# debt consolidation **URL:** \ **Category:** Money Management\ **Created:** [February 18, 2021, 7:13am UTC](https://community.thepennyhoarder.com/t/debt-consolidation/1685 "2021-02-18T07:13:27Z")\ **Posts on this page:** 4\ **Page:** 1
**Author:** ![kathy.r](https://avatars.discourse-cdn.com/v4/letter/k/7651D7/32.png) [@kathy.r](https://community.thepennyhoarder.com/u/kathy.r)\ **Post date:** [February 18, 2021, 7:13am UTC](https://community.thepennyhoarder.com/t/debt-consolidation/1685/1 "2021-02-18T07:13:27Z")
Hi, I’ve been looking for the best way to deal with $25K in credit card debt. I spoke to someone at a company called All Service Financial, but I don’t know if this or any debt consolidation agencies are legitimate or not. I sold my house and could pay it off, but I worry about my future income. Any help or advice? Thanks! ---
**Author:** ![kellyfromkeene](https://sea1.discourse-cdn.com/flex015/user_avatar/community.thepennyhoarder.com/kellyfromkeene/32/20570_2.png) [@kellyfromkeene](https://community.thepennyhoarder.com/u/kellyfromkeene)\ **Post date:** [February 18, 2021, 12:08pm UTC](https://community.thepennyhoarder.com/t/debt-consolidation/1685/2 "2021-02-18T12:08:00Z")
I have used, and highly recommend, Greenpath. They are a not-for-profit agency. ---
**Author:** ![kathy.r](https://avatars.discourse-cdn.com/v4/letter/k/7651D7/32.png) [@kathy.r](https://community.thepennyhoarder.com/u/kathy.r)\ **Post date:** [February 18, 2021, 1:09pm UTC](https://community.thepennyhoarder.com/t/debt-consolidation/1685/3 "2021-02-18T13:09:23Z")
thanks so much, Kelly! ---
**Author:** ![kathy.r](https://avatars.discourse-cdn.com/v4/letter/k/7651D7/32.png) [@kathy.r](https://community.thepennyhoarder.com/u/kathy.r)\ **Post date:** [February 22, 2021, 6:18am UTC](https://community.thepennyhoarder.com/t/debt-consolidation/1685/4 "2021-02-22T06:18:48Z")
Just wondering if anyone heard of All Service Financial anyway; I’m curious if they are legitimate.