# School loans

**URL:** https://community.thepennyhoarder.com/t/school-loans/1481
**Category:** Money Management
**Created:** [September 11, 2020, 6:47am UTC](https://community.thepennyhoarder.com/t/school-loans/1481 "2020-09-11T06:47:32Z")
**Posts on this page:** 2
**Page:** 1

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### Author: ![cway](https://avatars.discourse-cdn.com/v4/letter/c/C8B4FF/32.png) [@cway](https://community.thepennyhoarder.com/u/cway)
#### Post date: [September 11, 2020, 6:47am UTC](https://community.thepennyhoarder.com/t/school-loans/1481/1 "2020-09-11T06:47:32Z")

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My school loans are offering zero interest and forebearance for a set time (thru December, I think). Although I’ve continued to make the payments, maybe I should take a few months off and use that payment towards reducing my credit card balance. Thoughts?

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### Author: ![pinay](https://avatars.discourse-cdn.com/v4/letter/p/C8B4FF/32.png) [@pinay](https://community.thepennyhoarder.com/u/pinay)
#### Post date: [September 14, 2020, 2:59am UTC](https://community.thepennyhoarder.com/t/school-loans/1481/2 "2020-09-14T02:59:28Z")

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Hi! My school loans are also in forbearance. Instead of paying, I have been contributing that amount toward my emergency fund.