# Best Secured Card for those who have filed Chapter 13

**URL:** <https://community.thepennyhoarder.com/t/best-secured-card-for-those-who-have-filed-chapter-13/415>\
**Category:** Money Management\
**Created:** [June 7, 2019, 6:28am UTC](https://community.thepennyhoarder.com/t/best-secured-card-for-those-who-have-filed-chapter-13/415 "2019-06-07T06:28:57Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![barbara.hajduk](https://sea1.discourse-cdn.com/flex015/user_avatar/community.thepennyhoarder.com/barbara.hajduk/32/1953_2.png) [@barbara.hajduk](https://community.thepennyhoarder.com/u/barbara.hajduk)\
**Post date:** [June 7, 2019, 6:28am UTC](https://community.thepennyhoarder.com/t/best-secured-card-for-those-who-have-filed-chapter-13/415/1 "2019-06-07T06:28:57Z")

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Unfortunately I had to file Chapter 13 bankruptcy about a month ago. I need a good secured credit card to use for traveling. We cruise alot and I have to have a credit card to connect to my sea pass for use on board. When you get a drink of any type they automatically charge it to your seapass (room card). Does anyone have any suggestions. I hate to use my debit card for this. Thank you.

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**Author:** ![frugalleigh](https://avatars.discourse-cdn.com/v4/letter/f/7651D7/32.png) [@frugalleigh](https://community.thepennyhoarder.com/u/frugalleigh)\
**Post date:** [June 7, 2019, 9:02am UTC](https://community.thepennyhoarder.com/t/best-secured-card-for-those-who-have-filed-chapter-13/415/2 "2019-06-07T09:02:32Z")

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I’m a little confused. You filed for bankruptcy, but you need this card for cruising…?

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**Author:** ![barbara.hajduk](https://sea1.discourse-cdn.com/flex015/user_avatar/community.thepennyhoarder.com/barbara.hajduk/32/1953_2.png) [@barbara.hajduk](https://community.thepennyhoarder.com/u/barbara.hajduk)\
**Post date:** [June 7, 2019, 9:23am UTC](https://community.thepennyhoarder.com/t/best-secured-card-for-those-who-have-filed-chapter-13/415/3 "2019-06-07T09:23:33Z")

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My boyfriend pays for my actual trips but I need to have a credit card attached to my room key for if I purchase pop, water, etc. I don’t pay for my trips, he does. He’s a recovered alcholic so I refuse to allow him to pay for a random drink or glass of wine I may have on board. Cannot pay cash, have to have a credit card.

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**Author:** ![frugalleigh](https://avatars.discourse-cdn.com/v4/letter/f/7651D7/32.png) [@frugalleigh](https://community.thepennyhoarder.com/u/frugalleigh)\
**Post date:** [June 7, 2019, 10:13am UTC](https://community.thepennyhoarder.com/t/best-secured-card-for-those-who-have-filed-chapter-13/415/4 "2019-06-07T10:13:43Z")

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We cruise a lot too. You can actually prepay a certain amount onboard for drinks, etc…

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**Author:** ![kellyfromkeene](https://sea1.discourse-cdn.com/flex015/user_avatar/community.thepennyhoarder.com/kellyfromkeene/32/20570_2.png) [@kellyfromkeene](https://community.thepennyhoarder.com/u/kellyfromkeene)\
**Post date:** [June 10, 2019, 6:16am UTC](https://community.thepennyhoarder.com/t/best-secured-card-for-those-who-have-filed-chapter-13/415/5 "2019-06-10T06:16:07Z")

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I started off with a secured card with a local credit union. It worked well for me!