above the thresh holds for receiving many of the governmental benefits that would allow us more budget boosters. The good news is that we have more time than money that we can use to get to our target, allowing us to have more by...
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Re: Side Hustles

Kirsten Cherry ·
@Crystal Those are all amazing ways to bring in extra money. Now I’m going to be searching for more! And my dream house will have a separate space for Airbnb too! Love it.
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Re: Side Hustles

Briana ·
@Melissa you were just talking about some of these the other day!
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Re: Side Hustles

Men On A Budget ·
My "side gigs" started when I was in sixth grade (age 12) and I haven't stopped even in my retirement. I was working five or six side hustles through my junior high and high school years... yup, back in the 1970s! You've surely heard of teen millionaires, right? Well, I was NOT one of them. I was, however, able to support private art lessons and supplies in the following ways: Selling unimprinted calendars in the Fall / Winter with overstock from neighbors who ran a printing press in their...
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Re: Marketing Without Money

Men On A Budget ·
TIP: I have collections of price shopping tools in my wheelhouse of wheels. My favorite resource for books is Bookfinder.com. Most of my "keeper" books are around $3, delivered.
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Re: How To Save Money on Groceries

Men On A Budget ·
Couponing is just such a waste of time, right? I have a single female friend with multiple stores in her area wondering if she can hit a $3,000 total of savings from her local Stop & Shop by end of year. Not a bad part time "gig" in my opinion for a few hours of time here and there. ((Note: I have seen untouched photos from the same store chain in excess of $20k for a lady with a family very active with donating to charities)). I'm not as cuckoo for coupons but my wife and I do pretty...
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Re: How To Save Money on Groceries

Men On A Budget ·
Another awesome way to save on groceries is by using the various "match up" web sites out there. Web sites like www.howtoshopforfree.net, www.krazycouponlady.com and www.livingrichwithcoupons.com all have individual store tabs that will show readers what items are on sale at stores that they cover AND point consumers to printable or online coupons, store promotions, rebate offers, gas perks for the craziest final price deals. If you're a fan of getting the best bang for the buck (literally)...
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Re: Side Hustles

Briana ·
@Crystal how are you liking Poshmark? I just signed up not too long ago too!
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Re: Side Hustles

Briana ·
@Kirsten Cherry which side hustle have you enjoyed the most? I'd love to hear how it's benefitted you!
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Re: How *I* Shop For Free

Men On A Budget ·
From a "Good Morning, America" segment, this video from you tube, titled "Mom Feeds Family On $4 A Week" is evidence of Kathy Spencer's savvy shopping skill in how she shops for free. You would think that the Christian Children's Fund would be calling Kathy for advice on how they can reduce their 30 cents a day claims to only feed one child. https://www.youtube.com/watch?v=vbbW6WpXWjw
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Re: Side Hustles

Brian Winch ·
I started a side gig back in the day when it was referred to as "moonlighting" in 1981 and grew it into a profitable full-time business that I continue to operate. I clean up litter outside commercial properties on foot using simple hand tools. It's almost as easy to do as going for a daily walk! My latest side hustle is my book, Cleanlots, that shares my experience with others wanting to do the same.
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Re: Side Hustles

Crystal ·
@Briana so far I like it. I find it easy to use. Out of my personal stuff, I'm selling maternity clothes and baby clothes. I also bought a box of Amazon returns from liquidation.com. After shipping it came to almost $300. The description said it's retail valued at $3300, I'm finding it's actually more. I'm working on looking up the actual retail value of things and posting them for 50% off. There were over a 100 items in the box. There are a few items I'll probably take to goodwill. If all...
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Re: Side Hustles

Briana ·
@Crystal WHAT! That sounds like an incredible plan. You'll definitely have to keep me updated on how it goes. Do you see yourself consistently buying from liquidation.com and then selling?
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Re: Side Hustles

Crystal ·
@Briana- that's my plan. I'm a SAHM with a 3 month old and 2 1/2 year old. I'm working on trying to get everything posted on Poshmark when my kids are napping or after they go to bed. My goal is to post at least 5-10 items a day.
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Re: Side Hustles

Candice ·
@crystal How much roughly do you pay for shipping on Poshmark? Also, how are the fees on Poshmark?
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Re: Side Hustles

Crystal ·
@Candice - Poshmark takes 20% when you sell an item. The buyer pays a set shipping fee. When an item sells, they send you the shipping label. I bought a 100 poly mailers on Amazon for $12 to ship my items.
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Re: How I Live On 50% Of My Net Income

Men On A Budget ·
Awesome journey! Thanks so much for sharing it with us.
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Re: Side Hustles

Kirsten Cherry ·
I love doing VIPKID the most because I'm a very social person and I get to interact with kids who are excited to learn. The pay is also substantial so that makes the top of my list. I also love the ease of user testing because it takes 10-20 minutes and is decent pay for that little time!
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Re: Side Hustles

Briana ·
I've heard so many good things about VIPKID. Do you need to have a teaching degree?
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Re: Side Hustles

Kirsten Cherry ·
You don’t have to have a teaching degree but you do need a bachelors degree. I have a degree in biology and worked in healthcare for 3 years before I had my daughter. It has been a perfect job for a “stay at home mom” such as myself!
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Re: Side Hustles

Briana ·
Wow! That's good to know. I've been curious about trying it out, so I'll look into it. Thanks!
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Re: How To Save Money on Groceries

Men On A Budget ·
Here's an article from Penny Hoarder (November) with 32 Things Most of Us Don't Do at the Grocery Store That Could Save Us $100 or More... It's title is "32 Things Most of Us Don't Do at the Grocery Store That Could Save Us $100 or More" ((glad I know how to copy and paste ... LOL)) https://www.thepennyhoarder.co...eries/groceries-100/
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Re: How To Save Money on Groceries

Wen Dee ·
I save 75% or more shopping using coupons, bogo deals , discount meat/bakery deals and Ibotta. I rarely pay full price for any grocery/household items. Many items I get is FREE. https://www.facebook.com/Coupons4newbies/ (my website). I shop once a month for meats and main items we need, then weekly for milk/cheese/fruits/produce.
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Re: Giving up cable -- what's the best replacement option?

Ken Lyons ·
DirectTV Now is an awesome alternative. Recently, they featured a deal where if you prepaid for six months, you received a free Apple TV 4k. The plans are very simple to understand. The streaming works well, but you may have to upgrade your internet speed. https://www.directvnow.com
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Re: Giving up cable -- what's the best replacement option?

Theodora ·
@Alexis Grant In the same boat! I've been looking at Sling TV - going to give it a whirl in Jan! They have upgrade packages for sports and also a cloud DVR option!
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Re: Giving up cable -- what's the best replacement option?

Khiemosabi ·
I cut cable out about 5 - 6 years ago and never looked back. My favorite service is Netflix and with its current run of original content, it provides a ton of entertainment for roughly $11 a month. In addition, I share a spotify account with my girlfriend and because she's a student, we get access to Hulu. That is $5 a month. Lastly, I rounded my it all out with amazon prime video, which is $119 a year or $10 a month. My total entertainment cost is $26 a month which is far below any cable...
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Re: Giving up cable -- what's the best replacement option?

Men On A Budget ·
Hi.. Welcome to the Community! My wife and I have reduced our cable "bundle" from the bill-us-all-you-can package down to internet only, from around $180 per month down to $55 (including home phone VOIP service) with zero regrets and less than zero loss of quality programming because we now have more options... what to watch and when to watch is completely up to us. That $125 of savings has found much better uses elsewhere in our budget. First of all, I cannot thank you enough for the...
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Re: Giving up cable -- what's the best replacement option?

Men On A Budget ·
Alexis : I am researching the options that you have for Soccer (UK) in order to provide you with a more concise response to your specific needs. Can you tell me what channels you are currently accessing that give your husband the games that he's most interested in? I don't want to research three hundred UK based cable subscription channels in an effort to reinvent the wheel when you two already have the answers that I need to save us both time and trouble. /rayt
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Re: Giving up cable -- what's the best replacement option?

Bonnie Squires ·
We dumped cable 4 years ago when we moved. Now we pay for amazon prime $5 a month hulu $12 and netflix free because 1 of our kids have it plus wwe for hubby $10 than our internet $30 a month. So $55 a month. Sling isn't to bad Husband didn't like it. There all so pluto i think is the name and its free. youtube has free movies that you can watch to. I can't think of any others but if i do I'll let you know
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Re: Giving up cable -- what's the best replacement option?

Alexis Grant ·
Update: Sharing this here gave me a kick to do something about it! The channel we need -- and pretty much the ONLY channel we need -- is NBCSN, NBC Sports Network. I did some research last week and it looked like Hulu offered it, so I signed up for a free trial... but then couldn't find the channel, and a chat with customer service helped me figure out the channel isn't available through Hulu in my area. Going to try a new alternative this week!
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Re: Giving up cable -- what's the best replacement option?

Drumtrip ·
@Alexis Grant I use YoutubeTV, Hulu, and Netflix for about $60 a month. YoutubeTV has NBCSN its GREAT, so glad to be off cable. Works on everything except Amazon Firestick. Frontier also has $40/mon internet for 2 years going on now so my whole bill is around $100
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Re: Giving up cable -- what's the best replacement option?

Fru-Gal ·
Hi Alexis—We are also in the process of ditching cable. I’m a bit of a researcher when it comes to these things so I’m happy to share a little bit of what I’ve learned so far... 1. If you have more than one TV in your house, you need a plan for each TV, depending on how you use it and it’s age. For example, we have a smart TV in the main living area and a “not smart” TV in the bedroom. We’ll probably go with an HD antenna for network channels (news, etc) plus a streaming box (Roku) with a...
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Re: Side Hustles

Vanessa ·
I do InstaGC, Swagbucks, and Prolific Academic. These are sites where you can take surveys, watch videos, signup for newsletters, print coupons, and a bunch of other stuff. I make a couple hundred extra dollars per month doing this on top of working a full time job.
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Re: Giving up cable -- what's the best replacement option?

BGriff ·
If you're a little tech savy, you can build an UNRAID media server out of an old PC. Then join a Usenet service for $10-20/month. Setup PlexServer and Sonar(simple through the UNRAID Docker service) on the media server and download the TV programs that you want to watch from Usenet via Sonar. There are many video tutorials on YouTube on how to do this. If you are a TV junkie and watch many programs daily this might not work well for you, but if you only like a few shows a week or like to...
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Re: Giving up cable -- what's the best replacement option?

William Bailey ·
Does Hulu provide the Fox Sports channels (FS1 and FS2 I believe)? It's for fox what NBC Sports is to NBC, and CBS Sports is to CBS. If I'm not mistaken there's a BRITBox streaming service available in the US now. I assume that even if you are subscribed to Hulu you can still pay the minimal subscription fee for BRITBox if it's available as a separate add on service for ROKU, not necessarily for Hulu itself. I don't know if the FOX sports services are free or not, but CBS in monetizing the...
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Re: Who taught you your most important money lesson and what was it?

Moore Income ·
Pay yourself first. This I learned from many books and successful people. It is a principal that truly works when you start applying it. There is a lot that could be said about it but the best book I have read on the subject would have to be The Richest Man in Babylon. You can find it on Amazon but if you want to save some money and get more books for less, I recommended Thrift Books.
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Re: Who taught you your most important money lesson and what was it?

AverageJoe ·
If we tithe to a local church, how do we pay ourselves first? Should we come directly AFTER the church, and then bills, food etc? Just curious on your take on it.
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Re: Who taught you your most important money lesson and what was it?

Moore Income ·
Good question. I personally view tithing as giving back a portion to God in thankfulness for what He has given me. Therefore I would apply the principle of paying myself first after tithe. For those of us who do this, it means we have to learn to live off of only 80% of what we earn instead of 90% but I think it is a good way to learn to live below our means. And if you practice the principle of tithing first, you can trust God's promises in His Word to take care of those who holds Him in ...
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Re: 5 Things to lookout for when seeking to make money.

Moore Income ·
All of these are great ideas when trying to earn extra income. I agree that surveys, etc. can be a big waste of time and really are not worth it. I did want to add that when it comes to getting a second job, working at a fast food place isn't your only option. I personally deliver food in the evenings for BiteSquad as a way to earn some extra money. Depending on where you live, there are many different "on-demand" and "gig economy" jobs that allow you to earn income with a lot more...
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Re: Marketing Without Money

Moore Income ·
Thanks for the suggestion. I will add it to my list. I personally like purchasing my books from Thrift Books, you get free shipping if you spend $10 and you can get several books in good condition for less than the price of a new book.
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Re: How To Save Money on Groceries

Moore Income ·
Good points. Also, another thing I have had to realize is that when there is a "3 for $9" sale, etc, a lot of times the price per item is $3 each for the sale and you don't have to purchase all 3 to get the deal unless specifically stated. Knowing this has saved me from spending extra money to get more than I actually need of something.
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Re: Side Hustles

Lindsay Fernsler ·
I do freelance thru Upwork. It has definitely helped me out.
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Re: Who taught you your most important money lesson and what was it?

Sewspcl ·
My mother. She always said make a trash small. Save your pennies, pick up a penny. Water down everything to make more including soup, spaghetti sauces, gravies. We made and popcorn and VHS tapes to entertain ourselves. Always pay yourself 1st period try saving $50 a week by the end of the month you've got $200. If not weekly try bi-weekly. Don't throw out old clothes just cut them up and make a blanket or throw. Being thrifty doesn't mean being cheap. Because you always end up with more...
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Re: Who taught you your most important money lesson and what was it?

Sewspcl ·
Pay yourself 1st then pay your bills and tithing. Is not ego it's economics. If you get sick because you're not eating could you can afford food but you going to church every week who are you helping? Let go of ego and pay yourself 1st. Then get back to others. Make sure the church that you are giving to does not squander your money on wines and fine china like my church did.
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Re: Grocery Store Unit Price Codes

jenakle ·
LOL I don't typically buy my olive oil by the gallon! But yes I do try to use the per ounce as a guide when comparison shopping. The hardest for me is toilet paper...double vs triple play, how many sheets am I really getting/how long will this actually last if it's thinner than what we usually buy, etc.
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Re: Save Money on Travel

LaKisha Dillingham ·
Hopper (App) and Google Flights allow you to monitor the price of airfare for your destination and recommend when the ideal time is for you to purchase tickets.
 
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